Albert: Budgeting and Banking

Albert: Budgeting and Banking

Organize. Budget. Save.

332K ratings
3638 reviews
With Ads#53 in free Finance
💰 Finance
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Details

  • Released
  • Updated
  • June 2, 2016
  • September 14, 2026

Features

Albert: Budgeting and Banking screenshot #1 for iPhone
Albert: Budgeting and Banking screenshot #2 for iPhone
Albert: Budgeting and Banking screenshot #3 for iPhone
Albert: Budgeting and Banking screenshot #4 for iPhone
Albert: Budgeting and Banking screenshot #5 for iPhone
Albert: Budgeting and Banking screenshot #6 for iPhone
Albert: Budgeting and Banking screenshot #7 for iPhone
Albert: Budgeting and Banking screenshot #8 for iPhone
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About

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense tracking
Automatic savings and investing
24/7 identity and account monitoring
High-yield savings accounts
AI financial assistant
Bill negotiation
Early direct deposit
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What users say

See all reviews
+1

What's New in Albert

10.0.66

September 14, 2026

Bug fixes and performance improvements.

Charts

Top Free

📉 53-1

Finance

This app dropped -1 position in Finance chart.

Last updated on September 19, 2026.

User reviews

I love it

Perfect 100%

DO NOT USE THIS

They take your money and don’t give it back and they won’t even let you cancel your account on there so you just keep getting charged every month. I’m one day three of trying to cancel mine and they won’t give it for me.

New levels of greed.

I don’t recommend downloading this, they charge you two fees to get the money in your account, this is a newer thing so be weary of older reviews.

Great

5

Dark patterns used to prevent subscription cancellation

I’m a UX Designer so I recognize a dark pattern when I see one - and this app certainly uses them specifically when it comes to subscriptions.

For one, I never used this app or any of its features. I signed up and forgot about it, as most people do with these types of apps. However, Albert doesn’t notify you when your subscription is about to renew and they refuse to offer refunds for mistakenly renewed subscriptions - something that most apps do.

You can’t talk to human support, you have to go through their AI tool. The issue is the AI tool tells you to go to a link to deactivate your account; however once you get there, there’s no clear way to actually deactivate the account. It’ll let you pause your subscription but there’s no actionable way to actually cancel it. The AI support is not helpful when it comes to this and could not provide me a solution - so I had to temporarily pause it at this time.

Now I’m out $20 for some useless AI tool and they’re telling me they won’t refund me even though I clearly never used the app or meant to renew? That’s a shady business practice.

Do not use this app.
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User experience

🐞

Reported Bugs

3 issues

Account verification and login issues

Bug

Inconsistent automatic savings withdrawals

Bug

Incorrect balance and transaction reporting

Bug

Requested Features

5 requests

Improved budgeting and expense tracking

Feature

Ability to manually input bills and expenses

Feature

Faster access to saved/invested funds

Feature

Clearer communication of fees and policies

Feature

Better customer support options (phone, etc.)

Feature

FAQ

What does Albert do?

Albert is an all-in-one personal finance app that helps you budget, save, spend, and invest. It provides tools for tracking expenses, setting up a budget, and managing your money. The app also offers features like 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant named Genius.

What are the key features of Albert?

Key features include comprehensive budgeting and expense tracking, automatic savings and investing capabilities, 24/7 monitoring for your accounts, credit, and identity, and access to high-yield savings accounts. It also offers an AI financial assistant for personalized advice, bill negotiation services, and early access to direct deposit funds.

How much does Albert cost?

Albert operates on a subscription model with plans ranging from $14.99 to $39.99 per month. A 30-day free trial is typically offered before you are charged. The app auto-renews subscriptions until canceled. Some features like Instant Advances, Instant Line of Credit, and Instant Loans may have separate fees or eligibility requirements and do not require a subscription.

Is Albert compatible with my accounts?

Albert allows you to see all your accounts in one place, suggesting it is designed to connect with various financial institutions. While Albert itself is not a bank, it partners with FDIC-insured banks like Stride Bank, N.A., for its banking and savings services. Specific compatibility details for all account types would be available within the app or its terms of service.

What are common use cases for Albert?

Common use cases include organizing personal finances by creating a monthly budget and tracking spending, automatically saving and investing money for future goals, protecting finances through identity and account monitoring, and optimizing financial health by finding unused subscriptions and negotiating lower bills. It's also used for earning interest on savings and tracking credit scores.