Additional tools needed
I would love it if you all added the Ramsey tools like net worth, amortization, and interest calculators. I usually would do a quick search, but it would be easier for me and others to find. Also, if you could incorporate the Ramsey AI.
Great concept, but app needs work
I’m very grateful for this app, and at the same time I have various qualms with its many quirks, which are numerous enough that on the daily I tend to ask myself if it would be easier to write myself an Excel sheet for this purpose. And I pay for premium.
For example: the default view of this app should not be the “today” page. This is a learning summary page. It should be in the back of the deck where I can access it when I want to learn or view summaries. In fact, you should probably just get rid of it all together, since you have other tabs dedicated for those purposes.
The most useful page on this app, to be used on the daily, is the budget section. A most common use case is for me to want to buy something… Not know how much I have left in my envelope for that thing… And eopening my app in order to get answers. That is what prevents overspending. Instant information sharing. Not Some page doggedly trying to get me to use the tutorial system.
This brings me to my second criticism: why do the pages not seem to speak to each other consistently? If I’ve created dozens of budgets in this app, why am I still being asked to “get started on my first budget”? There does not seem to be any manual way to correct this misinformation. I simply must go through the tutorial in order to get rid of that call to action. so now, not only do I have an annoying default page that I have to scroll past in order to get to relevant information, but the information it’s giving me isn’t even valid.
third, and this is a big one: assigning transactions to envelopes takes way too long. Here is the process: 1. Click transaction. 2. Visually find the small, nondescript section that allows you to assign it to an envelope. Click that. 3. Click the search bar. (Because nobody wants to visually scroll past dozens of fund titles, guys). 4. Search for the right envelope. click it. 5. Press done. to go back to the data page. 6. Press done AGAIN to fully assign the transaction.
I understand that you created the fast track function to try to make this better. But let’s be real, it’s only correct about 30% of the time. And in a world where we can simply swipe left or right to find a love match, I simply must believe that there is a faster way to getting this tedious process done. Here’s a suggestion that won’t require a complete architectural rewrite:
1. Click on transaction. If we must default to the transaction data page, fine, but the search bar is on that page. Furthermore, the search bar is immediately in focus, allowing us to
2. Instantly start typing the name of the fund. Similar to Excel‘s filter function, funds that are caught by the search are instantly selected.
3. Big, noticeable, DONE button. Not some tiny white font up in the corner.
That’s it. onto the next transaction.
There is so much needless stuff shoved onto this transaction data page that could be moved to a second page. you need some of it to remember what the transaction was about. But…a “share transaction” button?? Big and bold, where the “DONE” button probably should be? while the “done” button gets shoved into the tiny upper-right corner? a check# section? even notes are unnecessary at this stage. You’re trying to be helpful, but at the cost of slowing down a daily, predictable, repeatable process that you’re also asking everybody to invest in as a habit. In other words, it’s bad design to code for the exceptions rather than the most common use case.
there’s additional stuff… bank transactions still take way too long to show up, funds are clunky to work with, the app consistently signs me out… for reasons unknown to me… every couple of days I need to sign back in…
Like I said. I’m grateful for it, but it needs work, and I’d love to see some of these essential, time-eating design flaws getting addressed, rather than a new dark mode.
For example: the default view of this app should not be the “today” page. This is a learning summary page. It should be in the back of the deck where I can access it when I want to learn or view summaries. In fact, you should probably just get rid of it all together, since you have other tabs dedicated for those purposes.
The most useful page on this app, to be used on the daily, is the budget section. A most common use case is for me to want to buy something… Not know how much I have left in my envelope for that thing… And eopening my app in order to get answers. That is what prevents overspending. Instant information sharing. Not Some page doggedly trying to get me to use the tutorial system.
This brings me to my second criticism: why do the pages not seem to speak to each other consistently? If I’ve created dozens of budgets in this app, why am I still being asked to “get started on my first budget”? There does not seem to be any manual way to correct this misinformation. I simply must go through the tutorial in order to get rid of that call to action. so now, not only do I have an annoying default page that I have to scroll past in order to get to relevant information, but the information it’s giving me isn’t even valid.
third, and this is a big one: assigning transactions to envelopes takes way too long. Here is the process: 1. Click transaction. 2. Visually find the small, nondescript section that allows you to assign it to an envelope. Click that. 3. Click the search bar. (Because nobody wants to visually scroll past dozens of fund titles, guys). 4. Search for the right envelope. click it. 5. Press done. to go back to the data page. 6. Press done AGAIN to fully assign the transaction.
I understand that you created the fast track function to try to make this better. But let’s be real, it’s only correct about 30% of the time. And in a world where we can simply swipe left or right to find a love match, I simply must believe that there is a faster way to getting this tedious process done. Here’s a suggestion that won’t require a complete architectural rewrite:
1. Click on transaction. If we must default to the transaction data page, fine, but the search bar is on that page. Furthermore, the search bar is immediately in focus, allowing us to
2. Instantly start typing the name of the fund. Similar to Excel‘s filter function, funds that are caught by the search are instantly selected.
3. Big, noticeable, DONE button. Not some tiny white font up in the corner.
That’s it. onto the next transaction.
There is so much needless stuff shoved onto this transaction data page that could be moved to a second page. you need some of it to remember what the transaction was about. But…a “share transaction” button?? Big and bold, where the “DONE” button probably should be? while the “done” button gets shoved into the tiny upper-right corner? a check# section? even notes are unnecessary at this stage. You’re trying to be helpful, but at the cost of slowing down a daily, predictable, repeatable process that you’re also asking everybody to invest in as a habit. In other words, it’s bad design to code for the exceptions rather than the most common use case.
there’s additional stuff… bank transactions still take way too long to show up, funds are clunky to work with, the app consistently signs me out… for reasons unknown to me… every couple of days I need to sign back in…
Like I said. I’m grateful for it, but it needs work, and I’d love to see some of these essential, time-eating design flaws getting addressed, rather than a new dark mode.
