Monarch: Budget & Track Money

Monarch: Budget & Track Money

Spending, Net Worth, Investing

110K ratings
1453 reviews
#7 in top-grossing Finance
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • November 18, 2020
  • September 16, 2026

Features

Monarch: Budget & Track Money screenshot #1 for iPhone
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Monarch: Budget & Track Money screenshot #10 for iPhone
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About

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accounts
Auto-categorize transactions
Customizable dashboard
Track net worth and investments
Subscription and bill tracking
Flexible budgeting options
Collaborate with partners and advisors
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What users say

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+1

What's New in Monarch

2.0.116

September 16, 2026

- Added notes to accounts from Edit Account. - Fixed an issue that prevented renaming accounts from Edit Account on iOS. - Fixed sticky date headers jumping instead of sliding in the transaction list. - Updated gift subscription fine print to reflect current Monarch Core pricing. - Other bug fixes and improvements. We're always improving Monarch to better support you! Keep an eye out for more updates and fixes along the way.

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Subscription plans

Yearly Plus Subscription

Budget, save, track, and tools for long-term planning

$199.991 Year
7 Days trial
How to cancel Monarch subscription ⁉️

Charts

Top Grossing

📊 7

Finance

The app has maintained its position at 7 recently.

Last updated on September 17, 2026.

Top Free

📉 64-2

Finance

This app dropped -2 positions in Finance chart.

Last updated on September 17, 2026.

Events

Read more about New Feature: Credit Score

New Feature: Credit Score

Credit scores now in one powerful finance app

Jul 14, 2025 Aug 14, 2025

Read more about Introducing Bill Sync

Introducing Bill Sync

A more complete picture of your bills is here

Nov 19, 2024 Dec 1, 2024

Read more about Swipe to review your spending

Swipe to review your spending

Get a clear view of your money quicker than ever.

Oct 1, 2024 Nov 1, 2024

User reviews

Costs money to use

I’m looking for a free budgeting app, because I don’t need another subscription. I’ve closed out of the app to see if maybe I can bypass the pop up for the subscription but nope it won’t budge. And I feel like that’s not fair to anyone who is struggling and not wanting to spend money to be able to budget and see their finances.
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Great App, but connectivity issues

I actually think this app is totally amazing. So many things were thought through, it’s extremely intuitive to use and I LOVED it the first day of my free trial. I took all the time to set things up fully prepared to purchase subscription but next day I noticed my accounts were no longer synced (RBC Canada) and after trying several ways to get them connected again I realized I wasn’t going to have any success. It’s disappointing because you can tell the developers put a lot of effort in to designing this app. If connectivity issues ever get resolved I will be thrilled and will try it out again.
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Duplicate Transaction Debacle

I switched to Monarch after Mint dropped out and have been happy since. There have been issues but nothing like what has happened over the past month. One of my major credit card spending accounts has brought in duplicate transactions, some even as credits instead of debits. Support then deletes the duplicates without your permission, not the last unreviewed ones, but the first ones that you already reviewed and made appropriate adjustments to! This didn’t happen once, but 3 times now! I even specifically told them not to touch any transactions but to fix the data provider causing the issue! Nope, didn’t listen, 3 times! Very disappointed!
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Laggy

It’s recently become very laggy, and I’ll be looking for an alternative.

Intuitive

With the use of credits cards and no concept of cash, and multiple bank accounts, electronic bills, etc, our family was having issues keeping track of spending. I found monarch very intuitive, worth the set up, and the widget that tracks different budgets directly on our home screens has helped influence our spending.
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User experience

🐞

Reported Bugs

3 issues

Duplicate transactions

Bug

Incorrect net worth calculations

Bug

Inconsistent budget tracking across web and mobile

Bug

Requested Features

5 requests

Calendar view for upcoming bills

Feature

Multiple currency support

Feature

Improved investment tracking and reporting

Feature

Credit score monitoring

Feature

Automatic savings goal tracking

Feature

FAQ

What does Monarch do?

Monarch is a personal finance app that consolidates all your financial accounts into one place. It helps you track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals. The app provides actionable insights and a clear view of your money's movement.

What are the key features of Monarch?

Key features include connecting all your financial accounts, auto-categorizing transactions, a customizable dashboard, tracking net worth and investments, managing subscriptions and bills, flexible budgeting options, and the ability to collaborate with partners and financial advisors.

How much does Monarch cost?

Monarch is available for free with in-app purchases. While the app offers core functionality for free, certain advanced features or premium access may require an in-app purchase. Specific pricing details are available within the app.

Is Monarch compatible with my devices?

Monarch is designed for mobile devices, implying compatibility with both iOS and Android operating systems. Users can typically download and use the app on their smartphones and tablets.

Who is Monarch best for?

Monarch is ideal for individuals and couples seeking a comprehensive solution to manage their personal finances. It's particularly useful for those who want to track their spending, create budgets, monitor investments, and collaborate on financial matters with a partner or financial professional.