Best Free Budget Tool Apps

4.7😐(84K ratings)

FreeIn-App Purchases

#10in Finance

EveryDollar: Budget Management screenshot 1

EveryDollar: Budget Management screenshot 2

EveryDollar: Budget Management screenshot 3

EveryDollar: Budget Management screenshot 4

EveryDollar: Budget Management screenshot 5

EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

👍 Useful budgeting tool
🚀 Helps with financial organization
💡 Customizable budgeting categories
👍 Easy to use and intuitive
🚀 Simplifies budgeting process

Room to Improve

💰 Expensive subscription
🐛 Connectivity issues with Canadian banks
🐛 Bugs and glitches
🔍 Lack of support and tutorials
🚫 Limited functionality in free version

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker

Strong Contender

4.6😊(13K ratings)

FreeIn-App Purchases

#83in Finance

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

💻 Excellent app for tracking and managing finances
🤝 Great for couples and families to manage budgets together
📈 Helpful envelope system and budgeting tools
🕰️ Ability to schedule recurring payments and income
🗓️ Useful for budgeting by pay period instead of monthly
🧠 Encourages mindful spending and financial discipline
🧭 Provides good visibility into spending categories

Room to Improve

🔍 Confusing or unintuitive interface for some users
💰 Paid subscription seen as too expensive by some
🐛 Occasional bugs, crashes, and syncing issues reported
🔢 Limited free version with only 10 envelopes
🔍 Difficulty making changes to existing budgets
🔍 Lack of automatic transaction importing/syncing

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker

Worth Considering

Budget app - spending tracker

4.8😊(12K ratings)

FreeIn-App Purchases

#65in Finance

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

💖 Beautiful, aesthetically pleasing design
👍 Easy to use and navigate
🎨 Highly customizable categories and icons
💰 One-time purchase, no subscription
🤝 Responsive and helpful customer service
🧠 Helps users stay organized and on top of finances
💻 Works well across devices (phone, iPad, etc.)

Room to Improve

🔒 No option to set password/biometric lock
💸 Premium features may be out of reach for some
📅 Lacks flexibility in date range/budgeting periods
🔢 Can't set spending limits per category
🗑️ Inability to delete/edit past transactions

More Free Budget Tool apps to explore

Budget planner & money tracker

Budget PlannerSpending TrackerMoney Management

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

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Daily Budget Original

Saving is fun!

Daily budget calculationSavings goal planningExpense categorization

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

Budget Calendar: Simple Money

(4.8K)

freemium

Monthly Budget Planner, No Ads

Simple and clean designNo ads or trackingCalendar view for spending

Track your spending against a set budget with this straightforward financial planning tool. It offers a clean interface and visual insights into your financial habits. Enjoy a completely free experience with no ads or sign-up, with optional premium features for enhanced functionality.

Subscriptions, Rent & Payments

(144)

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Monthly: Budget Planner

Automatic fixed cost calculationIncome and expense trackingPayment reminders

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Buddy: Budget Planner App

(17)

free

Bill Tracker & Money Manager

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

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Budget Together - AgileBudget

Budget together with ease

FreeBudget: Budget Tracker

Manage finances your way!

Customizable budgetsSmart expense trackingInsights and reports

This app offers flexible financial management, allowing you to track expenses, budgets, and savings according to your personal preferences. It provides insights into your spending habits and prioritizes user privacy by not accessing your accounts. A free trial is available to explore all features.

(1)

Simple budget comparison tool

Budgii: Budget Planner

Budget, Shop, ToDo 3 Tools

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Your Budget & Money Reimagined

Wallet - Daily Budget & Profit

Personal Expense Tracker

Automatic bank synchronizationExpense and income trackingInsightful reports and charts

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

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Organize Your Data and Budget

Microsoft Excel

Create, view, and edit spreadsheetsData analysis with charts and graphsBudgeting and accounting tools

This powerful productivity app allows you to create, view, and edit spreadsheets on the go. Manage data, perform calculations, and analyze information with robust formatting and charting tools. Share your work easily with others.

📊 Productivity

(1.5M)

PocketGuard・Budget Planner App

Expense & Subscription Manager

Automatic expense trackingBill and subscription monitoringDisposable income calculation

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

(7.7K)

Budget Planner:Finance Manager

Expense, Money, Bills Tracker

Intuitive budget plannerExpense tracking with auto-categorizationBill payment reminders

This app helps you manage your money by creating budgets, tracking expenses, and monitoring bills. It offers insights into spending habits and tools to help you save money and achieve financial goals.

Dot: Daily Budget Tracker

subscription

by Ravi Palwe

Daily spending limit settingExpense logging with categoriesVisual budget circle indicator

This app helps you manage your daily spending by setting a budget and logging expenses. It offers a simple, habit-forming way to track your finances with a visual budget indicator and historical review. All your data remains private on your device.