Best Free Finance Tracker Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

If you already know Fleur, this is the deeper bench. 249+ free finance tracker apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Free Finance Tracker Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesAug 2026
2NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (124K)YesNoAug 2026
3Spending TrackerSpending TrackerFree4.8★ (19K)YesYesAug 2026
4EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026
5Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoAug 2026
6Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.3K)NoYesAug 2026
7Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8★ (781)NoYesAug 2026
8Stride: Mileage & Tax TrackerStride: Mileage & Tax TrackerFree4.8★ (94K)NoNoAug 2026

Top Picks for Free Finance Tracker

Fleur - Budget Planner App#1

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Editor's Choice
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#60in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
NerdWallet: Smart Money App#2

NerdWallet: Smart Money App by NerdWallet

Track, Save & Invest
Strong Contender
💰 Finance
4.8😐(124K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
NerdWallet: Smart Money App screenshot 2
NerdWallet: Smart Money App screenshot 3
NerdWallet: Smart Money App screenshot 4
NerdWallet: Smart Money App screenshot 5
NerdWallet: Smart Money App screenshot 6

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

What We Love

  • 💡 Helpful financial insights
  • 👍 User-friendly interface
  • 🚀 Comprehensive account tracking
  • 💡 Personalized recommendations

Room to Improve

  • 🐛 Frequent connection issues
  • 🐛 Inaccurate account balances
  • 🐛 Unreliable account linking
Spending Tracker#3

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Worth Considering
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories

More Free Finance Tracker apps to explore

4
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
5
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Personal finance
Free

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Expense trackingHandy widgetSubcategories
💰 Finance
(4.8K)
free
6
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
7
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Money Cash Expense Tracker
Free

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

Unlimited digital envelopesQuick deposit refillsMove transactions between envelopes
💰 Finance
(781)
free with in-app purchases
8
Stride: Mileage & Tax Tracker
Stride: Mileage & Tax Tracker
Stride: Mileage & Tax Tracker
Expense & income tracking
Free

This app helps independent workers and freelancers maximize tax deductions and save money on everyday expenses. It offers automated mileage tracking, expense logging, and finds hundreds of potential write-offs to simplify tax filing and reduce your tax burden.

Automated GPS mileage trackingLog daily expensesFind hundreds of deductions
💰 Finance
(94K)
free
9
Balancey: Finance Tracker
Balancey: Finance Tracker
Balancey: Finance Tracker
by Necati Akpinar
Free
💰 Finance
(0)
10
Trusty: Finance Tracker
Trusty: Finance Tracker
Trusty: Finance Tracker
Track Spending Smarter
Free
💰 Finance
(0)
11
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3.1K)
free with in-app purchases
12
Parasify - Expense Tracker
Parasify - Expense Tracker
Parasify - Expense Tracker
Track Expenses & Net Worth
Free
💰 Finance
(0)
13
SpendWise - Finance Tracker
SpendWise - Finance Tracker
SpendWise - Finance Tracker
Every dollar should work!
Free
💰 Finance
(0)
14
Budgeting App - Spend Tracker
Budgeting App - Spend Tracker
Budgeting App - Spend Tracker
Money Manager & Budget Planner
Free

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

Sync across devicesCustomizable spending categoriesFlexible budget creation (weekly, monthly)
💰 Finance
(71)
free with in-app purchases
15
Harta: Finance Tracker
Harta: Finance Tracker
Harta: Finance Tracker
Track your finances
Free
💰 Finance
(0)
16
Billio: Reminder & Tracker
Billio: Reminder & Tracker
Billio: Reminder & Tracker
Track expenses smart
Free
💰 Finance
(0)
17
Finance AI Manager
Finance AI Manager
Finance AI Manager
Manage your finances with AI
Free
💰 Finance
(0)
18
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
19
Finance Tracker Pro
Finance Tracker Pro
Finance Tracker Pro
by ERIK RODRIGUEZ VITIER
Free

Manually track your finances with a beautiful and secure app that keeps your data entirely on your device. Gain clarity on your spending with smart insights and manage recurring bills effortlessly. Enjoy bank-grade security and a visually appealing interface.

Private by design, data stored locallyBeautiful Liquid Glass interfaceSmart spending insights (Spending Pulse, Velocity)
💰 Finance
(2)
free with in-app purchases
20
Gilt: Expense & Budget Tracker
Gilt: Expense & Budget Tracker
Gilt: Expense & Budget Tracker
Spending, bills & net worth
Free
💰 Finance
(0)

FAQ about Free Finance Tracker

What are the best free finance tracker apps for iPhone?
Fleur - Budget Planner App tops our free finance tracker apps ranking as of August 2026, with a 4.8-star average from 12K App Store ratings, and it's free to download.
Fleur - Budget Planner App has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ free finance tracker apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a cute and simple budget planner and tracker. It allows you to easily log daily expenses and income, set monthly budgets, create multiple accounts, and track your debt. It aims to help you manage your money effectively with its all-in-one features.
Key features include a minimal and elegant design, easy logging of expenses and income, the ability to set monthly budgets, viewing insights into spending habits, transaction history, adding repeating transactions, creating new categories, and iCloud sync. It also offers easy search and filter functionality.