Best Budgeting Apps

4.8😊(13K ratings)

FreeIn-App Purchases

#59in Finance

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

💖 Beautiful, aesthetically pleasing design
👍 Easy to use and navigate
🎨 Highly customizable categories and icons
💰 One-time purchase, no subscription
🤝 Responsive and helpful customer service
🧠 Helps users stay organized and on top of finances
💻 Works well across devices (phone, iPad, etc.)

Room to Improve

🔒 No option to set password/biometric lock
💸 Premium features may be out of reach for some
📅 Lacks flexibility in date range/budgeting periods
🔢 Can't set spending limits per category
🗑️ Inability to delete/edit past transactions

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending

Strong Contender

4.7😐(84K ratings)

FreeIn-App Purchases

#13in Finance

EveryDollar: Budget Management screenshot 1

EveryDollar: Budget Management screenshot 2

EveryDollar: Budget Management screenshot 3

EveryDollar: Budget Management screenshot 4

EveryDollar: Budget Management screenshot 5

EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

👍 Useful budgeting tool
🚀 Helps with financial organization
💡 Customizable budgeting categories
👍 Easy to use and intuitive
🚀 Simplifies budgeting process

Room to Improve

💰 Expensive subscription
🐛 Connectivity issues with Canadian banks
🐛 Bugs and glitches
🔍 Lack of support and tutorials
🚫 Limited functionality in free version

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing

Worth Considering

easy envelope based budgeting

4.9😊(110K ratings)

FreeIn-App Purchases

#8in Finance

Monarch: Budget & Track Money screenshot 1

Monarch: Budget & Track Money screenshot 2

Monarch: Budget & Track Money screenshot 3

Monarch: Budget & Track Money screenshot 4

Monarch: Budget & Track Money screenshot 5

Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

💻 Extremely customizable
🤝 Great for couples
🔍 Comprehensive budgeting and net worth tracking
📈 Excellent data visualization
🚀 Intuitive and user-friendly interface
🆕 Frequent updates and new features
🔒 Secure and ad-free experience
🎨 Clean and modern design

Room to Improve

🔁 Recurring account disconnection issues
🇨🇦 Limited support for Canadian users
💰 Expensive subscription cost
🕰️ Slow transaction updates
🐛 Bugs and data inconsistencies
🚫 Lack of live support and slow response times

More Budgeting apps to explore

Budget Bestie

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

(3.1K)

Rocket Money - Bills & Budgets

Subscription & Expense Manager

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

(393K)

Never worry about money again

YNAB

Create and share unlimited spending plansAutomatically import transactionsManually add transactions

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Buddy: Budget Planner App

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subscription

Bill Tracker & Money Manager

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

(9.5K)

Budget app - spending tracker

Budget planner & money tracker

Budget PlannerSpending TrackerMoney Management

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

(16K)

Copilot: Track & Budget Money

Spending, investing, net worth

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

NerdWallet: Smart Money App

(30K)

subscription

Track, Save & Invest

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

(125K)

Goodbudget Budget Planner

Money & Expense Tracker

Virtual envelope budgetingShared budgetsExpense tracking

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Dollarwise: Budget & Tracking

(13K)

freemium

Rewrite your money story.

Automatic account syncingReal-time spending overviewAI-enhanced financial suggestions

Effortlessly manage your finances with automatic account syncing and AI-powered insights. See your available spending money at a glance, track bills, debt, and savings, and gain actionable advice to improve your financial habits without complex charts.

(3.8K)

Budgeting App - Spend Tracker

Money Manager & Budget Planner

Sync across devicesCustomizable spending categoriesFlexible budget creation (weekly, monthly)

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

(79)

Take Control Of Your Money

Spending Tracker

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

(19K)

Origin: AI Budget and Track

Spending, Saving, & Net Worth

Securely connect financial accountsTrack spending, cash flow, subscriptions, and billsBuild AI-powered budgets

Effortlessly track finances, create AI-powered budgets, and gain personalized financial guidance. Manage spending, investments, and plan for life events with secure account connections and expert advice.

(3.9K)

Save, Spend & Grow Your Credit

Intuit Credit Karma

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

(7.7M)

Calm monthly budget tracker

Simple Self Budget

Monthly budget per categoryQuick expense loggingRecurring bill management

This app helps you track your monthly budget without linking bank accounts or displaying ads. It offers a calm, straightforward way to log expenses, view spending, and manage categories. An optional one-time purchase unlocks advanced analysis and features.

Weekly: Budget Planner & Bills

(1)

freemium

Spending & Money Goal Tracker

Guided budget setupWeekly spending limit calculationBank transaction download

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

(3.7K)

Bento: Budget & Money Tracker

Finance, Subscriptions & AI

Customizable dashboardsAI assistant for financial insightsSubscription and recurring charge tracking

This personal finance app offers customizable dashboards and an AI assistant to help you track spending, manage budgets, and organize transactions. Securely connect your bank accounts to gain a comprehensive view of your finances and uncover spending trends.

Wellspent Smooth Budgeting App

(3)

freemium

Expense, Bill, Budget Tracker

Automatic bank and credit card syncingOn-device transaction auto-categorizationFlexible weekly, monthly, or yearly budgets

Effortlessly track your expenses with automatic bank syncing and intelligent categorization. Set flexible budgets and keep your financial data private on your device. No ads, ever.

(3)