Comparison

Spending Tracker vs Expenses

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

Expenses

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Highlights
  • Expense and income tracking
  • Multi-currency support with auto exchange rates
  • Customizable categories
  • Spending trend analysis
  • Real-time sheet sharing
  • Private by design, no account needed
  • Data import/export (CSV)
Features
Read full description

Track your spending with Expenses Expenses focuses on what matters: tracking your money simply and privately. Log expenses and income in any currency, scan receipts to enter details faster, organize spending by category and merchant, and understand your habits with intuitive stats and spending trends. With iCloud, your data stays in sync across iPhone, iPad, Mac, and Apple Vision Pro. You can also share a sheet with others to manage expenses together seamlessly. • Featured by Apple on the App Store • Used by people in 100+ countries Start effortlessly There is no learning curve and no account to create. Just open the app and start adding your expenses or income in seconds. When you travel, you can add expenses in different currencies. Exchange rates update automatically for major currencies, and you can set custom rates whenever you need. Scan receipts faster Capture receipts and turn them into expense entries with less manual typing. Expenses helps you keep accurate records while staying focused on your spending, not data entry. Organize with categories and merchants Create and customize categories that fit your life, then track where your money goes by merchant. Whether you want to review grocery trips, subscriptions, restaurants, or travel costs, merchant support makes your spending easier to understand. Discover where your money really goes See the bigger picture with visual trends over time and detailed breakdowns by category and merchant. Turn your spending data into actionable insights that help you make smarter financial decisions. Share and collaborate Planning a trip? Managing a household? Invite others to share a sheet and track expenses together in real time. Privacy built in Expenses is private by design. No sign-ups and no personal data collection. Your information stays on your device or in iCloud, always under your control. Import and export your data You can export your expenses as a CSV file anytime for backup or further analysis. Expenses also supports importing existing data from CSV, making it easy to migrate from other tools or bring in previous records. Designed for everyone Expenses works beautifully on iPhone, iPad, Mac, and Apple Vision Pro with: • Dark Mode for comfortable viewing • Widgets for quick expense entry • Shortcuts automation support • Full accessibility features • Instant sync across all your devices Download Expenses today and see where your money goes. Terms and Conditions: https://bluecometlabs.com/terms/ Privacy Policy: https://bluecometlabs.com/privacy/ Contact: https://expenses.cash/contact/

Screenshots

Spending Tracker4 screens
Expenses4 screens

Verdict

The call

The clearest difference is ads: Expenses at none against Spending Tracker's shown. Expenses also leads on update cadence (every 4 days vs every 2 months). Spending Tracker's advantage is ratings volume (19K vs 1.8K). On price, rating, review sentiment and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Expenses sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Spending Tracker against 4.8 for Expenses. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 1.8K, so its average is the more settled of the two. Written reviews are what separate them: 95% of Spending Tracker's written reviews are positive against 87% of Expenses's.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, Expenses every 4 days. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

Scorecard3 real differences · 7 level
Spending Tracker versus Expenses: the parameters behind the verdict, then further details
ParameterSpending TrackerExpenses
PriceFreeFree
Rating4.8 (19K ratings)4.8 (1.8K ratings)
Positive reviews94.6% of reviews — better87.3% of reviews
Number of ratings19K — better1.8K
Update frequencyEvery 2 monthsEvery 4 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPad, Mac, Vision Pro
Requires iOS15.5 — better16.0
Further details — not scored
Size50 MB70 MB
Age rating4+4+
DeveloperMH Riley LtdBLUE COMET LABS LLC

Customer experience

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,902 reviews
Positive94.6%
Neutral2.5%
Negative2.9%

Expenses

All ratings1,811 ratings
Positive95.4%
Neutral2.0%
Negative2.5%
Written reviews402 reviews
Positive87.3%
Neutral5.0%
Negative7.7%

User reviews

Spending Tracker

From 19K App Store ratings

What we love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories

Room to improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories

Expenses

From 1.8K App Store ratings

What we love

  • 👍 Simple and easy to use
  • 🚀 Straightforward functionality
  • 🔒 No bank account required
  • 💡 Flexible customization options
  • 🚀 Seamless iCloud sync

Room to improve

  • 🐛 Occasional bugs and crashes
  • 🔒 Sharing/collaboration issues
  • 💡 Lack of advanced budgeting features
  • 💡 Missing subcategories and reporting options
  • 🔒 Requirement to pay for full access

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

Expenses

Reported bugs

4 issues
  • Syncing issues between devices
  • Disappearing transaction data after updates
  • Inconsistent balance display
  • Unresponsive UI elements

Requested features

5 requests
  • Ability to create folders/groups for sheets
  • Option to view combined stats across sheets
  • Recurring expense/income tracking
  • Improved sorting and filtering of transactions
  • Budget comparison and forecasting tools

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
3 purchases

Expenses

Subscriptions2
  • Expenses Pro - Monthly$1.991 Month
  • Expenses Pro - Yearly$14.991 Year
One-time1
  • Expenses Pro - Lifetime$39.99

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Expenses free?
Expenses is free to download, with in-app purchases available.
Which has better reviews, Spending Tracker or Expenses?
Spending Tracker and Expenses are both rated 4.8 out of 5 on the App Store, from 19K and 1.8K ratings respectively.
Do Spending Tracker or Expenses have ads?
Spending Tracker shows ads; Expenses does not.
Which is updated more often, Spending Tracker or Expenses?
Spending Tracker ships an update every 2 months, and Expenses every 4 days. Most recently, Spending Tracker was updated on September 24, 2026 and Expenses on September 23, 2026.

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