1. Home
  2. 💰 Finance
  3. NerdWallet
NerdWallet: Smart Money App

NerdWallet: Smart Money App

Track, Save & Invest

125K ratings
397 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • December 7, 2016
  • September 16, 2026

Features

Background Location Access

Developer

NerdWallet
✨Promote your app ✨
NerdWallet: Smart Money App screenshot #1 for iPhone
NerdWallet: Smart Money App screenshot #2 for iPhone
NerdWallet: Smart Money App screenshot #3 for iPhone
NerdWallet: Smart Money App screenshot #4 for iPhone
NerdWallet: Smart Money App screenshot #5 for iPhone
NerdWallet: Smart Money App screenshot #6 for iPhone
NerdWallet: Smart Money App screenshot #7 for iPhone
NerdWallet: Smart Money App screenshot #8 for iPhone
NerdWallet: Smart Money App screenshot #9 for iPhone
iphone
ipad
📌Ready
Reviews summary↘︎
⭐397
Reviews↘︎
📝40+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 2 weeks
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

✓Track cash, investments, credit cards, loans, and property
✓Monitor and cancel recurring bills and subscriptions
✓Actionable financial insights on credit score and cash flow
✓Earn APY on cash accounts
✓Invest in U.S. Treasury Bills
✓Automated investing with direct indexing
✓Learn about financial news and its impact
Show original description

What users say

Summarized from real user reviews of NerdWallet. Based on 125K reviews and a 4.8/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 💡Helpful financial insights
  • 👍User-friendly interface
  • 🚀Comprehensive account tracking
  • 💡Personalized recommendations

Negative things

  • 🐛Frequent connection issues
  • 🐛Inaccurate account balances
  • 🐛Unreliable account linking
  • 🐛Inconsistent transaction categorization
See all reviews
+1

What's New in NerdWallet

14.28.0

September 16, 2026

Introducing “Your money questions, answered.” Ask things like "Do I have enough saved for a financial emergency?" or "What's impacting my credit score the most?" and get personalized answers based on your actual data.

More

User reviews

Most RecentHighest RatedLowest Rated

Love the idea but the glitching is crazy

I cannot put in a subscription because it’s constantly asking me to scan for a subscription and deletes whatever I just entered
rla444rla444

thanks you

🔥
hijacked scavenger hunts R ushijacked scavenger hunts R us

Nerdwallet

This app is awesome
Shannon stuart 5581Shannon stuart 5581

Bring back 50/30/20

I had written a review before about bringing back this feature. I’m SO HAPPY to see it back (and better). This was single-handily the feature that helped me progress financially! Now, I can even modify to my goals like saving aggressively with the 40/30/30 or rebuilding with the 70/20/10! AND I find my accounts aren’t being kicked out anymore. Thank you NERD Wallet! I’m a happy customer again!
Show more
YhnnssYhnnss

Last 4 of account numbers always wrongs

Last 4 of account numbers always wrongs
HicksyrHicksyr
See 392 more reviews

Developer apps

Nerds x NerdWallet
Nerds x NerdWallet

NXNW Event Info

💼 Business
Free
See developer apps

Featured on

Read more about Celebrate Asian American and Pacific Islander Heritage

Celebrate Asian American and Pacific Islander Heritage

May 1, 2024

Read More

See All

User experience

🐞

Reported Bugs

3 issues

Accounts randomly unlinking

Bug

Incorrect credit score reporting

Bug

Delayed transaction updates

Bug
✨

Requested Features

4 requests

Custom spending categories

Feature

Manual transaction entry

Feature

Detailed budgeting tools

Feature

Improved account synchronization

Feature

FAQ

What does the NerdWallet app do?

The NerdWallet app is a free personal finance tool that helps you track your money, save more, and invest. It provides a dashboard to monitor your cash, investments, credit cards, loans, and property, along with insights into your credit score and cash flow.

How can I earn money with the NerdWallet app?

You can earn interest on your cash by opening a Cash Account offered by Atomic Brokerage, potentially earning a boosted APY for the first six months. The app also provides access to invest in U.S. Treasury Bills through Atomic Invest, where earned interest is tax-advantaged.

Is the NerdWallet app free to use?

Yes, the NerdWallet app is free to download and use. While the app itself is free, it does mention in-app purchases and has ads, indicating a monetization model that supports its free offering.

What kind of investments can I make through the app?

The app offers access to Atomic Invest's Treasury Account for investing in U.S. Treasury Bills, which have tax advantages on earned interest. It also provides an Automated Investing Account for autopilot investing with direct indexing and tax loss harvesting capabilities.

Can I track my bills and subscriptions with this app?

Yes, the app allows you to monitor your recurring bills and subscriptions. It even provides access to one-click cancellation for these services, helping you manage your outgoing expenses more efficiently.