Originally worked, but now is busted
I’ve been using this app and product for years. At some point in the last 2-3 years they have destroyed the reconciliation process. They indicated the implemented a feature some users wanted that is causing this. It took my hours and hours to finally figure out what the heck was going on with a bank I was using… DUE to the fact that GB screwed up the normal process for reconciliation and downloading “cleared” transactions. My bank was screwing customers by hiding deposits and refunds in statements and downloads. With proper reconciliation, which I finally had to do MANUALLY over 8 months of data to figure out where the errors were being injected.
Never trust a bank, and never trust a broken reconciliation process. No longer a user…
Never trust a bank, and never trust a broken reconciliation process. No longer a user…
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Intuitive app but horrible delay in transactions
This app has been very helpful for me financially and is pretty easy to use once you figure out how to move money around. My only issue is that unlike apps such as YNAB, this app takes forever for transactions to show up on the app, when you look at the app you really just see the money you had 3 days ago. There needs to be an option for transactions to show up immediately instead of waiting for them to be completely cleared and then having to wait for plaid to update. Plaid also says they update automatically 1 to 4 times a day so I am confused as to why cleared transactions are taking over 24 hours to show up.
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Glitches
I don’t even know what’s going on anymore. I created all new envelopes (no rollovers), set them to fill at the first of the month, and somehow none of the math is mathing. I have one envelope filled with $800. I had a total of $105 set as a recurring payment to withdraw from this envelope. I have -$105 in this envelope now. Did it just not bother to fill? Anyway this is pretty useless as a way to keep track of money if it doesn’t even track things properly.
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No iPad Support
This app is old and near unusable if like me you use an iPad in the Magic Keyboard. This program looks like it may possibly have some cool features, but if they are too cumbersome to get to, do these features really matter?
Better for YNAB
I read the book, You Need A Budget, and then downloaded the app by the same org. Goodbudget is simpler and works better.
