Best Free Finance Tracker Apps

245+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

If you already know Budget Planner App, this is the deeper bench. 245+ free finance tracker apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top Free Finance Tracker Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget Planner App - FleurBudget Planner App - FleurFree4.8★ (12K)YesYesJul 2026
2NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (124K)YesNoJul 2026
3Spending TrackerSpending TrackerFree4.8★ (18K)YesYesJul 2026
4Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.2K)NoNoJul 2026
5EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)YesYesJul 2026
6Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.3K)YesYesJul 2026
7Budget BestieBudget BestieFree4.7★ (3K)YesYesJul 2026
8Monefy: Money TrackerMonefy: Money TrackerFree4.7★ (6.6K)YesYesJul 2026

Top Picks for Free Finance Tracker

Budget Planner App - Fleur#1

Budget Planner App - Fleur by Akash Jain

Bill Organizer & Money Tracker
Editor's Choice
💰 Finance
4.8😊(12K ratings)
FreeAdsIn-App Purchases
#50in Finance
Budget Planner App - Fleur screenshot 1
Budget Planner App - Fleur screenshot 2
Budget Planner App - Fleur screenshot 3
Budget Planner App - Fleur screenshot 4
Budget Planner App - Fleur screenshot 5
Budget Planner App - Fleur screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
NerdWallet: Smart Money App#2

NerdWallet: Smart Money App by Nerdwallet, Inc.

Track, Save & Invest
Strong Contender
💰 Finance
4.8😐(124K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
NerdWallet: Smart Money App screenshot 2
NerdWallet: Smart Money App screenshot 3
NerdWallet: Smart Money App screenshot 4
NerdWallet: Smart Money App screenshot 5
NerdWallet: Smart Money App screenshot 6

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

What We Love

  • 💡 Helpful financial insights
  • 👍 User-friendly interface
  • 🚀 Comprehensive account tracking
  • 💡 Personalized recommendations

Room to Improve

  • 🐛 Frequent connection issues
  • 🐛 Inaccurate account balances
  • 🐛 Unreliable account linking
Spending Tracker#3

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Worth Considering
💰 Finance
4.8😊(18K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories

More Free Finance Tracker apps to explore

4
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Personal finance
Free

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Expense trackingHandy widgetSubcategories
💰 Finance
(4.2K)
free
5
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
6
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
7
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3K)
free with in-app purchases
8
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
9
HomeBudget Lite (w/ Sync)
HomeBudget Lite (w/ Sync)
HomeBudget Lite (w/ Sync)
by Anishu, Inc.
Free

Track expenses, income, and bills with integrated budgeting and account balance management. Features family sync for multiple devices and detailed reports with charts and graphs.

Expense and income trackingBill management and remindersBudgeting by category
💰 Finance
(27)
free
10
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases
11
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Money Cash Expense Tracker
Free

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

Unlimited digital envelopesQuick deposit refillsMove transactions between envelopes
💰 Finance
(776)
free with in-app purchases
12
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
💰 Finance
(100K)
free with in-app purchases
13
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(371K)
free with in-app purchases
14
BudgetCH
BudgetCH
BudgetCH
Managing household finances
Free
💰 Finance
(0)
15
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Personal Expense Tracker
Free

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

Automatic bank synchronizationExpense and income trackingInsightful reports and charts
💰 Finance
(5.9K)
free with in-app purchases
16
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
17
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking
💰 Finance
(30K)
subscription
18
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
💰 Finance
(7.6K)
free with in-app purchases
19
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(18K)
free with in-app purchases
20
Bills Organizer & Reminder
Bills Organizer & Reminder
Bills Organizer & Reminder
Bill Manager and Bill Monitor
Free

Manage all your bills in one place to avoid late fees and penalties. Track upcoming payments with customizable reminders and view your financial overview through charts and calendars. Securely access your data and easily mark bills as paid.

Bill tracking and managementCustomizable payment remindersRecurring and one-time bill setup
💰 Finance
(22K)
free with in-app purchases

FAQ about Free Finance Tracker

What are the best free finance tracker apps for iPhone?
Budget Planner App - Fleur tops our free finance tracker apps ranking as of July 2026, with a 4.8-star average from 12K App Store ratings, and it's free to download.
Budget Planner App - Fleur shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 245+ free finance tracker apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a cute and simple budget planner and tracker. It allows you to easily log daily expenses and income, set monthly budgets, create multiple accounts, and track your debt. It aims to help you manage your money effectively with its all-in-one features.
Key features include a minimal and elegant design, easy logging of expenses and income, the ability to set monthly budgets, viewing insights into spending habits, transaction history, adding repeating transactions, creating new categories, and iCloud sync. It also offers easy search and filter functionality.