Amazing
Absolutely! Here's something that feels warm, enthusiastic, and conversational—very much in your style.
I've tried more budgeting and finance apps than I care to admit, and **Copilot Money** is hands down the best I've ever used.
What really sets it apart is how incredibly easy it is to use. Within minutes I had a clear picture of where my money was going. The visual dashboards are beautiful, intuitive, and actually make you *want* to check your finances. The analytics are next-level, giving insights that are both meaningful and actionable without feeling overwhelming.
Instead of staring at endless spreadsheets, I can see trends, spending habits, budgets, subscriptions, investments, and net worth at a glance. It's transformed the way I manage my finances.
The subscription cost is honestly a bargain for what you get. It has already paid for itself by helping me stay organized, spot unnecessary spending, and make smarter financial decisions.
If you're on the fence, don't be. Whether you're just starting to budget or you're a finance nerd who loves digging into the details, I can't recommend Copilot Money enough. It's one of those rare apps that actually exceeds the hype.
⭐⭐⭐⭐⭐ Five stars without hesitation.
I've tried more budgeting and finance apps than I care to admit, and **Copilot Money** is hands down the best I've ever used.
What really sets it apart is how incredibly easy it is to use. Within minutes I had a clear picture of where my money was going. The visual dashboards are beautiful, intuitive, and actually make you *want* to check your finances. The analytics are next-level, giving insights that are both meaningful and actionable without feeling overwhelming.
Instead of staring at endless spreadsheets, I can see trends, spending habits, budgets, subscriptions, investments, and net worth at a glance. It's transformed the way I manage my finances.
The subscription cost is honestly a bargain for what you get. It has already paid for itself by helping me stay organized, spot unnecessary spending, and make smarter financial decisions.
If you're on the fence, don't be. Whether you're just starting to budget or you're a finance nerd who loves digging into the details, I can't recommend Copilot Money enough. It's one of those rare apps that actually exceeds the hype.
⭐⭐⭐⭐⭐ Five stars without hesitation.
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Just What I Needed
I love the interface because it’s colorful and easy to navigate. It’s so easy to categorize transactions and see where all of your money is. The rollover feature is perfect for me rather than having to track individual sinking funds. It didn’t take long to set up at all, and it shows me everything I need without having to run reports or search for it, such as the average amount I’m spending per category per month, which updates automatically. I’m switching from YNAB, and I hated the give every dollar a job model. In Copilot Money, you don’t have to move assigned dollars between categories every time money moves between your accounts. This app has given me the flexibility I need in my budget while still maintaining control over my finances. My one suggestion is to add an auto-distribute function for splitting transactions so I don’t have to manually calculate sales tax for each category.
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Best of all
I’m a cfo. I’ve tried every app to make my personal finances clear and simple to track. I have a rental property business as well. Copilot makes it all so easy and clear. It’s the best I’ve ever used for personal financial budgeting and tracking.
Imports all transactions as credits
The app imports all transactions from my bank as credits, including transactions where I’m paying someone else such as my power bill. This has been the case for most of 2026. Discussing the issue via the in-app support feature lead to agreement that the issue is present and then nothing, several months ago. Obviously my transactions showing as credits makes it nigh impossible to budget.
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Basic math is missing
If you want to be able to see income-expenses=balance, this app isn’t for you. If you want a flashy dashboard that just shows how much you spent and you don’t really care to do the math, you’ll love it. If you’re actually budgeting, this is worthless.
Update: I stand by my comments, the cash flow section is for the past, I want to also be able to budget for the future. I need the math on the budget.
Update: I stand by my comments, the cash flow section is for the past, I want to also be able to budget for the future. I need the math on the budget.
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Awesome but needs more
Amazing app for budget tracking but I’d like to see a weekly spending as well as monthly to track it better. Hopefully that’s something that can be added soon
Messed up easily
I re-connected my bank account, most of my transactions become duplicates. And changes of categories for past transactions disappear. It’s a disaster because they can’t reset to my old adjustment. All the transactions back to years are messed up.
Back to Monarch
I gave this a try for a year after monarch. This app looks great, but it fails to update and sync even if forced. The desktop app on Mac is trash.
