Basic Capital

Basic Capital

Better retirement starts here.

12 ratings
3 reviews
Free

Details

  • Released
  • Updated
  • September 20, 2024
  • July 24, 2026
Basic Capital screenshot #1 for iPhone
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About

This app provides tools to increase your investment capital for retirement planning. It allows for IRA contributions with financing options, investment in diversified ETFs, and recurring contributions. Connect directly from your paycheck for seamless investing.

Backdoor Roth IRA conversion
5x investing power with financing
Invest in diversified ETFs
Recurring contributions
Direct paycheck contributions
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What's New in Basic Capital

2.64.0

July 24, 2026

New features, improvements, and bug fixes.

User reviews

Best app for 401k

The future of 401k that changed my experience completely

Basic Capital >

Great visibility, great user experience, great overall provider….

Easy way to diversify portfolio away from 100% public equities

App is clean and simple to use. Need to do more research on the volatility of corporate bond ETFs

FAQ

What is Basic Capital?

Basic Capital is a finance app designed to help users invest more capital for retirement. It offers features like IRA contributions with financing and investment in diversified ETFs.

Does Basic Capital offer a trial period?

Basic Capital is a free application, so there is no trial period required to access its investment features.

How secure is Basic Capital?

In-app brokerage and custody services are provided by Apex Fintech Solutions LLC, a member FINRA/SIPC, indicating a commitment to security standards for financial transactions.

What devices does Basic Capital support?

Basic Capital is available on iPhone and iPod devices, allowing users to manage their investments on the go.

How often is Basic Capital updated?

The latest version of Basic Capital is 2.38.0, and it was last updated on March 27, 2026. This suggests a consistent update schedule.

What is the age rating for Basic Capital?

Basic Capital has an age rating of 4+, making it suitable for a wide range of users interested in financial planning.

Can I connect Basic Capital to my employer?

Yes, the app allows you to connect to your employer and contribute directly from your paychecks, simplifying recurring contributions.

What kind of investments can I make with Basic Capital?

You can invest in low-cost, passive, and diversified ETFs through the Basic Capital application.