PocketGuard・Budget Planner App

PocketGuard・Budget Planner App

Expense & Subscription Manager

7.7K ratings
338 reviews
With Ads#71 in top-grossing Finance
📊 Productivity
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • January 7, 2015
  • August 21, 2026

Features

PocketGuard・Budget Planner App screenshot #1 for iPhone
PocketGuard・Budget Planner App screenshot #2 for iPhone
PocketGuard・Budget Planner App screenshot #3 for iPhone
PocketGuard・Budget Planner App screenshot #4 for iPhone
PocketGuard・Budget Planner App screenshot #5 for iPhone
PocketGuard・Budget Planner App screenshot #6 for iPhone
PocketGuard・Budget Planner App screenshot #7 for iPhone
PocketGuard・Budget Planner App screenshot #8 for iPhone
iphone
watch
🖼️Get Icon
Icons↘︎

About

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense tracking
Bill and subscription monitoring
Disposable income calculation
Spending habit analysis
Financial goal setting
Debt-payoff plan creation
Show original description

What users say

See all reviews

What's New in PocketGuard・Budget Planner App

5.20.2

August 21, 2026

We’ve added the option to use Classic Insights alongside Insights 2.0. What’s in the box: View spending and income across any period Compare results side-by-side Uncover flexible trend patterns that reveal how your capital has progressed over time Explore categories, merchants, bills, goals, and more Visualize your data with intuitive charts and powerful tables Drill down to every transaction in seconds Review a month or analyze your entire year - Insights will give you the full financial picture, all in one place. PocketGuard - the budget app that always delivers what matters to your budgeting.

More

Subscription plans

PocketGuard Plus

Unlimited budgets, goals, categories & more

$24.991 Year
7 Days trial
How to cancel PocketGuard・Budget Planner App subscription ⁉️
1

In-App Purchases

$79.99

Lifetime Membership

Lifetime access to all PocketGuard features.

Charts

Top Grossing

📉 71-8

Finance

This app dropped -8 positions in Finance chart.

Last updated on September 15, 2026.

Events

Read more about New Spending Insights

New Spending Insights

Turn spending data into clear insights.

Aug 15, 2026 Sep 14, 2026

Read more about 30-Day Budget Pace Challenge

30-Day Budget Pace Challenge

Stay on track with your spending for 30 days

May 27, 2026 Jun 26, 2026

Read more about Stay on Pace With Your Budget

Stay on Pace With Your Budget

Track spending daily and avoid overspending

Mar 26, 2026 Apr 8, 2026

User reviews

Refreshing accounts

I used this app for the last year and really liked it, but the last couple months neither my CIBC or RBC accounts will refresh. I reached out to pocket guard and they said it is a bank issue, but I haven’t been able to figure out what the issue really is. The app doesn’t work very well for my planning when I can’t refresh my bank accounts
Show more

I used to love it

Honestly I’m so sick of the updates. Every time I log in there’s an update, which is fine except it cancels connection to my banks and then it takes me forever to reconnect . And even after the reconnect the data isn’t updated so now I’ve invested hours into something that should make my life easier but is inoperable. All my data is incorrect, everything I’ve paid can’t find, all my income not tracked. I’m bummed because it didn’t used to have these issues. But now every month I remember I’m annoyed by this app because it doesn’t work when I need it.
Show more

Charged me for a subscription i didn’t ask for

I downloaded the app, tried it out for free, let it look at my spending, then deleted it 10 minutes later. I never requested a subscription because I was comparing apps. Later, while reviewing my finances, I saw a charge for the app after I had deleted it, so I had to download it again, but it said I have no active subscription. The AI chat support said to simply request a refund from Apple, but I shouldn’t have to do that for a faulty charge.This seems very sketchy.then answered my review stating that i probably did a free trial and forgot to cancel. If that were true then there woukd ve an active subscription. The apo says no active subscription and i know that i did not do a free trial. It was not worth a free trail just from looking around the app for a few minutes. Im not askinf for a refund because it was just $12. I am warning other users not to put their bank info in this app. I see many other 1 star reviews saying the same thing so its not an isolated incident.
Show more

Sync Reliability Lacking

The app is fantastic for budgeting; however, I’ve had recurring sync issues with my financial institutions. Sometimes the app fails for sync for weeks at a time, which prevents me from properly tracking my expenses. The team unfortunately never advises customers that they are having issues, so in the meantime you’re trying various fixes until you contact support and they tell you what’s happening.

One issue that I have is that if you delete a financial institution, it also deletes all previous transactions associated with it. You don’t have the option to keep previous transactions. So, if you ever change banks or if you need to delete and reconnect a bank (due to sync issues), you lose everything and have to redo it manually. So, for long term budget tracking and planning, this app is less than ideal cuz you cannot retain reliable data over a number of months without the system somehow screwing up.
Show more

Great App

PockerGuard is easy to use and a simple way to track expenses

User experience

🐞

Reported Bugs

3 issues

Inconsistent transaction syncing and labeling

Bug

Inability to delete or manage connected accounts

Bug

Budgeting data disappearing or not updating properly

Bug

Requested Features

5 requests

Ability to carry over unspent budget to next month

Feature

More advanced reporting and analytics

Feature

Light/dark mode theme options

Feature

Improved transaction categorization and learning

Feature

Support for multiple users/family budgeting

Feature

FAQ

What does PocketGuard do?

PocketGuard is a personal finance app designed to simplify budgeting and money management. It automatically tracks your expenses, monitors bills and subscriptions, and calculates your safe-to-spend amount. The app also helps you set financial goals and create debt-payoff plans.

What are the key features of PocketGuard?

Key features include automatic expense tracking, bill and subscription monitoring, a 'Leftover' feature to show disposable income, comprehensive spending analytics, financial goal setting, and a debt-payoff plan creator. It also offers bank-level security.

Is PocketGuard free to use?

The app is free to download and use with in-app purchases available. This means you can access core budgeting and tracking features for free, with optional premium features or services available for purchase.

What kind of financial goals can I set?

You can set various financial goals, such as spending less on specific categories like shopping or saving more for future events like a vacation. The app provides tools to help you set these goals properly and track your progress towards achieving them.

How does PocketGuard help with debt?

PocketGuard helps you create a debt-payoff plan by connecting your credit and loan accounts. Its smart algorithm calculates the most profitable strategy for debt repayment, aiming to save you money on interest and guide you towards a debt-free future.