Comparison

Spending Tracker vs Budget app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

Budget app

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Highlights
  • Budget Planner
  • Spending Tracker
  • Money Management
  • Recurring Transactions
  • Shared Budgeting
  • AI Tracking
  • Stats & Charts
Features
Read full description

Budget App is a personal finance app for spending tracking, budget planning and money saving. It will help you reduce expenses, increase savings, and achieve greater financial freedom. Budget App, the only personal finance app you need: your BUDGET PLANNER, SPENDING TRACKER, and FINANCE TRACKER. It is free to use, no ads, no privacy peeping. 「MAIN FEATURES」 • Budget Planner – Set budget for categories & sub-categories on a weekly, monthly, or custom basis • Money Manage – Manage credit, debit, mutual funds, and stock accounts in one place • Recurring Transactions – Set recurring transactions on a daily, weekly, monthly, or custom basis • Subscription Manager – Track and manage your subscriptions, find hidden • Shared Budgeting – Collaborate with others to track and manage together • AI Tracking – Smarter tracking with: AI Importing, AI Voice Input & AI Receipt Scan • Widget App – Record transactions, view stats & charts — right from your widget • Shortcut Integration - Using shortcut to record transactions with one click • Budget Calendar – Visualize your day-to-day spending on a calendar view. • Stats & Charts – Understand your spending patterns with insightful visuals. • Shared Ledger – Collaborate with others to track and manage shared budget. • Cloud Sync – Access your data across all your iPhones and iPads seamlessly. • Export & Import – Export your data as CSV or import from other CSV files. More features for Budget App is coming~ What people say about Budget App: "This budget app has completely changed the way I manage my money! The budget planner and expense tracker features are super easy to use. I can finally stick to my monthly budget and see where my money goes each week." "As someone who struggles with personal finance, this financial manager has been a lifesaver. The spending tracker gives me real-time insights, and the money tracker helps me avoid unnecessary expenses. Highly recommend!" "I've tried a few budget trackers before, but this one is by far the most intuitive. The monthly budget breakdown is clear, and the expense tracker helps me stay accountable. Great for anyone serious about budgeting." "Finally, a budget app that does it all! Whether you're looking for a budget planner or a money tracker, this app covers it. It's like having a personal financial manager in your pocket." "What I love most about this budget tracker is how easy it is to customize. I set up my categories, track my spending, and monitor my progress toward financial goals. The app makes personal finance feel manageable!" Take control of your finances today—download the ultimate budget tracker app and start building the future you deserve! You can subscribe or buy out to use all premium features. * Subscription payments will be charged to your iTunes account at confirmation of your purchase. * Subscriptions will automatically renew and payment will be charged to your iTunes account unless auto-renew is turned off at least 24 hours prior to the end of the current period. The cost of the renewal depends on your Subscription Plan. Our standard Subscription Plans are: * 1-year Subscription For other currencies, the price corresponds to the same price tier on the App Store Pricing Matrix. Subscription with a free trial period will automatically renew to a paid subscription. You can cancel or manage your free trial's auto-renewal in your Account Settings after purchase. The cancellation will take effect 24-hours after the last day of the current subscription period and you will be downgraded to the free service. * Please note: any unused portion of a free trial period (if offered) will be forfeited when you purchase a premium subscription during the free trial period. If you have any questions or suggestions on how we can improve the application, please do not hesitate to contact us at davetech.app@gmail.com Privacy Policy: http://intuitive.studio/budget/privacy/ Terms of Use: http://intuitive.studio/budget/terms/

Screenshots

Spending Tracker4 screens
Budget app4 screens

Verdict

The call

The clearest difference is ads: Budget app at none against Spending Tracker's shown. Budget app also leads on update cadence (every 9 days vs every 2 months) and chart position (#60 vs unranked). Spending Tracker's advantage is review sentiment (95% vs 79%). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Budget app sells 8 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Spending Tracker against 4.7 for Budget app. Both are backed by a comparable volume of ratings — 19K and 16K respectively. Written reviews are what separate them: 95% of Spending Tracker's written reviews are positive against 79% of Budget app's.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, Budget app every 9 days. Both last shipped on September 24, 2026.

Scorecard5 real differences · 6 level
Spending Tracker versus Budget app: the parameters behind the verdict, then further details
ParameterSpending TrackerBudget app
PriceFreeFree
Rating4.8 (19K ratings) — better4.7 (16K ratings)
Positive reviews94.6% of reviews — better79.2% of reviews
Number of ratings19K — better16K
Update frequencyEvery 2 monthsEvery 9 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#60 — better
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPad, iPod, Apple Watch
Requires iOS15.513.0 — better
Further details — not scored
Size50 MB231 MB
Age rating4+4+
DeveloperMH Riley LtdInnerGrow

Customer experience

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,902 reviews
Positive94.6%
Neutral2.5%
Negative2.9%

Budget app

All ratings15,632 ratings
Positive93.2%
Neutral2.7%
Negative4.1%
Written reviews1,239 reviews
Positive79.2%
Neutral5.4%
Negative15.4%

User reviews

Spending Tracker

From 19K App Store ratings

What we love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories

Room to improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories

Budget app

From 16K App Store ratings

What we love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views

Room to improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

Budget app

Reported bugs

3 issues
  • Syncing issues between devices
  • Transactions not always loading correctly
  • Upgrade/premium features not working as expected

Requested features

6 requests
  • Ability to carry over surplus/deficit between months
  • Option to view remaining budget instead of just spent
  • Multiple savings account/ledger support
  • Automatic recurring bill/subscription tracking
  • Web/desktop app version for easier data entry
Show 1 more
  • Customizable icons for expense categories

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
8 purchases

Budget app

Subscriptions3
  • Budget Premium Monthly$2.991 Month
  • Financial Empowerment3 Days trial$5.991 Year
  • Yearly Premium$6.991 Year
One-time5
  • Lifetime Premium Sale$4.99
  • lifetime member sale$6.99
  • Budget Lifetime Member$8.99
Show 2 more
  • Lifetime Premium Global$8.99
  • Family Premium$14.99

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Budget app free?
Budget app is free to download, with in-app purchases available.
Which has better reviews, Spending Tracker or Budget app?
Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while Budget app averages 4.7 from 16K ratings.
Do Spending Tracker or Budget app have ads?
Spending Tracker shows ads; Budget app does not.
Which is updated more often, Spending Tracker or Budget app?
Spending Tracker ships an update every 2 months, and Budget app every 9 days. Most recently, Spending Tracker was updated on September 24, 2026 and Budget app on September 24, 2026.

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