Been using it for years
My husband I have been using this app for all seven years of our marriage. It’s super straight forward and very customizable. We use the free version and haven’t had any problems with it. Just a little more work on our end. The only thing I wish they had was a notification system where one partner gets a notification on their phone whenever their partner enters a transaction and if it would give an updated remaining amount for the budget item. It’s easy enough to just check the app before you buy gas or groceries or whatever, but a notification system would be so nice.
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Same problem again!
I love this app, and i would love it more if it would open. Reboot and reloading didn’t work, checked settings and software is compatible 15.6 or newer. Help Please!! It’s the 1st of the month!!
App Doesn’t Work
Got this app for my husband and I and it was working well at first. UNTIL we were looking for a transaction to come up that just didnt show up. We now have to comb through all our transactions and manually add the ones that EveryDollar misses. Defeats the purpose of making a budget if random transactions don’t appear at all in the app. We contacted support and they said sorry it’s been a month since you’ve paid the subscription - nothing we can do. We deleted and re-added our bank accounts, tried everything we could think of. Also we realized the app gets the totals of the categories wrong sometimes. We did the math ourselves and it added up incorrectly. Again - what’s the point of this app if it’s incorrect?? Would not recommend.
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Every Dollar has Saved me!
For the first time in a very long time, I just did my budget for the upcoming month and I am in the green all month long! I am no longer afraid that something will come up unexpectedly. I have money in my starter emergency fund and a plan for everything else! As a single mom of 4 I finally feel in control of my finances and have made significant progress on my debt free journey thanks to this amazing app! My kids have gotten involved and ask me every time I go to spend something if it’s in the budget! Thank you Ramsey team for helping me change my family tree! 🙌🏻
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Complete Garbage
Spent 15 minutes entering my budget only for it to tell me ABSOLUTELY NOTHING. Very helpful Every Dollar app. Scam artists.
Told MasterCard Connect was an option
In the response to my first review with complaints about Plaid, I was told there was an option to use MasterCard Connect. I waited to try it until the end of the month, but one day into switching, it told me it wasn’t working and to connect with Plaid because I’d have a better connection. I sincerely hope y’all figure this out. I’ve been a member for almost a decade now, and I’m honestly considering switching to a different app/service.
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Extremely helpful but…
The app is extremely helpful and I highly recommend it. Only negative is transactions from the weekend Don’t show up until Tuesday sometimes Wednesday. Find myself having to reconnect with my bank, which is the process.
Paid version not worth it
Continually drops bank connections and no refund offered after 30 days. If you download, don’t shell out the $80 to link banks.
Focused on debt repayment
I’ve used ynab for over a decade and really love it because it is great at tracking transactions. One thing i wish every dollar had was the persistent notifications about categorizing like ynab because i rarely sit down and work on finances and ynab constantly reminds me. It’s good for my spouse and me but every dollar is appropriately focused on building good habits, excellent for the majority of Americans
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No scheduling option 👎
The app does not allow to schedule repeated monthly expenses, they must be manually entered each month. For that reason alone I will not be using this app. Follower of Ramsey for 17 years, but this app falls short
Expensive
To actually attach your accounts it’s $18 a month! That’s more than my Quickbooks or my client scheduling app! I can’t justify that!
Entering Budgeted Expenses
I’ve been using the app for a year now and I really like it but the thing that would make this much more efficient is the ability to just check off when a bill/budgeted expense is paid. Every time something is paid you need to hit the plus sign and type the amount in again even though you already did that at the start of the month. I understand sometimes the amount might change, but most times it doesn’t, so to have both options and the ability to just hit a toggle or a check mark and have it marked off would be quicker and more efficient.
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Best App!
I use this every month! It has helped my wife and I find margin in our budget, cut spending, and payoff $72,000 with the baby steps and the debt snowball method! If you’re looking for a budgeting app, this is it!
Additional tools needed
I would love it if you all added the Ramsey tools like net worth, amortization, and interest calculators. I usually would do a quick search, but it would be easier for me and others to find. Also, if you could incorporate the Ramsey AI.
Great concept, but app needs work
I’m very grateful for this app, and at the same time I have various qualms with its many quirks, which are numerous enough that on the daily I tend to ask myself if it would be easier to write myself an Excel sheet for this purpose. And I pay for premium.
For example: the default view of this app should not be the “today” page. This is a learning summary page. It should be in the back of the deck where I can access it when I want to learn or view summaries. In fact, you should probably just get rid of it all together, since you have other tabs dedicated for those purposes.
The most useful page on this app, to be used on the daily, is the budget section. A most common use case is for me to want to buy something… Not know how much I have left in my envelope for that thing… And eopening my app in order to get answers. That is what prevents overspending. Instant information sharing. Not Some page doggedly trying to get me to use the tutorial system.
This brings me to my second criticism: why do the pages not seem to speak to each other consistently? If I’ve created dozens of budgets in this app, why am I still being asked to “get started on my first budget”? There does not seem to be any manual way to correct this misinformation. I simply must go through the tutorial in order to get rid of that call to action. so now, not only do I have an annoying default page that I have to scroll past in order to get to relevant information, but the information it’s giving me isn’t even valid.
third, and this is a big one: assigning transactions to envelopes takes way too long. Here is the process: 1. Click transaction. 2. Visually find the small, nondescript section that allows you to assign it to an envelope. Click that. 3. Click the search bar. (Because nobody wants to visually scroll past dozens of fund titles, guys). 4. Search for the right envelope. click it. 5. Press done. to go back to the data page. 6. Press done AGAIN to fully assign the transaction.
