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Albert: Budgeting and Banking

Albert: Budgeting and Banking

Organize. Budget. Save.

328K ratings
3538 reviews
With Ads#55 in free Finance
💰 Finance
Free
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Details

  • Released
  • Updated
  • June 2, 2016
  • August 27, 2026

Features

Developer

Albert Corporation
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Albert: Budgeting and Banking screenshot #1 for iPhone
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Albert: Budgeting and Banking screenshot #5 for iPhone
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Albert: Budgeting and Banking screenshot #7 for iPhone
Albert: Budgeting and Banking screenshot #8 for iPhone
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About

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

✓Budgeting and expense tracking
✓Automatic savings and investing
✓24/7 identity and account monitoring
✓High-yield savings accounts
✓AI financial assistant
✓Bill negotiation
✓Early direct deposit
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What users say

Summarized from real user reviews of Albert. Based on 328K reviews and a 4.6/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Convenient and helpful
  • 📊Good budgeting and savings tools
  • 🤖Useful AI-powered features
  • 🤝Responsive customer support
  • 💰Provides emergency cash advances

Negative things

  • 🔒Concerns about security and privacy
  • 💰Unexpected/hidden fees and charges
  • 🤖AI-powered features not always accurate
  • 🔁Difficult to cancel or close account
  • 🕰️Slow processing of withdrawals and transfers
See all reviews
+1

What's New in Albert

10.0.65

August 27, 2026

Bug fixes and performance improvements.

Charts

Top Free

📉 55-1

Finance

This app dropped -1 position in Finance chart.

Last updated on August 29, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Just helps

It’s a relief to know it’s there
Nateb36Nateb36

STAY AWAY!!!!!

This is one of the worst fintech companies out there. The customer service is atrocious. You cannot reach anyone by phone. You have to text a number and wait for a “genius” to respond. That person may be AI, illiterate or just incapable - pick one. The app will change your checking and savings account preferences and sign you up for things that debit your balance without your approval. In addition you may get an advance from this app once and then they will never approve you again. They canceled a direct deposit I had been getting from a state government financial body after over four years without me even knowing until I started getting checks in the mail.
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UrbnsherpaUrbnsherpa

Great app

4
chrome7chromechrome7chrome

Awesome

Very easy to use and a bunch of benefits
Hoof Hearted oneHoof Hearted one

LittleBigDog

Awesome dude Albert is always there when I need him
BigDaddyT121BigDaddyT121
See 3533 more reviews

User experience

🐞

Reported Bugs

3 issues

Account verification and login issues

Bug

Inconsistent automatic savings withdrawals

Bug

Incorrect balance and transaction reporting

Bug
✨

Requested Features

5 requests

Improved budgeting and expense tracking

Feature

Ability to manually input bills and expenses

Feature

Faster access to saved/invested funds

Feature

Clearer communication of fees and policies

Feature

Better customer support options (phone, etc.)

Feature

FAQ

What does Albert do?

Albert is an all-in-one personal finance app that helps you budget, save, spend, and invest. It provides tools for tracking expenses, setting up a budget, and managing your money. The app also offers features like 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant named Genius.

What are the key features of Albert?

Key features include comprehensive budgeting and expense tracking, automatic savings and investing capabilities, 24/7 monitoring for your accounts, credit, and identity, and access to high-yield savings accounts. It also offers an AI financial assistant for personalized advice, bill negotiation services, and early access to direct deposit funds.

How much does Albert cost?

Albert operates on a subscription model with plans ranging from $14.99 to $39.99 per month. A 30-day free trial is typically offered before you are charged. The app auto-renews subscriptions until canceled. Some features like Instant Advances, Instant Line of Credit, and Instant Loans may have separate fees or eligibility requirements and do not require a subscription.

Is Albert compatible with my accounts?

Albert allows you to see all your accounts in one place, suggesting it is designed to connect with various financial institutions. While Albert itself is not a bank, it partners with FDIC-insured banks like Stride Bank, N.A., for its banking and savings services. Specific compatibility details for all account types would be available within the app or its terms of service.

What are common use cases for Albert?

Common use cases include organizing personal finances by creating a monthly budget and tracking spending, automatically saving and investing money for future goals, protecting finances through identity and account monitoring, and optimizing financial health by finding unused subscriptions and negotiating lower bills. It's also used for earning interest on savings and tracking credit scores.