Best Simple Budget Envelopes Apps

250+ iOS apps curated and reviewed

4.7 avg rating
18 free apps
Updated August 2026

Looking for free simple budget envelopes apps? 18 of our 250+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top Simple Budget Envelopes Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Simple Budget EnvelopesSimple Budget Envelopes$0.994.6โ˜… (115)NoNoAug 2026
2Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8โ˜… (794)NoYesSep 2026
3RealBudget: Envelope BudgetingRealBudget: Envelope BudgetingFree4.9โ˜… (136)NoYesAug 2026
4Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6โ˜… (13K)NoYesSep 2026
5Simple Envelope BudgetingSimple Envelope Budgeting$2.993.7โ˜… (11)NoNoSep 2026
6Simple Budget PlannerSimple Budget PlannerFree4.4โ˜… (284)NoYesJul 2026
7Simpler Budget: EnvelySimpler Budget: EnvelyFree5.0โ˜… (3)NoYesSep 2026
8Tracky: Simple Budget PlannerTracky: Simple Budget PlannerFree4.6โ˜… (124)YesYesSep 2026

Top Picks for Simple Budget Envelopes

Simple Budget Envelopes#1

Simple Budget Envelopes by Joseph Palmer

Take your budget on the go!
Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜Š(115 ratings)
$0.99
#73in Finance
Simple Budget Envelopes screenshot 1
Simple Budget Envelopes screenshot 2
Simple Budget Envelopes screenshot 3
Simple Budget Envelopes screenshot 4
Simple Budget Envelopes screenshot 5
Simple Budget Envelopes screenshot 6

Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.

What We Love

  • ๐Ÿ‘ Extremely simple and easy to use
  • ๐Ÿ’ฐ No subscription needed, free
  • ๐ŸŽฏ Perfect for envelope budgeting
  • ๐Ÿ“ฑ Digital alternative to cash envelopes
  • โœ… No unnecessary features or clutter
  • ๐Ÿ’ก Allows users to create custom envelopes
  • โœจ Clean and straightforward interface
  • ๐Ÿ”’ No need to link bank accounts or sign up
  • ๐Ÿš€ Quick setup and efficient operation
  • ๐Ÿ’ฏ Highly recommended by users
  • ๐ŸŒŸ Great for beginners in budgeting
  • ๐Ÿ’ฐ Helps track spending and savings effectively

Room to Improve

  • ๐Ÿค” Lacks a built-in tutorial
  • ๐ŸŽจ Limited color options for envelopes
  • ๐Ÿ”„ No automatic monthly reset for envelopes
  • ๐Ÿ—‚๏ธ Envelopes are not sortable
  • โฌ†๏ธ Item display limit for transactions
  • ๐Ÿ“ No built-in memo or note feature for transactions
  • ๐Ÿšซ Cannot edit transactions
  • ๐Ÿ“ฑ No multi-device syncing
  • โŒ Some users experienced crashes after updates
  • โšช Issues with dark mode display (white on white text)
  • ๐Ÿšซ Cannot write cents in amounts
  • ๐Ÿ”„ No option to create sub-envelopes
  • ๐Ÿ‘ฅ Not shareable with spouse/other users
Envy: Envelope Budget Planner#2

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(794 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
Envy: Envelope Budget Planner screenshot 2
Envy: Envelope Budget Planner screenshot 3
Envy: Envelope Budget Planner screenshot 4
Envy: Envelope Budget Planner screenshot 5
Envy: Envelope Budget Planner screenshot 6

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

What We Love

  • ๐Ÿ‘ Simple and easy to use
  • ๐Ÿš€ Straightforward envelope budgeting
  • ๐Ÿ”’ No bank account required
  • ๐Ÿ’ฐ Affordable one-time purchase
  • ๐ŸŽจ Visually pleasing design

Room to Improve

  • ๐Ÿ” Limited envelope customization (renaming, reordering, deleting)
  • ๐Ÿ”ข Inability to track cents/pennies
  • ๐Ÿ”— No multi-device sync or sharing
  • ๐Ÿ”ข Envelope balance rounding issues
RealBudget: Envelope Budgeting#3

RealBudget: Envelope Budgeting by Limitless Innovative Technologies

See exactly what you can spend
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(136 ratings)
FreeIn-App Purchases
RealBudget: Envelope Budgeting screenshot 1
RealBudget: Envelope Budgeting screenshot 2
RealBudget: Envelope Budgeting screenshot 3
RealBudget: Envelope Budgeting screenshot 4
RealBudget: Envelope Budgeting screenshot 5
RealBudget: Envelope Budgeting screenshot 6

Manage your money effectively with a digital envelope budgeting system. This app allows you to create custom envelopes, track expenses, and gain full control over your finances. It offers features like bank syncing and budget sharing to simplify your financial management.

What We Love

  • ๐Ÿ‘ Simple and easy to use
  • ๐Ÿ’ก Visual envelope system
  • ๐Ÿ’ฐ Helps with budgeting and saving
  • ๐Ÿ†“ Free to use with generous developer
  • โœ… Practical and manageable budgeting
  • โœจ Clean and seamless interface
  • ๐ŸŽฏ Focuses on financial goals
  • ๐Ÿ’ธ Replaces physical cash envelopes
  • ๐Ÿ“Š Clear financial picture
  • ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Good for couples/families
  • ๐Ÿš€ Efficient for tracking spending
  • ๐Ÿ’ฏ Highly recommended
  • ๐ŸŒŸ Intuitive design
  • ๐Ÿ“ˆ Helps organize finances
  • ๐Ÿ˜Œ Provides financial peace
  • ๐Ÿ‘ Realistic money visualization
  • ๐Ÿ‘ No linking of accounts
  • ๐Ÿ‘ Customizable envelopes
  • ๐Ÿ‘ Good for ADHD

Room to Improve

  • ๐Ÿค” Notes not visible at a glance
  • ๐Ÿ”„ Budgets need to be recreated monthly
  • โ“ Difficulty finding sharing options
  • ๐Ÿ› Glitchy at times
  • ๐Ÿค” Desire for a version without budgeting
  • ๐Ÿค” Wish for transaction splitting

More Simple Budget Envelopes apps to explore

FAQ about Simple Budget Envelopes

What are the best simple budget envelopes apps for iPhone?
Simple Budget Envelopes tops our simple budget envelopes apps ranking as of August 2026, with a 4.6-star average from 115 App Store ratings, and it's priced at $0.99.
Yes โ€” 18 of the top simple budget envelopes apps we rank are free to download, including Envy: Envelope Budget Planner and RealBudget: Envelope Budgeting.
Simple Budget Envelopes has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ simple budget envelopes apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you track your remaining budget by using a digital envelope system. You can create as many envelopes as you need and easily add or subtract funds as you spend or receive money.
Key features include the ability to create an unlimited number of digital envelopes, simple functions to add or subtract money from these envelopes, and a clear display of how much money remains in your budget. It also requires no sign-in or in-app purchases.