I understand that you created the fast track function to try to make this better. But let’s be real, it’s only correct about 30% of the time. And in a world where we can simply swipe left or right to find a love match, I simply must believe that there is a faster way to getting this tedious process done. Here’s a suggestion that won’t require a complete architectural rewrite:
1. Click on transaction. If we must default to the transaction data page, fine, but the search bar is on that page. Furthermore, the search bar is immediately in focus, allowing us to
2. Instantly start typing the name of the fund. Similar to Excel‘s filter function, funds that are caught by the search are instantly selected.
3. Big, noticeable, DONE button. Not some tiny white font up in the corner.
That’s it. onto the next transaction.
There is so much needless stuff shoved onto this transaction data page that could be moved to a second page. you need some of it to remember what the transaction was about. But…a “share transaction” button?? Big and bold, where the “DONE” button probably should be? while the “done” button gets shoved into the tiny upper-right corner? a check# section? even notes are unnecessary at this stage. You’re trying to be helpful, but at the cost of slowing down a daily, predictable, repeatable process that you’re also asking everybody to invest in as a habit. In other words, it’s bad design to code for the exceptions rather than the most common use case.
there’s additional stuff… bank transactions still take way too long to show up, funds are clunky to work with, the app consistently signs me out… for reasons unknown to me… every couple of days I need to sign back in…
Like I said. I’m grateful for it, but it needs work, and I’d love to see some of these essential, time-eating design flaws getting addressed, rather than a new dark mode.
For example: the default view of this app should not be the “today” page. This is a learning summary page. It should be in the back of the deck where I can access it when I want to learn or view summaries. In fact, you should probably just get rid of it all together, since you have other tabs dedicated for those purposes.
The most useful page on this app, to be used on the daily, is the budget section. A most common use case is for me to want to buy something… Not know how much I have left in my envelope for that thing… And eopening my app in order to get answers. That is what prevents overspending. Instant information sharing. Not Some page doggedly trying to get me to use the tutorial system.
This brings me to my second criticism: why do the pages not seem to speak to each other consistently? If I’ve created dozens of budgets in this app, why am I still being asked to “get started on my first budget”? There does not seem to be any manual way to correct this misinformation. I simply must go through the tutorial in order to get rid of that call to action. so now, not only do I have an annoying default page that I have to scroll past in order to get to relevant information, but the information it’s giving me isn’t even valid.
third, and this is a big one: assigning transactions to envelopes takes way too long. Here is the process: 1. Click transaction. 2. Visually find the small, nondescript section that allows you to assign it to an envelope. Click that. 3. Click the search bar. (Because nobody wants to visually scroll past dozens of fund titles, guys). 4. Search for the right envelope. click it. 5. Press done. to go back to the data page. 6. Press done AGAIN to fully assign the transaction.
I understand that you created the fast track function to try to make this better. But let’s be real, it’s only correct about 30% of the time. And in a world where we can simply swipe left or right to find a love match, I simply must believe that there is a faster way to getting this tedious process done. Here’s a suggestion that won’t require a complete architectural rewrite:
1. Click on transaction. If we must default to the transaction data page, fine, but the search bar is on that page. Furthermore, the search bar is immediately in focus, allowing us to
2. Instantly start typing the name of the fund. Similar to Excel‘s filter function, funds that are caught by the search are instantly selected.
3. Big, noticeable, DONE button. Not some tiny white font up in the corner.
That’s it. onto the next transaction.
There is so much needless stuff shoved onto this transaction data page that could be moved to a second page. you need some of it to remember what the transaction was about. But…a “share transaction” button?? Big and bold, where the “DONE” button probably should be? while the “done” button gets shoved into the tiny upper-right corner? a check# section? even notes are unnecessary at this stage. You’re trying to be helpful, but at the cost of slowing down a daily, predictable, repeatable process that you’re also asking everybody to invest in as a habit. In other words, it’s bad design to code for the exceptions rather than the most common use case.
there’s additional stuff… bank transactions still take way too long to show up, funds are clunky to work with, the app consistently signs me out… for reasons unknown to me… every couple of days I need to sign back in…
Like I said. I’m grateful for it, but it needs work, and I’d love to see some of these essential, time-eating design flaws getting addressed, rather than a new dark mode.
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Double entries
Like it, but using linked accounts and it keeps putting entries in 2-3 times over several weeks. Super annoying
Great app- dedicated to getting out of debt
So happy I found this app. On baby step 2 and have a plan to get out of debt. Love being able to see what i’ve spent in each category. Good visual on spending habits.
Math ain’t mathing
I have the free version but even the basics don’t work right. You would think that putting money into savings would remove it from your remaining amount to spend. But it doesn’t. For example if I say I’m budgeting 1,000 this month. And I put 100 in savings. It should say I have 900 left to spend. But it still says 1000 in my remaining budget. I hate having to do brain gymnastics for what should be a simple app calculation. And yes I tried doing a transaction to take it out of my “remaining” and put it into “savings”, but it just shows that I spent my savings 😑. For an app claiming to help people get out of debt. You’d think they’d make the savings feature actually work.
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Reorder
I used to love the ease of this app when it comes to reordering my budget. After the up date, while I can still re-order my budget, I can’t see the balances/total. Therefore, I cannot reorder for my big ticket items to come first. I used to be able to move everything around while being able to see the balances/total.
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It keeps getting worse
It used to be incredible and it’s still decent but the ads and “fixes” are becoming less user friendly.
It’s also not been working on my phone for 3 days.
It’s also not been working on my phone for 3 days.
