Borçtan Çıkış answers one question: which day will you be debt-free?
You enter your credit cards, loans, installments and monthly payments once. The app works out the date you become debt-free and counts down to it, day by day, in a widget on your Home Screen. Make a payment and the date moves closer; miss one and it moves back — so you see where your plan really stands.
NEW: ONE SMALL STEP EACH WEEK
Each week the app suggests a small amount you can realistically set aside, based on your budget, and shows how many days closer your debt-free day gets if you do it every week. Tap "I did it" and the payment page opens ready to go. You can turn off the weekly reminder in Settings.
NEW: SHARE YOUR PROGRESS
The "Share" button on the Summary screen creates a story-sized image showing how much of your debt you've paid off and how many days are left until you're debt-free. Debt names never appear, and amounts are added only if you choose. You can also share from the celebration when you close a debt.
WORK BACKWARDS
Most apps tell you "pay this much a month and you finish on that date". This one answers the question in reverse too: say "I want to be debt-free by June 1" and it works out what you need to pay each month, rounded to an amount you can actually use.
BUILT FOR REAL INSTALLMENTS
• Card installments are split to the cent: 1,000 / 3 = 333.33 + 333.33 + 333.34
• Weekly due dates are supported, not only monthly
• Minimum payment tracking and planning around your statement period
• A payoff plan that accounts for interest on loans, overdrafts and cards
• CSV import and export that matches the format your bank gives you
SEE YOUR PLAN
• Compare two payoff methods side by side and see the finish date of each
• Make an extra payment and watch the date move, instantly
• Month close, missed payment tracking and a history of plan changes
• Milestones and badges
PLAN YOUR MONTH AND SUBSCRIPTIONS
• The month laid out day by day: income, fixed expenses and installments
• What your subscriptions really cost over a year, biggest first
WIDGETS AND SHORTCUTS
• Home Screen and Lock Screen widgets count down to your debt-free day
• Mark a payment as paid without leaving the widget
• Siri: "how many days until I'm debt-free", "when is my next payment", "add an expense"
YOUR DATA STAYS WITH YOU
The app works completely offline. No account, no ads, no tracking. It never connects to a server for your debt data; it only talks to the App Store and our purchase service to verify Premium purchases and keep an anonymous purchase record. iCloud sync is optional and uses your own private database. There is a Face ID app lock and a privacy cover in the app switcher.
FREE AND PREMIUM
The free version lets you add up to 3 debts and use the debt-free date, the countdown, Home Screen and Lock Screen widgets, payment recording, the month view, Siri shortcuts, the weekly step suggestion and the progress card.
Premium unlocks four things: unlimited debts, working backwards from a target date, the method comparison and CSV import/export. It renews monthly and the first 3 days are free. The subscription is billed to your App Store account and renews unless cancelled at least 24 hours before the period ends. You can manage and cancel it in your App Store account settings.
Privacy Policy: https://borctancikis.kirkoc.com/gizlilik.html
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
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