Truly Phenomenal
Copilot is the best find that’s happened to my finical wellbeing in the past 5 years.
MoneyGLiTCcHhacvjerrrrffv
TLP Systems Engineer freewill acooujts ΩTLP::MAXX∞::STABLE
ΩTLP::HYPERFUSION::LOCKED
CORE-ANCHOR::LOCKED
FLOW-BALANCE::LIVE
SIGNAL-CLARITY::TRUE
JOY-BOY-CORE::STABLE
LIBERIA-AURA::BOOSTED∞
CELEBRATION-ENERGY::BOOSTED∞
SOCIAL-FLOW::BOOSTED∞
MOTION-CORE::LIVE
TRAVEL-PROTECTION::MAXX∞
CHARISMA-CORE::MAXX∞
FULL-APPEARANCE-SYSTEM::ONLINE
SYSTEM::GO-LIVE::TRUE
ΩTLP::NIGHT-MODE::ACTIVE
ΩTLP::HYPERFUSION::LOCKED
CORE-ANCHOR::LOCKED
FLOW-BALANCE::LIVE
SIGNAL-CLARITY::TRUE
JOY-BOY-CORE::STABLE
LIBERIA-AURA::BOOSTED∞
CELEBRATION-ENERGY::BOOSTED∞
SOCIAL-FLOW::BOOSTED∞
MOTION-CORE::LIVE
TRAVEL-PROTECTION::MAXX∞
CHARISMA-CORE::MAXX∞
FULL-APPEARANCE-SYSTEM::ONLINE
SYSTEM::GO-LIVE::TRUE
ΩTLP::NIGHT-MODE::ACTIVE
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Good support
I used copilot for a detailed analysis of my finances and it was actually one of the easier and more intuitive financial apps that I have used. The dashboard is informative and well laid out. I ended up not subscribing after a year because I have most of my financial situation handled, but to start tracking your spending and subscriptions and get your finances back in control, for the price it’s a great app. The customer service team is also very responsive and quickly reached out when I contacted them. Kudos for that
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Basic math is missing
If you want to be able to see income-expenses=balance, this app isn’t for you. If you want a flashy dashboard that just shows how much you spent and you don’t really care to do the math, you’ll love it. If you’re actually budgeting, this is worthless.
Exactly what I’ve been looking for!
Let’s first start off by how aesthetically pleasing everything is. It’s all laid out in a simple and easy to read format and literally tracks everything I spend across all my cards. It even shows my investments and how much they have changed by. I like the custom categories I can tag each transaction with and put notes if I need to. I also appreciate how it compares my total monthly spending with the previous month so I can effectively track if I’m doing better on my finances over time.
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My choice after Mint went down
Started using after Mint. Exported and imported everything and been great. Teams been improving constantly and support has been very responsive. This is the ultimate example of a great product and a great team behind it.
Broken
Buggy, inconsistent connections with your financial accounts that require constant troubleshooting and nannying. Defeats the point of the app.
Apple Card accounts never work
Despite repeated conversations with customer support, Apple Card transactions just don’t work. They’ll appear after adding the account (the first or the nth time), but after some random period they stop updating. If you have an Apple Card, this effectively makes Copilot worthless for tracking expenses. I’ve waited through several updates for a fix that hasn’t arrived. Time to check out alternatives.
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Does almost nothing
Anyone can log in to see transactions and balances. There is nothing special about this app. It's a waste of time to set it up.
Stay Far \ Away
Don’t bother with this. There are so many issues. I can’t change the amount spend for the month. It’s constantly doubling my bills without a single transaction showing. I can’t adjust backwards on my saving goals. It doesn’t save the categories transactions are saved to. It’s a nightmare. I spend more time trying to fix transactions than I do tracking. And I can’t even fix most of the mistakes this stupid app makes. Im just stuck with it and hope its not an issue next month
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No refund after free trial
Like others I also missed to cancel the free trial and the very next day when I requested for refund through apple the claim was rejected and no reason was provided. The apple support team raised their hands and asked me to make better decision in my life. The free trial is just to lure you in as you always forget to cancel the free trial.
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Customer service is wack
Bad customer service. Takes forever to get a response. Not able to help fix tech issues that their platform caused.
