Bucks: Money, Out Loud

Bucks is a place to be honest about money. Each month you write down what came in and what went out: income, housing, getting around, food and everything else. That is your statement. It takes a few minutes, and you can read the figures from a screenshot of your banking app. The screenshot is read on your phone and never uploaded. You check every number before anything is saved. THE MIRROR Bucks shows where you stand against people your age, in your line of work, in your country. "You earn more than 57 in every 100." It only compares within groups of at least 20 people. When a group is smaller, it falls back to national figures and tells you so. Income is only ever compared within the same currency. TALK ABOUT IT The feed is people posting their real months, questions and small wins. Post with your name, only to people who follow you, or anonymously. Anonymous posts show no name, handle or picture, and their time is blurred so nobody can work out who wrote them from the order. CIRCLES Small rooms around one thing: first flat, freelancers, debt-free journey, or just you and your flatmates. Public circles are open to anyone. Private ones are for the people you invite. GOALS AND CHALLENGES Save for something on your own or together, and watch the bar fill up. Join a challenge with other people, like cooking at home for 7 days or a 30-day savings sprint. Check in once a day. Others see how many are on track. Your missed days stay yours. A QUESTION EVERY DAY One short question about money, the same for everyone. Answer first, then see how everyone else answered and read the conversation. PLAN THE MONTH Budget, subscriptions, debt plan, net worth, pay check and afford check. The tools answer the questions people actually ask, and they stay private. MESSAGES Talk about money in private and send someone your month when they ask. YOUR DATA Bucks has no ads and does not sell or share your data. It does not connect to your bank. You can export your numbers at any time, and deleting your account from the app deletes everything. Bucks is for adults (18+). It is not financial advice. It shows you real numbers from real people so you can make your own decisions.