Spending Tracker vs Expenses OK
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
Expenses OK
Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.
- Expense tracking
- Handy widget
- Subcategories
- Pie diagram visualization
- Data synchronization
- Password and biometric security
- CSV export
- Backups
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Expenses OK - the fastest way to track your expenses. The features of the app: - expenses - the handy widget - subcategories - pie diagram - synchronisation - password - Face ID and Touch ID - export to CSV - backups
Screenshots
Verdict
The clearest difference is in-app purchases: Expenses OK at none against Spending Tracker's 1. Expenses OK also leads on ads (none vs shown). Spending Tracker's advantage is ratings volume (19K vs 4.8K) and device support (5 vs 1). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Expenses OK asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.8 for Spending Tracker against 4.8 for Expenses OK. Both are backed by a comparable volume of ratings — 19K and 4.8K respectively. Written reviews are what separate them: 95% of Spending Tracker's written reviews are positive against 88% of Expenses OK's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.
| Parameter | Spending Tracker | Expenses OK |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (19K ratings) | 4.8 (4.8K ratings) |
| Positive reviews | 94.6% of reviews — better | 88.5% of reviews |
| Number of ratings | 19K — better | 4.8K |
| Update frequency | Every 2 months | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone |
| Requires iOS | 15.5 — better | 16.0 |
| Further details — not scored | ||
| Size | 50 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | Mobion OOO |
Customer experience
Spending Tracker
Expenses OK
User reviews
Spending Tracker
From 19K App Store ratingsWhat we love
- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories
Room to improve
- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories
Expenses OK
From 4.8K App Store ratingsWhat we love
- 🚀 Easy to use
- 👍 Simple and intuitive
- 🚀 Quick expense entry
- 👍 Customizable categories
- 👍 Helpful data visualization
Room to improve
- 🐛 Missing recurring expense feature
- 🐛 Limited date range view
- 🐛 Lack of income tracking
- 🐛 Inability to attach receipts
- 🐛 Inconsistent date format display
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
Expenses OK
Reported bugs
2 issues- Data loss and sync issues with iCloud
- Unexpected app crashes
Requested features
6 requests- Ability to set custom date ranges
- Income tracking and balance calculation
- Receipt attachment and management
- Recurring expense setup
- Multi-currency support
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- Detailed monthly/weekly expense reports
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
Expenses OK
No in-app purchases
Questions
Is Spending Tracker free?
Is Expenses OK free?
Which has better reviews, Spending Tracker or Expenses OK?
Do Spending Tracker or Expenses OK have ads?
Which is updated more often, Spending Tracker or Expenses OK?
Other comparisons