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Double entries
Like it, but using linked accounts and it keeps putting entries in 2-3 times over several weeks. Super annoying
Great app- dedicated to getting out of debt
So happy I found this app. On baby step 2 and have a plan to get out of debt. Love being able to see what i’ve spent in each category. Good visual on spending habits.
Math ain’t mathing
I have the free version but even the basics don’t work right. You would think that putting money into savings would remove it from your remaining amount to spend. But it doesn’t. For example if I say I’m budgeting 1,000 this month. And I put 100 in savings. It should say I have 900 left to spend. But it still says 1000 in my remaining budget. I hate having to do brain gymnastics for what should be a simple app calculation. And yes I tried doing a transaction to take it out of my “remaining” and put it into “savings”, but it just shows that I spent my savings 😑. For an app claiming to help people get out of debt. You’d think they’d make the savings feature actually work.
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Reorder
I used to love the ease of this app when it comes to reordering my budget. After the up date, while I can still re-order my budget, I can’t see the balances/total. Therefore, I cannot reorder for my big ticket items to come first. I used to be able to move everything around while being able to see the balances/total.
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It keeps getting worse
It used to be incredible and it’s still decent but the ads and “fixes” are becoming less user friendly.
It’s also not been working on my phone for 3 days.
It’s also not been working on my phone for 3 days.
Not free
Got this to use as a simple check register billed as free. NOT FREE but you don’t find out until you’ve set up an account and given tons of information.
Budgeting
It is very helpful for budgeting!
Hopeful
How does adding more work (creating/maintaining a budget) help me? I’m already drowning! Well guess what? It does. Once I got my numbers down and created an every dollar budget, I am way more hopeful about my future! I’m very grateful for such an effective tool. In fact I’m so grateful I use one for my household finances and one for my business.
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Due date notifications broken?
Let me start by saying that I love using the app and it is super helpful! I have started using the due date notifications, and I keep getting notifications from last month and for items that have already have a transaction associated with the line item. Is there a way to stop notification from last month or for things I have already paid? Other than that, app is great!
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Monthly: Expenses vs Income
I rarely write reviews for apps, but I felt this one deserved it.
One of the biggest shortcomings is the lack of a simple monthly income vs. expense summary. I shouldn’t have to view my finances in three-month increments just to understand how I did in a single month. I want to be able to see exactly how much I earned, how much I spent, and what my net total was for that month.
As a paid subscribed user, I expected much more user-friendly financial reporting. The data is there, but it’s not presented in a way that’s easy to understand or useful for managing my finances. A simple monthly cash flow summary and customizable reporting would make a huge difference.
One of the biggest shortcomings is the lack of a simple monthly income vs. expense summary. I shouldn’t have to view my finances in three-month increments just to understand how I did in a single month. I want to be able to see exactly how much I earned, how much I spent, and what my net total was for that month.
As a paid subscribed user, I expected much more user-friendly financial reporting. The data is there, but it’s not presented in a way that’s easy to understand or useful for managing my finances. A simple monthly cash flow summary and customizable reporting would make a huge difference.
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Plaid was a bad move
I’ve used this app for many years now, and since they made the switch recently to using Plaid to connect accounts to the app, it’s borderline useless. I want all of my posted transactions in my app once they’re posted to my bank account, not days and days later.
Supports Genocide of Palestine & Trump
Dave Ramsey, the founder of EveryDollar, has publicly expressed support for both Donald Trump and Israel.While the software product EveryDollar itself is an automated financial tracking tool without explicit political or geopolitical programming, its parent company (Ramsey Solutions) and its CEO hold clear public positions.
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Limited
This ap is great as a budgeting tool. I don’t like that if I manually enter a debit or credit then it will duplicate and not match it when my bank feeds come through. This is a serious flaw if I’m supposed to know exactly what I’m spending! It also doesn’t have a normal ledger. It tracks the budget for the month and it shows transactions but it doesn’t show a running balance. I don’t like that. I left Quicken Online for the same reason. Our account just for our family expenses was all I needed to track in here and it was set up to track EVERYTHING. I didn’t appreciate the rigidity.
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Truly the best
I have tried several other budgeting apps and every dollar is by far the best.
I used to use this app…and now I can again!
For a company that stresses using money wisely, I’m surprised that your app can no longer be used with older iPhones. My iPhone 8 model is hardware-incompatible with iOS 17 and iOS 18, which I guess means you think I need to spend money unnecessarily on a new phone in order to keep using your app.
Edit: thanks for changing your iOS 17 requirement so I can now use your app again!
Edit: thanks for changing your iOS 17 requirement so I can now use your app again!
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Fun budgeting tool
I love this app!! Fun to use. Quick & easy to input transactions. I’ve even done it at stop lights because I WANT to not because I have to. It’s great to see where expenses are piling up that I didn’t even realize before. Thank you Ramsey Solutions! I knew you’d make it work. I didn’t expect it to be fun
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Game Changer
Utilizing EveryDollar with the Ramsey plan helped up pay off $34,000 in car debt in just 6 months and stop asking the question, “where is all of our money going?” We now see where we spend each month, set spending boundaries, and are seeing real progress with our money goals. All of this while also taking a $30k pay cut to do full time ministry. We are very thankful for EveryDollar and the Ramsey team!
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Rick Green
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