Basic Capital

Basic Capital

Better retirement starts here.

14 ratings
3 reviews
Free

Details

Released
September 20, 2024
Updated
November 8, 2026
Basic Capital screenshot #1 for iPhone
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About

Manage your retirement savings with tools for enrollment, investment selection, and contribution management. Offers real-time portfolio insights and direct access to plan specialists.

✓401(k) enrollment and payroll contributions
✓Diverse investment options (ETFs, stocks)
✓Traditional and Roth strategy management
✓Mega Backdoor Roth setup
✓Real-time portfolio insights
✓Direct access to plan specialists
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What's New in Basic Capital

3.21.0

November 8, 2026

New features, improvements, and bug fixes.

User reviews

Best app for 401k

The future of 401k that changed my experience completely

Basic Capital >

Great visibility, great user experience, great overall provider….

Easy way to diversify portfolio away from 100% public equities

App is clean and simple to use. Need to do more research on the volatility of corporate bond ETFs

FAQ

How secure is Basic Capital?

Basic Capital is designed with security in mind to protect your financial data. While specific security protocols are not detailed, financial apps typically employ encryption and other measures to safeguard user information.

What financial institutions does Basic Capital support?

The app focuses on managing 401(k) plans offered through employers. Specific details on integration with various brokerage firms or financial institutions are not provided in the description.

Can I make different types of transactions with Basic Capital?

Yes, Basic Capital allows for contribution elections, conversions between Traditional and Roth accounts, and setting up Mega Backdoor Roth contributions. It is designed for managing retirement savings.

Does Basic Capital have ads?

No, Basic Capital does not contain advertisements. The app is free to download and use without any ad interruptions.

What is the update frequency for Basic Capital?

The latest version is 3.21.0, updated on November 8, 2026. This indicates active development, though specific update cadences are not mentioned.

Is Basic Capital available on devices other than iPhone?

Currently, Basic Capital is listed as supported on iPhone. Information regarding Android or other platform availability is not provided.

What is the age rating for Basic Capital?

Basic Capital has an age rating of 4+, making it suitable for users of all ages. This rating is typically based on content appropriateness rather than user financial literacy.

What do users like most about Basic Capital?

Users appreciate the app's flexibility and service for maximizing retirement benefits. They specifically mention the ease of enrollment, access to investment options, and quick access to plan specialists.