NerdWallet: Smart Money App

NerdWallet: Smart Money App

Track, Save & Invest

124K ratings
389 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • December 7, 2016
  • August 4, 2026

Features

NerdWallet: Smart Money App screenshot #1 for iPhone
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NerdWallet: Smart Money App screenshot #5 for iPhone
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NerdWallet: Smart Money App screenshot #7 for iPhone
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About

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and property
Monitor and cancel recurring bills and subscriptions
Actionable financial insights on credit score and cash flow
Earn APY on cash accounts
Invest in U.S. Treasury Bills
Automated investing with direct indexing
Learn about financial news and its impact
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What users say

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+1

What's New in NerdWallet

14.25.0

August 4, 2026

The usual bug fixes and nerdy updates.

User reviews

Looks like a scam app

Tried to add my finance info and it keeps having problems logging in. So it made me think it’s a scam app, they ask you for ssn and accounts. I get it. But when it’s bouncing back it means someone in regulations put a plug on adding new stuff because money and info have been stoked and resold.
Bunch of screens that are useless. You see more ads than your actual info.
Tried to check my score it stayed on the same screen for 4 times and I gave up. Thanks, but NO. They lure you in by not asking for a subscription, but I’d rather pay a small fee and have a reliable dealer than shady app that does nothing.
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HSEMG

I’m new to the app so let’s see how it goes ?

The Smart Money App

It’s a great Money App! Try it for yourself..

So buggy

Used to be a great app but (1) my Interactive Brokers won’t update (has been 7 days…), and there’s no clear way for me to delete it & re-add it and (2) I can’t delete certain accounts.

Cd

Convenient

Developer apps

Featured on

User experience

🐞

Reported Bugs

3 issues

Accounts randomly unlinking

Bug

Incorrect credit score reporting

Bug

Delayed transaction updates

Bug

Requested Features

4 requests

Custom spending categories

Feature

Manual transaction entry

Feature

Detailed budgeting tools

Feature

Improved account synchronization

Feature

FAQ

What does the NerdWallet app do?

The NerdWallet app is a free personal finance tool that helps you track your money, save more, and invest. It provides a dashboard to monitor your cash, investments, credit cards, loans, and property, along with insights into your credit score and cash flow.

How can I earn money with the NerdWallet app?

You can earn interest on your cash by opening a Cash Account offered by Atomic Brokerage, potentially earning a boosted APY for the first six months. The app also provides access to invest in U.S. Treasury Bills through Atomic Invest, where earned interest is tax-advantaged.

Is the NerdWallet app free to use?

Yes, the NerdWallet app is free to download and use. While the app itself is free, it does mention in-app purchases and has ads, indicating a monetization model that supports its free offering.

What kind of investments can I make through the app?

The app offers access to Atomic Invest's Treasury Account for investing in U.S. Treasury Bills, which have tax advantages on earned interest. It also provides an Automated Investing Account for autopilot investing with direct indexing and tax loss harvesting capabilities.

Can I track my bills and subscriptions with this app?

Yes, the app allows you to monitor your recurring bills and subscriptions. It even provides access to one-click cancellation for these services, helping you manage your outgoing expenses more efficiently.