Best Free Finance Tracker Apps

244+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated April 2026

If you already know NerdWallet, this is the deeper bench. 244+ free finance tracker apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of April 2026.

Top Picks for Free Finance Tracker

NerdWallet: Smart Money App#1

NerdWallet: Smart Money App by Nerdwallet, Inc.

Track, Save & Invest
Editor's Choice
πŸ’° Finance
4.8😐(123K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
NerdWallet: Smart Money App screenshot 2
NerdWallet: Smart Money App screenshot 3
NerdWallet: Smart Money App screenshot 4
NerdWallet: Smart Money App screenshot 5
NerdWallet: Smart Money App screenshot 6

Track and manage your finances efficiently with a comprehensive money management app. Stay on top of your credit score, budget, and financial goals with ease. Start taking control of your money today!

What We Love

  • πŸ’‘ Helpful financial insights
  • πŸ‘ User-friendly interface
  • πŸš€ Comprehensive account tracking
  • πŸ’‘ Personalized recommendations

Room to Improve

  • πŸ› Frequent connection issues
  • πŸ› Inaccurate account balances
  • πŸ› Unreliable account linking
EveryDollar: Budget Management#2

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Strong Contender
πŸ’° Finance
4.7😐(84K ratings)
FreeAdsIn-App Purchases
#9in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

Track expenses, plan finances, and reach your financial goals with a personal budget app that helps you manage your money easily and guilt-free. Start for free today to create budgets, monitor spending, and see all your financial accounts in one place.

What We Love

  • πŸ‘ Useful budgeting tool
  • πŸš€ Helps with financial organization
  • πŸ’‘ Customizable budgeting categories
  • πŸ‘ Easy to use and intuitive

Room to Improve

  • πŸ’° Expensive subscription
  • πŸ› Connectivity issues with Canadian banks
  • πŸ› Bugs and glitches
Spending Tracker#3

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Worth Considering
πŸ’° Finance
4.8😊(18K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

What We Love

  • πŸ‘ Easy to use
  • πŸ“Š Helpful reports and charts
  • πŸ’° One-time fee for premium features
  • πŸ” Recurring transactions

Room to Improve

  • πŸ› Occasional syncing issues
  • πŸ”’ Lack of fortnightly budget option
  • πŸ—‚οΈ Difficulty deleting unused categories

More Free Finance Tracker apps to explore

4
Budget Planner App - Fleur
Budget Planner App - Fleur
Budget Planner App - Fleur
Bill Organizer & Money Tracker
Free

Organize your bills, track expenses, and manage your budget easily with this intuitive app. Stay on top of your finances effortlessly. Start planning your budget today!

πŸ’° Finance
(12K)
5
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Personal finance
Free

Track your expenses effortlessly with this personal finance app. Features include expense management, handy widgets, subcategories, pie diagrams, synchronization, password protection, biometric login, CSV export, and backups. Start managing your expenses efficiently today!

πŸ’° Finance
(4.2K)
6
Buddy: Money & Budget Planner
Buddy: Money & Budget Planner
Buddy: Money & Budget Planner
Money Manager & Tracker
Free

Manage your finances efficiently with our intuitive budget planner app. Track expenses, set savings goals, and stay on top of your financial health easily. Take control of your money today!

πŸ’° Finance
(589)
7
Budgeting App - Spend Tracker
Budgeting App - Spend Tracker
Budgeting App - Spend Tracker
Expense and Budget Planner
Free

This personal finance management tool helps you track daily expenses, create and manage budgets, and set financial goals, providing insightful analytics to make informed decisions. Take control of your finances by syncing across devices, customizing categories, and effortlessly managing income, expenses, and recurring transactions.

πŸ’° Finance
(5)
8
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Track your income, expenses, and budgets effortlessly with this money management app. Gain insight into your finances and stay on top of your spending. Start managing your money better today!

πŸ’° Finance
(6.4K)
9
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

A user-friendly budget planner app that helps you track expenses, set financial goals, and manage your money efficiently. Take control of your finances and start budgeting today!

πŸ’° Finance
(13K)
10
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

Track your expenses, set budgets, and manage your finances effectively with this intuitive budgeting app. Take control of your spending habits and achieve your financial goals today.

πŸ’° Finance
(15K)
11
HomeBudget Lite (w/ Sync)
HomeBudget Lite (w/ Sync)
HomeBudget Lite (w/ Sync)
by Anishu, Inc.
Free

HomeBudget Lite is an integrated expense tracker offering budgeting support, expense analysis with charts, and family sync for multiple devices to manage expenses and income within a single budget. With features like expense, income, bills management, and account balance tracking, it helps you stay on top of your finances effortlessly. To learn more and get started, visit http://www.anishu.com for additional information and user guide download.

πŸ’° Finance
(27)
12
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Manage your finances efficiently with this comprehensive budgeting application. Track expenses, set financial goals, and stay on top of your budget effortlessly. Start saving money today!

πŸ’° Finance
(93K)
13
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Personal Expense Tracker
Free

An app that helps you set daily budgets, track expenses, and manage your finances with ease. Stay on top of your spending habits effortlessly. Start saving more today!

πŸ’° Finance
(5.8K)
14
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

Manage your finances easily with this convenient app that tracks your expenses, sets budgets, and helps you save money. Take control of your financial health today!

πŸ’° Finance
(31K)
15
Empower Personal Dashboardβ„’
Empower Personal Dashboardβ„’
Empower Personal Dashboardβ„’
Personal Capital
Free

Access a comprehensive personal finance management tool that consolidates all your accounts, tracks your net worth, aids in retirement planning, and monitors investments. Take charge of your financial future with Empower Personal Dashboardβ„’. Visit https://www.empower.com/personal-investors/wealth-management.

πŸ’° Finance
(47K)
16
PocketGuard – Budgeting App
PocketGuard – Budgeting App
PocketGuard – Budgeting App
Expense & Subscription Manager
Free

PocketGuard・Money is a personal finance app that helps users track their spending, set budgets, and manage their finances in one convenient place. Stay on top of your money and start reaching your financial goals today!

πŸ’° Finance
(7.6K)
17
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

Rocket Money helps you effortlessly manage your bills, track payments, and stay on top of your finances. Take control of your budget today with Rocket Money!

πŸ’° Finance
(356K)
18
YNAB
YNAB
YNAB
Never worry about money again
Free

Start changing your money mindset with a set of habits to spend purposefully, save aspirationally, and give generously. Join millions in improving your financial outlook and sign up for a one-month free trial today!

πŸ’° Finance
(60K)
19
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

Track and optimize your daily activities with our app. Set goals, monitor progress, and receive personalized recommendations to improve your productivity. Take control of your time and achieve your objectives effortlessly. Download now and start maximizing your efficiency!

πŸ’° Finance
(29K)
20
Bills Organizer & Reminder
Bills Organizer & Reminder
Bills Organizer & Reminder
Bill Manager and Bill Monitor
Free

Easily manage and track your bills with this intuitive application. Stay organized, on top of due dates, and take control of your finances – download now and never miss a payment again!

πŸ’° Finance
(22K)