Good app overall, needs more data
I like this app overall. Makes it easy to track expenses and makes budgeting easier. However, I often find it is lacking in retrospective data. “How much money did I spend this month in xy or z category, and how does that trend over time?” Technically, this data is possible to pull (at least some of it), but it’s not easy and it’s not part of the budget plan itself. I wish it was easier to access. But overall, if you struggle to budget, this is a helpful tool.
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Do you ever listen to your users?
STOP making all of these stupid visual changes. I did not sign up with YNAB for you to change all the visual flags every single week. By far, this app is the worst app I have ever used. I only use the desktop app because the app that you force upon us is so badly designed that it is inferior to my workflow. Rather than ask us for ideas about what we would like to see, why don’t you just roll back all of the changes you’ve made over the past five years?
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The best
I love this app. I have a clear picture of my financial situation.
Does the job, but kind of complicated to use
This app can be very helpful for budgeting, but if you’re new to it, it’s kind of complicated. It caters well to those getting out of debt, but not to those who use credit cards without carrying a balance. I didn’t see a tutorial, but if there is one, it should be more obvious. Genuinely LOVE that it notifies you of transactions that need to be categorized and that it summarizes your spending for you to reflect on.
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Best investment
I have been using YNAB for 5+yrs and I can’t imagine not having it! I’ve started my friends and family on it and they’re hooked too. It’s helped me manage, plan, save, and keep my head above water during stressful times. Highly recommend to everyone no matter where you are in your journey!













