Grid Money

Grid Money

Get Paid to Build Credit

28K ratings
861 reviews
#129 in free Finance
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • April 10, 2020
  • July 13, 2026

Features

Grid Money screenshot #1 for iPhone
Grid Money screenshot #2 for iPhone
Grid Money screenshot #3 for iPhone
Grid Money screenshot #4 for iPhone
Grid Money screenshot #5 for iPhone
Grid Money screenshot #6 for iPhone
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About

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

Cash advances up to $200
Boost your paycheck
Early tax refund access
No interest or credit checks
Build credit score
Transparent pricing
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What users say

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+1

What's New in Grid Money

3.55.0

July 13, 2026

Thanks for using Grid! This version has bug fixes and improvements that make it even easier to get Grid Card, Grid Advance, and Grid Tax.

Charts

Top Free

📈 129+1

Finance

This app rose +1 position in Finance chart.

Last updated on July 20, 2026.

User reviews

Waste of time

Another “loan advance” app with a subscription fee that wastes your time. It’s not the subscription fee, that’s the problem, it’s the fact that you can’t even get $50 as an emergency unless you meet a list of criteria.

Don’t use scam

Monthly $10 fee plus fee on borrow loan shark would be better than this app. Fake ratings watch out

Love grid

Love grid

Not helpful

I’ve used Grid once, months ago and I was able to receive my advance fairly quickly. I tried to use it over a week ago and I gave me a message to wait seven days. I waited 11 days before I tried to get an advance again, and I received another message to wait another seven days. What’s the point of even paying the subscription fee if I have to jump through hoops to use the service!?
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Good till they weren’t

If you’ve also been preyed upon by this company, you get it. They were good until I had very hard times and requested either a due date change or ACH revocation. So, if that happens to you and you need to revoke your repayment authorization with the company, make sure you specify that it includes your debit card and any other method of payment authorization you have linked.

Otherwise they will pull from whatever they can find after using language that makes it sound like you will not be charged, and they will ignore you until all the charges post to explain why you still got charged. They did it to my debit card since apparently I had the word ACH in my revocation.

They did me dirty. You don’t have to let them do you dirty. Learn from my mistake and make sure you specify ALL (debit, ACH, whatever you use) payment authorizations are revoked for their non-recourse (word from ToS) advance.
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User experience

🐞

Reported Bugs

4 issues

Recurring subscription charges even after cancellation

Bug

Inability to access funds due to 'network issues'

Bug

Inconsistent advance amounts and payout timelines

Bug

Difficulty in closing accounts and removing bank information

Bug

Requested Features

4 requests

Expand support for non-W2 workers

Feature

Improve direct deposit and early paycheck access

Feature

Provide more transparency on credit-building features

Feature

Enhance communication and update users on service disruptions

Feature

FAQ

What does Grid Money do?

Grid Money provides users with cash advances to help bridge the gap between paychecks. It also offers features to boost your take-home pay and allows you to receive a portion of your tax refund early. The app aims to help users build their credit score without the typical financial burdens.

How can I get a cash advance?

You can get a cash advance by signing up for the app and meeting eligibility requirements. Your initial advance limit may be less than $200 and can increase over time based on your account activity, direct deposits, repayment history, and income projections. You can only take one advance at a time.

What is the cost of using Grid Money?

Grid Money has a simple monthly fee of $10. There are no interest charges, credit checks, or late fees associated with the service.

Is Grid Money available on all devices?

While the description doesn't explicitly state compatibility, it is described as a mobile application, implying it is available on smartphones and tablets. Users can sign up quickly and easily through the app.

What are the benefits of using Grid Money?

The primary benefits include accessing cash when you need it without interest or credit checks, taking home more of your paycheck, and receiving your tax refund early. It also helps users build their credit score through responsible use.