Goodbudget Budget Planner vs Spending Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Goodbudget Budget Planner
This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.
- Virtual envelope budgeting
- Shared budgets
- Expense tracking
- Debt payoff tracking
- Insightful financial reports
- Automatic cloud backup
- CSV transaction export
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Goodbudget is a personal finance app perfect for budget planning, debt tracking, and money management. Share your budget and data across multiple phones (and the web!). MANAGE MONEY WITH PEOPLE YOU LOVE Goodbudget is perfect for sharing a budget with a spouse, family member, or friend because your budget is backed up. Share your budget across multiple devices including iPhones, other smartphones, and the web. * Transactions get backed up to the cloud and are accessible from other devices, including Goodbudget's web app! * Stay on the same page about finances with those close to you * Your data is automatically and securely backed up to Goodbudget's website * Download transactions to CSV (on website) INSIGHTFUL REPORTS Goodbudget helps you make sense of your budgeting and spending with in-app reports. * Know how to modify your budget after analyzing reports * Spending by envelope report (cool-looking pie chart!) * Income vs spending report * Debt progress report (track your payoff!) * Even more reports on the web A PROVEN SYSTEM Goodbudget is based on the envelope budgeting method. But with no physical envelopes...only virtual envelopes! * Check envelopes balances (aka how much you have left to spend) while you're on-the-go * Add transactions and track expenses easily on the go * Use the proven cash envelope budgeting method * Track your bank balances in addition to envelope balances * Pay off debt and manage payments * Live within your means * Schedule transactions and automatically fill envelopes Ad-free, Free Forever version includes 10 regular envelopes & 10 annual envelopes. Use envelope budgeting to plan your spending, not just track it! ================================ SUBSCRIBERS GET MORE FEATURES! ================================ * Unlimited Envelopes AND Accounts * Automatic Bank Sync * 5 devices for sharing * 7 years of transaction history * Personal and friendly email support Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Payment will be charged to iTunes Account at confirmation of purchase. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. If you're looking to track where your money goes, plan your spending, or create a budget that works, try us out! Goodbudget: Budget well. Live life. Do Good. Features, bugs? Please email us at support@goodbudget.com! We're happy to help! ** Leading personal finance app downloaded over 2,000,000 times AND previously featured by Apple, The New York Times, Forbes, CNET, LifeTime TV, The Boston Globe, and Lifehacker **
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
Screenshots
Verdict
The clearest difference is review sentiment: Spending Tracker at 95% against Goodbudget Budget Planner's 59%. Spending Tracker also leads on rating (4.8 vs 4.6) and device support (5 vs 2). Goodbudget Budget Planner's advantage is ads (none vs shown) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Goodbudget Budget Planner sells 10 in-app purchases, starting at $5.99 per month and Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Spending Tracker holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 13K and 19K respectively. Written reviews point the same way: 59% of Goodbudget Budget Planner's written reviews are positive against 95% of Spending Tracker's.
Goodbudget Budget Planner ships an update every 3 weeks, Spending Tracker every 2 months. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.
| Parameter | Goodbudget Budget Planner | Spending Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (13K ratings) | 4.8 (19K ratings) — better |
| Positive reviews | 58.8% of reviews | 94.6% of reviews — better |
| Number of ratings | 13K | 19K — better |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Best chart rank | #119 — better | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod, Mac, Apple Watch — better |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 23 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Dayspring Technologies | MH Riley Ltd |
Customer experience
Goodbudget Budget Planner
Spending Tracker
User reviews
Goodbudget Budget Planner
From 13K App Store ratingsWhat we love
- 💻 Excellent app for tracking and managing finances
- 🤝 Great for couples and families to manage budgets together
- 📈 Helpful envelope system and budgeting tools
- 🕰️ Ability to schedule recurring payments and income
- 🗓️ Useful for budgeting by pay period instead of monthly
Room to improve
- 🔍 Confusing or unintuitive interface for some users
- 💰 Paid subscription seen as too expensive by some
- 🐛 Occasional bugs, crashes, and syncing issues reported
- 🔢 Limited free version with only 10 envelopes
- 🔍 Difficulty making changes to existing budgets
Spending Tracker
From 19K App Store ratingsWhat we love
- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories
Room to improve
- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories
Bugs and requests
Goodbudget Budget Planner
Reported bugs
4 issues- Transactions not saving properly
- Envelopes resetting or losing balances
- Recurring income/payments not working as expected
- Syncing issues between devices
Requested features
6 requests- Ability to group/organize envelopes
- Option to reconcile transactions and mark as cleared
- Transaction search functionality within the app
- Customizable envelope colors or themes
- Automatic transaction syncing from bank accounts
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- More detailed reporting and analytics features
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
In-app purchases
Goodbudget Budget Planner
- Monthly Plus Plan$5.991 Month
- Monthly Plus Plan2 variants$6.991 Month
- Monthly Plus Plan$7.991 Month
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- Monthly Premium Plan$9.991 Month
- Annual Plus Plan$49.991 Year
- Annual Plus Plan2 variants$59.991 Year
- Annual Plus Plan$69.991 Year
- Annual Premium Plan$79.991 Year
- 3 Months of Plus Plan$17.99
- 6 Months of Plus Plan$29.99
Spending Tracker
- Pro Upgrade$2.99
Questions
Is Goodbudget Budget Planner free?
Is Spending Tracker free?
Which has better reviews, Goodbudget Budget Planner or Spending Tracker?
Do Goodbudget Budget Planner or Spending Tracker have ads?
Which is updated more often, Goodbudget Budget Planner or Spending Tracker?
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