Best Simple Budget Envelopes Apps

212+ iOS apps curated and reviewed

4.7 avg rating
18 free apps
Updated May 2026

Looking for free simple budget envelopes apps? 18 of our 212+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Simple Budget Envelopes

Simple Budget Envelopes#1

Simple Budget Envelopes by Joseph Palmer

Take your budget on the go!
Editor's Choice
šŸ’° Finance
4.6😊(112 ratings)
$0.99
#33in Finance
Simple Budget Envelopes screenshot 1
Simple Budget Envelopes screenshot 2
Simple Budget Envelopes screenshot 3
Simple Budget Envelopes screenshot 4
Simple Budget Envelopes screenshot 5
Simple Budget Envelopes screenshot 6

Track your budget with ease using this simple app that helps you manage your money by allocating it into customizable envelopes. No sign-in or in-app purchases required – start budgeting on the go effortlessly.

What We Love

  • šŸ‘ Extremely simple and easy to use
  • šŸ’° No subscription needed, free
  • šŸŽÆ Perfect for envelope budgeting
  • šŸ“± Digital alternative to cash envelopes

Room to Improve

  • šŸ¤” Lacks a built-in tutorial
  • šŸŽØ Limited color options for envelopes
  • šŸ”„ No automatic monthly reset for envelopes
Envy: Envelope Budget Planner#2

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Strong Contender
šŸ’° Finance
4.8😊(763 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
Envy: Envelope Budget Planner screenshot 2
Envy: Envelope Budget Planner screenshot 3
Envy: Envelope Budget Planner screenshot 4
Envy: Envelope Budget Planner screenshot 5
Envy: Envelope Budget Planner screenshot 6

What We Love

  • šŸ‘ Simple and easy to use
  • šŸš€ Straightforward envelope budgeting
  • šŸ”’ No bank account required
  • šŸ’° Affordable one-time purchase

Room to Improve

  • šŸ” Limited envelope customization (renaming, reordering, deleting)
  • šŸ”¢ Inability to track cents/pennies
  • šŸ”— No multi-device sync or sharing
Budget Zero: Envelope Planner#3

Budget Zero: Envelope Planner by Grey Park LLC

Simple Private Money Tracker
Worth Considering
šŸ’° Finance
5.0(4 ratings)
FreeIn-App Purchases
Budget Zero: Envelope Planner screenshot 1

This private money tracker helps you take control of your finances with a simple, zero-based envelope budgeting system, allowing you to manage your accounts, track transactions, and reach a balanced budget without linking your bank account or compromising your data. Download now and start budgeting with ease, with optional affordable subscription for additional features.

More Simple Budget Envelopes apps to explore

4
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

A user-friendly budget planner app that helps you track expenses, set financial goals, and manage your money efficiently. Take control of your finances and start budgeting today!

šŸ’° Finance
(13K)
5
RealBudget: Envelope Budgeting
RealBudget: Envelope Budgeting
RealBudget: Envelope Budgeting
Simple and intuitive budgeting
Free

RealBudget - Envelope Budgets is a straightforward budgeting app that utilizes the envelope budget system. With features like different budget formats, transaction notes, and real-time sharing, it helps users take control of their finances. Try it for free on a single device or opt for a premium subscription for multi-device access and additional benefits.

šŸ’° Finance
(7)
6
Spending Tracker - Budget App
Spending Tracker - Budget App
Spending Tracker - Budget App
Budget planner & money tracker
Free

Track your expenses, set budgets, and manage your finances effectively with this intuitive budgeting app. Take control of your spending habits and achieve your financial goals today.

šŸ’° Finance
(667)
7
Tracky: Simple Budget Planner
Tracky: Simple Budget Planner
Tracky: Simple Budget Planner
Manage and Track your Spending
Free

Tracky is a user-friendly budget planner application designed to help you manage your expenses effortlessly. Start tracking your spending today and take control of your finances with Tracky!

