
BreadWinnr: AI Finance Planner
Know your dough. Spend smarter
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Free
In-App Purchases
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About
Your money. A clearer plan.
BreadWinnr is your AI Finance Planner for everyday money decisions. Bring your accounts, budget, bills and goals together, then use private AI on supported iPhones to help understand your spending and plan your next move.
ASK YOUR AI FINANCE PLANNER
“How much did I spend on dining this month?”
“Can I afford a $400 trip?”
Ask questions about your money in plain language. BreadWinnr calculates the numbers and uses AI to help explain the answers.
KNOW WHAT YOU CAN SPEND
See a daily spending estimate based on your budget and bills still due. Make everyday purchases with a clearer view of what needs to last.
SEE YOUR WHOLE FINANCIAL PICTURE
Connect your banks and brokerage accounts, track crypto, and add assets like property or cash. Follow your net worth over time alongside your spending and goals.
SPEND LESS TIME SORTING
Transactions are filed to your budgets automatically. AI helps suggest where other transactions belong, and you review suggestions before applying them.
PLAN FOR UPCOMING BILLS
See recurring charges and bills expected in the next two weeks. Spot price increases and possible duplicate charges, and get help drafting cancellation messages for subscriptions you no longer want.
TURN GOALS INTO A PLAN
Track savings goals and explore your path to financial independence. See projections in plain language to help you understand how today’s choices could affect your progress.
CAPTURE CASH AND RECEIPTS
Log cash spending or scan a receipt with your camera. Check the details before saving to keep your financial picture up to date.
PRIVATE AI, ON YOUR IPHONE
On supported iPhones with Apple Intelligence, AI features run on your device. Your questions and financial data are not sent to us or an AI company for those features. Availability depends on your device and Apple Intelligence support.
YOU STAY IN CONTROL
Bank connections are read only. BreadWinnr cannot move money, and we never see your bank login. Lock the app with Face ID or your device passcode, and delete your account and data any time in Settings.
SIMPLE PRICING
Eligible new subscribers can start with a 14-day free trial. Choose a monthly or annual plan with every feature included and up to five bank connections. Additional bank connections require a separate subscription. Prices and trial eligibility are shown before purchase.
Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. An eligible free trial converts to the selected paid plan unless canceled. Manage or cancel subscriptions in your Apple Account settings.
BreadWinnr provides planning tools and general information, not financial, investment, tax or legal advice. AI responses, scores, projections and spending estimates may be inaccurate. Review important information before making financial decisions.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Terms of Service: https://breadwinnr.com/terms
Privacy Policy: https://breadwinnr.com/app-privacy
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What's New in BreadWinnr
1.1
November 8, 2026
2
Subscriptions & In-App Purchases
Premium Monthly
Link more banks and keep balances current automatically
$6.991 Month
14 Days trial






