This app helps you understand exactly how much money you can safely spend by calculating your overall balance, available money after savings goals, and truly unbudgeted funds. Organize your finances with custom pockets for spending and savings, and track every transaction locally on your device without needing an account or internet connection.
1.6.0
October 10, 2026
What's new in 1.6.0 Credit cards, rebuilt Budget Ease now treats a credit card as what it is: money you owe the bank. A card purchase leaves its pocket the moment you log it, just like cash, so your Safe to Spend is always accurate, even before the bill is paid. • See exactly which charges you've paid back and how much you still owe, card by card. • Make a payment and Budget Ease applies it to your oldest charges first. Want it to cover something else? Change it in a tap. • Paying a card never moves your budget. The money already left your pockets when you spent it. New "You owe" summary A new line under Safe to Spend shows what you owe across your cards. With one card, tap Pay to record a payment right away. With several, tap View to jump to your cards. Default payment methods Choose a default card for the whole app, or a different one for each pocket. New purchases start on it automatically, and you can always switch with one tap. A clearer Dashboard Available Money is now the main number on your Dashboard, with Safe to Spend and your savings right below it. Plus bug fixes and small improvements throughout.
MoreBudget Ease helps you determine exactly how much money you can safely spend by calculating your overall balance, available money after savings goals, and truly unbudgeted funds. It focuses on providing a clear view of your immediate spending capacity.
You can create dedicated savings pockets for goals like vacations or emergency funds. The app then subtracts these amounts from your overall balance to calculate your 'Available Money' and 'Safe to Spend' figures, ensuring your savings remain protected.
Yes, Budget Ease is designed as an 'offline first' application. All your financial data is stored locally on your device, meaning you do not need an internet connection to use it, and no account sign-up is required.
Budget Ease is built for iPhone, iPad, and Mac. The user interface adapts automatically to the device, offering a seamless experience across Apple's ecosystem.
No, Budget Ease is ad-free. The app explicitly states 'no ads, no upsells,' focusing solely on providing a clear view of your money without interruptions.
The latest version of Budget Ease is 1.5, and it was last updated on July 20, 2026. This indicates a recent update, suggesting ongoing development and support for the application.
Budget Ease has an age rating of 4+. This means it is suitable for users of all ages, with no content restrictions or mature themes.
Privacy is a core feature of Budget Ease. Since no account is required and the app operates offline, your financial data is stored exclusively on your device, preventing any external access or data breaches.
