BOWO.fi
The AI-powered DeFi super app.
About
This decentralized finance app offers a comprehensive suite of tools for managing digital assets. It enables users to bond assets at a discount, swap tokens on a decentralized exchange, and spend cryptocurrency via a virtual debit card. The platform also supports protocol governance and community engagement through meetups and a referral program.
What's New in BOWO.fi
2.3.2
August 21, 2026
Included in this Release (2.3.2): Total Portfolio Performance: Added real-time 24-hour percentage and dollar change tracking (▲ Up, ▼ Down, • Neutral) on the Home screen hero card. On-Chain Multi-Market Bond History: Complete multi-depository support (V1, V2, V3) covering all 55 markets on Polygon with verified on-chain proofs and full transaction hashes. Interactive Carousel: Dot indicators to jump directly to any slide and tuned reading intervals. Strict Data Integrity: Guaranteed zero-fabrication and zero mock data across all blockchain queries.
MoreFAQ
What is BOWO.fi?
BOWO.fi is a decentralized finance (DeFi) super app that provides a mobile gateway to various DeFi services including bonding, lending, swapping, governance, and real-world spending via a virtual debit card, all powered by the Polygon network.
How does BOWO.fi help users bond assets?
BOWO.fi uses an AI Autopilot that analyzes live pricing data from CoinGecko to identify optimal times to acquire BOWO tokens at a discount by bonding DAI, USDC, or USDT. These bonds vest linearly, allowing users to see their rewards grow over time.
Can I spend my crypto with BOWO.fi?
Yes, BOWO.fi offers a virtual debit card that allows you to spend your USDC and USDT balance anywhere Mastercard is accepted. You can reveal, freeze, or refresh your card directly within the app for convenient management.
How does protocol governance work in BOWO.fi?
By holding SHIMS governance tokens, users can vote on treasury proposals and protocol upgrades. BOWO.fi facilitates a fully on-chain DAO with transparent supermajority rules, allowing users to delegate voting power and track proposal outcomes.
What are the security features of BOWO.fi?
BOWO.fi prioritizes security with Privy-powered authentication (email or social login), non-custodial embedded wallets ensuring users retain control of their keys, and on-chain verification for all reward claims. It also utilizes the Polygon network for fast, low-cost transactions.
How can I earn rewards with BOWO.fi?
You can earn rewards by hosting or attending BOWO.fi meetups, earning 25 BOWO per event after verifying attendance by bonding $100+. Additionally, inviting friends with your personal referral link earns both parties 10 BOWO when they join and link their Telegram.
Does BOWO.fi have ads?
No, BOWO.fi does not contain advertisements.
What devices is BOWO.fi available on?
BOWO.fi is available on iPhone, iPad, and iPod devices.