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Grid Money

Grid Money

Get Paid to Build Credit

28K ratings
910 reviews
#134 in free Finance
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • April 10, 2020
  • July 27, 2026

Features

Developer

Hatfield, Inc.
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📈no. 134
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About

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

✓Cash advances up to $200
✓Boost your paycheck
✓Early tax refund access
✓No interest or credit checks
✓Build credit score
✓Transparent pricing
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What users say

Summarized from real user reviews of Grid Money. Based on 28K reviews and a 4.6/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Instant cash advances
  • 💳Helpful credit-building tools
  • 👍User-friendly app
  • 🤝Reliable customer service
  • 💰Flexible repayment options

Negative things

  • 🐛Technical issues with account connectivity
  • 🕰️Slow response from customer support
  • 💰Subscription fees and hidden costs
  • 🔒Concerns about account security
  • 📆Delays in receiving cash advances
See all reviews

What's New in Grid Money

3.56.0

July 27, 2026

Thanks for using Grid! This version has bug fixes and improvements that make it even easier to get Grid Card, Grid Advance, and Grid Tax.

Charts

Top Free

📈 134+1

Finance

This app rose +1 position in Finance chart.

Last updated on August 9, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Hurt More than Help

Deposit went to someone else's account but repayment and fees taken out of my account. Can only reach out via email and now I'm being ghosted. No help at all after they promised they would resolve in 24 hours or less. Stay away or you'll be out $60 for a $50 loan you never even received. I'm so sad especially now I realized how screwed I am. Wish I never linked Grid to my bank.
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KLove404KLove404

Why borrow money when you can just pay a subscription with no benefits!

It won’t let you cancel the 10$ subscription. I switched banks so now I can’t even borrow money. It’s just stealing money for a service they don’t provide
!Orionn!!Orionn!

Lifesaver

Very easy to use app and instant cash.
Vic9788PeachVic9788Peach

Very helpful

Love it
Jazzy2k25Jazzy2k25

Great app

Great app when needed. Highly recommend
mmcosmommcosmo
See 905 more reviews

User experience

🐞

Reported Bugs

4 issues

Recurring subscription charges even after cancellation

Bug

Inability to access funds due to 'network issues'

Bug

Inconsistent advance amounts and payout timelines

Bug

Difficulty in closing accounts and removing bank information

Bug
✨

Requested Features

4 requests

Expand support for non-W2 workers

Feature

Improve direct deposit and early paycheck access

Feature

Provide more transparency on credit-building features

Feature

Enhance communication and update users on service disruptions

Feature

FAQ

What does Grid Money do?

Grid Money provides users with cash advances to help bridge the gap between paychecks. It also offers features to boost your take-home pay and allows you to receive a portion of your tax refund early. The app aims to help users build their credit score without the typical financial burdens.

How can I get a cash advance?

You can get a cash advance by signing up for the app and meeting eligibility requirements. Your initial advance limit may be less than $200 and can increase over time based on your account activity, direct deposits, repayment history, and income projections. You can only take one advance at a time.

What is the cost of using Grid Money?

Grid Money has a simple monthly fee of $10. There are no interest charges, credit checks, or late fees associated with the service.

Is Grid Money available on all devices?

While the description doesn't explicitly state compatibility, it is described as a mobile application, implying it is available on smartphones and tablets. Users can sign up quickly and easily through the app.

What are the benefits of using Grid Money?

The primary benefits include accessing cash when you need it without interest or credit checks, taking home more of your paycheck, and receiving your tax refund early. It also helps users build their credit score through responsible use.