Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.
Summarized from real user reviews of Albert. Based on 324K reviews and a 4.6/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.
10.0.62
August 7, 2026
Bug fixes and performance improvements.
3 issues
Account verification and login issues
Inconsistent automatic savings withdrawals
5 requests
Improved budgeting and expense tracking
Ability to manually input bills and expenses
Albert is an all-in-one personal finance app that helps you budget, save, spend, and invest. It provides tools for tracking expenses, setting up a budget, and managing your money. The app also offers features like 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant named Genius.
Key features include comprehensive budgeting and expense tracking, automatic savings and investing capabilities, 24/7 monitoring for your accounts, credit, and identity, and access to high-yield savings accounts. It also offers an AI financial assistant for personalized advice, bill negotiation services, and early access to direct deposit funds.
Albert operates on a subscription model with plans ranging from $14.99 to $39.99 per month. A 30-day free trial is typically offered before you are charged. The app auto-renews subscriptions until canceled. Some features like Instant Advances, Instant Line of Credit, and Instant Loans may have separate fees or eligibility requirements and do not require a subscription.
Albert allows you to see all your accounts in one place, suggesting it is designed to connect with various financial institutions. While Albert itself is not a bank, it partners with FDIC-insured banks like Stride Bank, N.A., for its banking and savings services. Specific compatibility details for all account types would be available within the app or its terms of service.
Common use cases include organizing personal finances by creating a monthly budget and tracking spending, automatically saving and investing money for future goals, protecting finances through identity and account monitoring, and optimizing financial health by finding unused subscriptions and negotiating lower bills. It's also used for earning interest on savings and tracking credit scores.
