Best Simple Budget Envelopes Apps

250+ iOS apps curated and reviewed

4.6 avg rating
18 free apps
Updated October 2026

Looking for free simple budget envelopes apps? 18 of our 250+ tracked titles are free to download β€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top Simple Budget Envelopes Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Simple Budget EnvelopesSimple Budget Envelopes$0.994.6β˜… (115)NoNoOct 2026
2Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8β˜… (831)NoYesOct 2026
3Simple Envelope BudgetingSimple Envelope Budgeting$2.993.7β˜… (11)NoNoSep 2026
4RealBudget: Envelope BudgetingRealBudget: Envelope BudgetingFree4.9β˜… (138)NoYesOct 2026
5Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6β˜… (14K)NoYesOct 2026
6Simple Budget PlannerSimple Budget PlannerFree4.4β˜… (283)NoYesOct 2026
7Simpler Budget: EnvelySimpler Budget: EnvelyFree5.0β˜… (3)NoYesSep 2026
8SpendLens: Budget EnvelopesSpendLens: Budget EnvelopesFreeβ€”NoYesSep 2026

Top Picks for Simple Budget Envelopes

Simple Budget Envelopes#1

Simple Budget Envelopes by Joseph Palmer

Take your budget on the go!
Editor's Choice
πŸ’° Finance
4.6😊(115 ratings)
$0.99
#22in Finance
Simple Budget Envelopes screenshot 1
Simple Budget Envelopes screenshot 2
Simple Budget Envelopes screenshot 3
Simple Budget Envelopes screenshot 4
Simple Budget Envelopes screenshot 5

Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.

What We Love

  • πŸ‘ Extremely simple and easy to use
  • πŸ’° No subscription needed, free
  • 🎯 Perfect for envelope budgeting
  • πŸ“± Digital alternative to cash envelopes
  • βœ… No unnecessary features or clutter
  • πŸ’‘ Allows users to create custom envelopes
  • ✨ Clean and straightforward interface
  • πŸ”’ No need to link bank accounts or sign up
  • πŸš€ Quick setup and efficient operation
  • πŸ’― Highly recommended by users
  • 🌟 Great for beginners in budgeting
  • πŸ’° Helps track spending and savings effectively

Room to Improve

  • πŸ€” Lacks a built-in tutorial
  • 🎨 Limited color options for envelopes
  • πŸ”„ No automatic monthly reset for envelopes
  • πŸ—‚οΈ Envelopes are not sortable
  • ⬆️ Item display limit for transactions
  • πŸ“ No built-in memo or note feature for transactions
  • 🚫 Cannot edit transactions
  • πŸ“± No multi-device syncing
  • ❌ Some users experienced crashes after updates
  • βšͺ Issues with dark mode display (white on white text)
  • 🚫 Cannot write cents in amounts
  • πŸ”„ No option to create sub-envelopes
  • πŸ‘₯ Not shareable with spouse/other users
Envy: Envelope Budget Planner#2

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Strong Contender
πŸ’° Finance
4.8😊(831 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
Envy: Envelope Budget Planner screenshot 2
Envy: Envelope Budget Planner screenshot 3
Envy: Envelope Budget Planner screenshot 4
Envy: Envelope Budget Planner screenshot 5
Envy: Envelope Budget Planner screenshot 6

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

What We Love

  • πŸ‘ Simple and easy to use
  • πŸš€ Straightforward envelope budgeting
  • πŸ”’ No bank account required
  • πŸ’° Affordable one-time purchase
  • 🎨 Visually pleasing design

Room to Improve

  • πŸ” Limited envelope customization (renaming, reordering, deleting)
  • πŸ”’ Inability to track cents/pennies
  • πŸ”— No multi-device sync or sharing
  • πŸ”’ Envelope balance rounding issues
Simple Envelope Budgeting#3

Simple Envelope Budgeting by Frank Herring

Every Dollar Finds Its Place
Worth Considering
πŸ’° Finance
3.7(11 ratings)
$2.99
Simple Envelope Budgeting screenshot 1
Simple Envelope Budgeting screenshot 2
Simple Envelope Budgeting screenshot 3
Simple Envelope Budgeting screenshot 4
Simple Envelope Budgeting screenshot 5

Digitize your financial efforts with this straightforward budgeting app. It uses a color-coded envelope system to help you track spending, set savings goals, and avoid going over budget. Syncs across devices without ads or in-app purchases.

More Simple Budget Envelopes apps to explore

FAQ about Simple Budget Envelopes

What are the best simple budget envelopes apps for iPhone?
Simple Budget Envelopes tops our simple budget envelopes apps ranking as of October 2026, with a 4.6-star average from 115 App Store ratings, and it's priced at $0.99.
Yes β€” 18 of the top simple budget envelopes apps we rank are free to download, including Envy: Envelope Budget Planner and RealBudget: Envelope Budgeting.
Simple Budget Envelopes has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ simple budget envelopes apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.