šŸ’° Finance
(119)
8
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

Track expenses, plan finances, and reach your financial goals with a personal budget app that helps you manage your money easily and guilt-free. Start for free today to create budgets, monitor spending, and see all your financial accounts in one place.

šŸ’° Finance
(84K)
9
Simple Envelope Budgeting
Simple Envelope Budgeting
Simple Envelope Budgeting
Every Dollar Finds Its Place
$1.99

This budgeting application helps you manage your finances by digitizing the traditional envelope method, allowing you to track spending and stay on top of your budget with ease. With features like color-coded envelopes, savings goals, and a simple interface, you can easily monitor your expenses and make informed financial decisions.

šŸ’° Finance
(8)
10
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free
šŸ’° Finance
(18K)
11
Envelope: Budgeting & Banking
Envelope: Budgeting & Banking
Envelope: Budgeting & Banking
Your ultimate money manager
Free
šŸ’° Finance
(338)
12
Budget Planner App - Fleur
Budget Planner App - Fleur
Budget Planner App - Fleur
Bill Organizer & Money Tracker
Free

Organize your bills, track expenses, and manage your budget easily with this intuitive app. Stay on top of your finances effortlessly. Start planning your budget today!

šŸ’° Finance
(12K)
13
YNAB
YNAB
YNAB
Never worry about money again
Free

Start changing your money mindset with a set of habits to spend purposefully, save aspirationally, and give generously. Join millions in improving your financial outlook and sign up for a one-month free trial today!

šŸ’° Finance
(60K)
14
Easy Budget Money Tracker Zeny
Easy Budget Money Tracker Zeny
Easy Budget Money Tracker Zeny
Simple Income Expense Manager
Free

Track your income and expenses effortlessly with this simple money tracker app. Enjoy quick and easy financial management without the need for registration. Start managing your finances with just a few taps today!

šŸ’° Finance
(205)
15
Simple Budget: Expense Tracker
Simple Budget: Expense Tracker
Simple Budget: Expense Tracker
Simple Finance & Money Tracker
Free

This financial tool simplifies budgeting using the envelope system with digital enhancements, allowing users to track spending, gain insights, and grow savings by manually entering transactions and linking them to categories and accounts. By signing up, users can access their budget across multiple devices and take advantage of features like a budget calculator, transaction export, and premium insights for a small monthly fee.

šŸ’° Finance
(39)
16
Simpler Budget: Envely
Simpler Budget: Envely
Simpler Budget: Envely
Envelope Budget App
Free

This budgeting app helps you track your expenses, income, and savings, providing a clear picture of your financial health and insights to make smart financial decisions. With its intuitive cash tracker, customizable budget envelopes, and visual savings tracker, you can take control of your finances, build better habits, and reach your goals.

šŸ’° Finance
(3)
17
Simple Budget Planner
Simple Budget Planner
Simple Budget Planner
Budget, Plan Finances Freely!
Free

Embark on a journey towards financial independence with our budgeting app. Easily track expenses, set savings goals, and automate transactions to manage your finances smartly. Download now for a more prosperous future!

šŸ”§ Utilities
(284)
18
Weekly: Budget Planner App
Weekly: Budget Planner App
Weekly: Budget Planner App
Spending & Money Goal Tracker
Free

Track your expenses, set savings goals, and manage your budget effortlessly with our intuitive financial planning tool. Start achieving your financial dreams today with Weekly!

šŸ’° Finance
(3.6K)
19
Qube Money: Envelope Budgeting
Qube Money: Envelope Budgeting
Qube Money: Envelope Budgeting
Envelope Banking & Budgeting
Free

Qube Money is an envelope budgeting application that helps users organize and manage their finances using a digital envelope system. Stay in control of your money with Qube Money today!

šŸ’° Finance
(1.6K)
20
Envelope Budget - Kualia
Envelope Budget - Kualia
Envelope Budget - Kualia
Personal Finance Planner
Free

Track and manage your budget effortlessly with our envelope budgeting app. Set target amounts for categories and keep tabs on your available funds throughout the month. Accelerate your budgeting goals today!

šŸ’° Finance
(3)