balancebook: Budget & Money

balancebook: Budget & Money

cashflow and expense tracker

6 ratings
4 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • May 26, 2026
  • August 10, 2026

Features

balancebook: Budget & Money screenshot #1 for iPhone
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balancebook: Budget & Money screenshot #5 for iPhone
balancebook: Budget & Money screenshot #6 for iPhone
balancebook: Budget & Money screenshot #7 for iPhone
balancebook: Budget & Money screenshot #8 for iPhone
balancebook: Budget & Money screenshot #9 for iPhone
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About

Track your cash flow and expenses with this private, modern personal finance tracker. Organize finances into separate ledgers, set custom budgets, and gain insights into spending trends with visual diagrams. Designed for iOS with native features and optional Pro subscription for enhanced capabilities.

Private cash flow tracking
Auto-sync bank transactions (Pro)
Manual entry with categories
Split finances into separate ledgers
Customizable budgets and tags
Net worth tracking
Sankey diagrams for spending flow
Show original description
+2

What's New in balancebook

1.9.2

August 10, 2026

- Minor chart UI fix

Subscription plans

Monthly Pro

Flexible month-to-month access to all Pro features

$7.991 Month
How to cancel balancebook subscription ⁉️

User reviews

Retirement forecasting

The retirement calculator is really nice and adjusting inputs makes it easy to play out different scenarios. Wish the Monte Carlo was free though!

Slight learning curve but really intuitive

This app is feature rich and does have a slight learning curve but once you use it for a couple days it becomes really intuitive. The budget feature is super simple and not complicated like some of the other apps I’ve used. I think I’ll be sticking with this one.

Retirement calculator

This new retirement calculator is really nice and easy to play with different scenarios.the charts are really smooth and visually simple to understand!

Paints a Clear Picture

Balancebook has been providing a clear snapshot of how my money is spent. The display and graphic details are very user friendly. I am so glad I was suggested this app to better track my budget! 10/10 would recommend to keep a closer eye on your cash flow and daily expenses!

FAQ

Does balancebook have ads?

No, balancebook is ad-free. The app explicitly states 'No ads. No selling your data.' in its description, ensuring a clean user experience.

What are the subscription options for balancebook Pro?

balancebook offers a Pro subscription for enhanced features. You can choose between a monthly plan for $7.99 or an annual plan for $59.99. Subscriptions auto-renew unless cancelled 24 hours prior.

How secure is balancebook?

The app emphasizes privacy and offers sign-in with Apple or email. It also states 'No selling your data,' indicating a commitment to user data protection.

What devices does balancebook support?

balancebook is built for iOS and is currently supported on iPhones. It utilizes native iOS design elements like Liquid Glass and Dynamic Type.

How often is balancebook updated?

The latest version, 1.7.9, was released on June 26, 2026, indicating recent development activity. The app was initially released on May 26, 2026.

Can I share my finances with others using balancebook?

Yes, balancebook allows you to invite family members or partners to a shared ledger with the Pro subscription. The owner can set roles as editor or viewer for real-time financial visibility.

What are the benefits of the balancebook Pro subscription?

The Pro subscription unlocks unlimited ledgers and budgets, shared ledgers, and advanced analytics including Sankey breakdowns. These features enhance the ability to manage complex financial situations.

How can I cancel my balancebook Pro subscription?

Subscriptions can be managed or cancelled within your Apple ID settings. It's important to cancel at least 24 hours before the renewal date to avoid further charges.