Super easy
My issue is always sticking with a budget. This one has kept me engaged and I really like the zero based budget approach. Works great for what I need!
Free
In-App Purchases
About
This app offers a private and simple way to manage your money using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, helping you track every dollar and stay mindful of your spending.
✓Zero-based envelope budgeting
✓Manual transaction logging
✓No bank account linking
✓Private and secure
✓Offline functionality
✓Monthly budget periods
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What's New in Budget Zero
1.3.0
June 21, 2026
Thanks for using Budget Zero! This update includes several bug fixes and UI improvements. You no longer are required to login - using CloudKit, your data is stored securely in iCloud.
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Monthly Subscription
Monthly subscription for Budget Zero
$2.991 Month
1 Month trialUser reviews
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FAQ
What is Budget Zero's core budgeting method?
Budget Zero utilizes a zero-based envelope budgeting system. This method ensures every dollar of income is assigned a specific job or category, helping users budget down to zero and gain full control over their spending.
Does Budget Zero link to my bank account?
No, Budget Zero is designed for privacy and does not link to any bank accounts. All transactions are logged manually, which helps users stay more mindful of their financial activities.
How much does Budget Zero cost?
The app offers a free version with core budgeting features. An optional 'Budget Zero Pro' subscription unlocks additional features for $3.99/month or $19.99/year, with a 1-month free trial for both plans.
Can I use Budget Zero offline?
Yes, Budget Zero works offline. You do not require an internet connection to log transactions, manage your budgets, or track your finances, making it convenient for use anywhere.
What devices does Budget Zero support?
Budget Zero is available on iPhone and iPad. It also supports iCloud syncing, allowing you to access and manage your budget across multiple Apple devices seamlessly.
How often is Budget Zero updated?
The app was last updated on April 23, 2026, with version 1.2.6. This indicates a recent update, suggesting ongoing development and support for the application.
What are the subscription options for Budget Zero Pro?
Budget Zero Pro offers two auto-renewable subscription plans: a monthly plan at $3.99 and a yearly plan at $19.99. Both plans include a 1-month free trial, and subscriptions can be managed or canceled in Apple ID Account Settings.
What is the user sentiment for Budget Zero?
Based on the available data, Budget Zero has a perfect 5.0-star rating from 4 user reviews. This high rating suggests a very positive user sentiment regarding its functionality and ease of use.
