Comparison

Goodbudget Budget Planner vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Goodbudget Budget Planner

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Highlights
  • Virtual envelope budgeting
  • Shared budgets
  • Expense tracking
  • Debt payoff tracking
  • Insightful financial reports
  • Automatic cloud backup
  • CSV transaction export
Features
Currently charting
Read full description

Goodbudget is a personal finance app perfect for budget planning, debt tracking, and money management. Share your budget and data across multiple phones (and the web!). MANAGE MONEY WITH PEOPLE YOU LOVE Goodbudget is perfect for sharing a budget with a spouse, family member, or friend because your budget is backed up. Share your budget across multiple devices including iPhones, other smartphones, and the web. * Transactions get backed up to the cloud and are accessible from other devices, including Goodbudget's web app! * Stay on the same page about finances with those close to you * Your data is automatically and securely backed up to Goodbudget's website * Download transactions to CSV (on website) INSIGHTFUL REPORTS Goodbudget helps you make sense of your budgeting and spending with in-app reports. * Know how to modify your budget after analyzing reports * Spending by envelope report (cool-looking pie chart!) * Income vs spending report * Debt progress report (track your payoff!) * Even more reports on the web A PROVEN SYSTEM Goodbudget is based on the envelope budgeting method. But with no physical envelopes...only virtual envelopes! * Check envelopes balances (aka how much you have left to spend) while you're on-the-go * Add transactions and track expenses easily on the go * Use the proven cash envelope budgeting method * Track your bank balances in addition to envelope balances * Pay off debt and manage payments * Live within your means * Schedule transactions and automatically fill envelopes Ad-free, Free Forever version includes 10 regular envelopes & 10 annual envelopes. Use envelope budgeting to plan your spending, not just track it! ================================ SUBSCRIBERS GET MORE FEATURES! ================================ * Unlimited Envelopes AND Accounts * Automatic Bank Sync * 5 devices for sharing * 7 years of transaction history * Personal and friendly email support Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Payment will be charged to iTunes Account at confirmation of purchase. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. If you're looking to track where your money goes, plan your spending, or create a budget that works, try us out! Goodbudget: Budget well. Live life. Do Good. Features, bugs? Please email us at support@goodbudget.com! We're happy to help! ** Leading personal finance app downloaded over 2,000,000 times AND previously featured by Apple, The New York Times, Forbes, CNET, LifeTime TV, The Boston Globe, and Lifehacker **

About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

Screenshots

Goodbudget Budget Planner4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: Spending Tracker at 95% against Goodbudget Budget Planner's 59%. Spending Tracker also leads on rating (4.8 vs 4.6) and device support (5 vs 2). Goodbudget Budget Planner's advantage is ads (none vs shown) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Goodbudget Budget Planner sells 10 in-app purchases, starting at $5.99 per month and Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Spending Tracker holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 13K and 19K respectively. Written reviews point the same way: 59% of Goodbudget Budget Planner's written reviews are positive against 95% of Spending Tracker's.

UpkeepUpdate frequency

Goodbudget Budget Planner ships an update every 3 weeks, Spending Tracker every 2 months. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

Scorecard6 real differences · 5 level
Goodbudget Budget Planner versus Spending Tracker: the parameters behind the verdict, then further details
ParameterGoodbudget Budget PlannerSpending Tracker
PriceFreeFree
Rating4.6 (13K ratings)4.8 (19K ratings) — better
Positive reviews58.8% of reviews94.6% of reviews — better
Number of ratings13K19K — better
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
Best chart rank#119 — better—
DevicesiPhone, iPodiPhone, iPad, iPod, Mac, Apple Watch — better
Requires iOS15.0 — better15.5
Further details — not scored
Size23 MB50 MB
Age rating4+4+
DeveloperDayspring TechnologiesMH Riley Ltd

Customer experience

Goodbudget Budget Planner

All ratings13,448 ratings
Positive92.0%
Neutral3.5%
Negative4.5%
Written reviews386 reviews
Positive58.8%
Neutral9.3%
Negative31.9%

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,902 reviews
Positive94.6%
Neutral2.5%
Negative2.9%

User reviews

Goodbudget Budget Planner

From 13K App Store ratings

What we love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income
  • 🗓️ Useful for budgeting by pay period instead of monthly

Room to improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
  • 🔢 Limited free version with only 10 envelopes
  • 🔍 Difficulty making changes to existing budgets

Spending Tracker

From 19K App Store ratings

What we love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories

Room to improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories

Bugs and requests

Goodbudget Budget Planner

Reported bugs

4 issues
  • Transactions not saving properly
  • Envelopes resetting or losing balances
  • Recurring income/payments not working as expected
  • Syncing issues between devices

Requested features

6 requests
  • Ability to group/organize envelopes
  • Option to reconcile transactions and mark as cleared
  • Transaction search functionality within the app
  • Customizable envelope colors or themes
  • Automatic transaction syncing from bank accounts
Show 1 more
  • More detailed reporting and analytics features

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

In-app purchases

10 purchases

Goodbudget Budget Planner

Subscriptions8
  • Monthly Plus Plan$5.991 Month
  • Monthly Plus Plan2 variants$6.991 Month
  • Monthly Plus Plan$7.991 Month
Show 5 more
  • Monthly Premium Plan$9.991 Month
  • Annual Plus Plan$49.991 Year
  • Annual Plus Plan2 variants$59.991 Year
  • Annual Plus Plan$69.991 Year
  • Annual Premium Plan$79.991 Year
One-time2
  • 3 Months of Plus Plan$17.99
  • 6 Months of Plus Plan$29.99
1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99

Questions

Is Goodbudget Budget Planner free?
Goodbudget Budget Planner is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Which has better reviews, Goodbudget Budget Planner or Spending Tracker?
Spending Tracker is rated higher. Goodbudget Budget Planner averages 4.6 out of 5 from 13K ratings, while Spending Tracker averages 4.8 from 19K ratings.
Do Goodbudget Budget Planner or Spending Tracker have ads?
Spending Tracker shows ads; Goodbudget Budget Planner does not.
Which is updated more often, Goodbudget Budget Planner or Spending Tracker?
Goodbudget Budget Planner ships an update every 3 weeks, and Spending Tracker every 2 months. Most recently, Goodbudget Budget Planner was updated on September 23, 2026 and Spending Tracker on September 24, 2026.

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