Best Copilot Money Apps

214+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated April 2026

Whether you're new to copilot money or looking for an upgrade, our curated collection of 214+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Copilot Money

Copilot: Track & Budget Money#1

Copilot: Track & Budget Money by Copilot Money, Inc.

Spending, investing, net worth
Editor's Choice
πŸ’° Finance
4.8😊(30K ratings)
FreeIn-App Purchases
#4in Finance
Copilot: Track & Budget Money screenshot 1
Copilot: Track & Budget Money screenshot 2
Copilot: Track & Budget Money screenshot 3
Copilot: Track & Budget Money screenshot 4
Copilot: Track & Budget Money screenshot 5
Copilot: Track & Budget Money screenshot 6

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

What We Love

  • πŸ‘ Intuitive and user-friendly interface
  • πŸš€ Seamless account integration and transaction tracking
  • πŸ’‘ Customizable budgeting and categorization
  • πŸ”’ Secure and private financial management

Room to Improve

  • πŸ› Occasional sync and connectivity issues with some financial institutions
  • πŸ” Lack of advanced reporting and filtering options
  • πŸ” Limited functionality for manual transaction entry and forecasting
Microsoft Copilot#2

Microsoft Copilot by Microsoft Corporation

Ask AI: Chat & Voice Assistant
Strong Contender
πŸ“Š Productivity
4.8😐(396K ratings)
FreeAdsIn-App Purchases
#30in Productivity
Microsoft Copilot screenshot 1
Microsoft Copilot screenshot 2
Microsoft Copilot screenshot 3
Microsoft Copilot screenshot 4
Microsoft Copilot screenshot 5
Microsoft Copilot screenshot 6

This AI assistant helps with a wide range of tasks, from creative projects and everyday questions to work-related needs. It offers natural conversation, visual analysis, and learning tools, making tasks easier and faster.

What We Love

  • πŸš€ Helpful AI assistant
  • πŸ”’ Robust security features
  • πŸ‘ Streamlined and intuitive interface
  • πŸ€– Impressive AI capabilities

Room to Improve

  • πŸ› Buggy and unstable performance
  • πŸ”‡ Audio issues with voice output
  • πŸ” Privacy concerns around data usage
Monarch: Budget & Track Money#3

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Worth Considering
πŸ’° Finance
4.9😊(96K ratings)
FreeAdsIn-App Purchases
#7in Finance
Monarch: Budget & Track Money screenshot 1
Monarch: Budget & Track Money screenshot 2
Monarch: Budget & Track Money screenshot 3
Monarch: Budget & Track Money screenshot 4
Monarch: Budget & Track Money screenshot 5
Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

  • πŸ’» Extremely customizable
  • 🀝 Great for couples
  • πŸ” Comprehensive budgeting and net worth tracking
  • πŸ“ˆ Excellent data visualization

Room to Improve

  • πŸ” Recurring account disconnection issues
  • πŸ‡¨πŸ‡¦ Limited support for Canadian users
  • πŸ’° Expensive subscription cost

More Copilot Money apps to explore

4
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
πŸ’° Finance
(61K)
subscription
5
Finanzfluss Copilot
Finanzfluss Copilot
Finanzfluss Copilot
by Finflow GmbH
Free

Gain a comprehensive overview of your finances by connecting all your accounts and portfolios. Analyze your investments, track assets and expenses, and understand your spending habits to identify savings potential. The app offers insights and visualizations to help you manage your wealth effectively.

Total asset overviewAccount and depot aggregationPortfolio tracker for various assets
πŸ’° Finance
(5)
free with in-app purchases
6
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
πŸ’° Finance
(363K)
free with in-app purchases
7
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
πŸ’° Finance
(124K)
free with in-app purchases
8
Empower Personal Dashboardβ„’
Empower Personal Dashboardβ„’
Empower Personal Dashboardβ„’
Personal Capital
Free

Consolidate all your financial accounts in one place to gain a clear view of your net worth. Plan for retirement, track investments, and budget expenses with automated organization. Securely manage your money and make informed financial decisions.

Consolidate all financial accountsTrack net worthRetirement planning and calculator
πŸ’° Finance
(47K)
free
9
Budgeting App - Spend Tracker
Budgeting App - Spend Tracker
Budgeting App - Spend Tracker
Expense and Budget Planner
Free

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

Sync across devicesCustomizable spending categoriesFlexible budget creation (weekly, monthly)
πŸ’° Finance
(65)
free with in-app purchases
10
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
πŸ’° Finance
(84K)
free with in-app purchases
11
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
πŸ’° Finance
(6.5K)
free with in-app purchases
12
Quicken: Intelligent Money
Quicken: Intelligent Money
Quicken: Intelligent Money
Personal & Business Finances
Free

Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.

Connect and track financial accountsCreate custom budgets and spending plansSet savings goals and track debt payoff
πŸ’° Finance
(11K)
free with in-app purchases
13
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
πŸ’° Finance
(9.2K)
free with in-app purchases
14
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
πŸ’° Finance
(7.6K)
free with in-app purchases
15
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
πŸ’° Finance
(13K)
freemium
16
Money Manager Personal Finance
Money Manager Personal Finance
Money Manager Personal Finance
Budget Planner, spend Tracker
Free
πŸ’° Finance
(0)
17
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
πŸ’° Finance
(31K)
free with in-app purchases
18
GameTime Wallet
GameTime Wallet
GameTime Wallet
by DiTronics Financial Services, LLC
Free

Manage your finances with a comprehensive wallet that supports P2P transfers, online banking, and payroll distribution. Track spending across gaming and betting platforms, and utilize contactless payments. Integrates with physical kiosks and various payment methods for seamless financial management.

P2P money transfersOnline bankingPayroll distribution
πŸ’° Finance
(2K)
free
19
Debit & Credit
Debit & Credit
Debit & Credit
Personal Finance Manager
Free

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

All accounts in one appApple Card integrationFast transaction entry
πŸ’° Finance
(197)
free with in-app purchases
20
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
πŸ’° Finance
(1.7K)
free with in-app purchases

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