Best Free Finance Tracker Apps

250+ iOS apps curated and reviewed

4.5 avg rating
19 free apps
Updated September 2026

If you already know NerdWallet, this is the deeper bench. 250+ free finance tracker apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of September 2026.

Compare top Free Finance Tracker Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (125K)YesNoSep 2026
2Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesSep 2026
3EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesSep 2026
4Spending TrackerSpending TrackerFree4.8★ (19K)YesYesSep 2026
5Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoSep 2026
6Finora - Finance TrackerFinora - Finance Tracker$1.99NoYesMay 2026
7Budget BestieBudget BestieFree4.7★ (3.1K)YesYesSep 2026
8Trusty: Finance TrackerTrusty: Finance TrackerFreeNoYesAug 2026

Top Picks for Free Finance Tracker

NerdWallet: Smart Money App#1

NerdWallet: Smart Money App by NerdWallet

Track, Save & Invest
Editor's Choice
💰 Finance
4.8😐(125K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
NerdWallet: Smart Money App screenshot 2
NerdWallet: Smart Money App screenshot 3
NerdWallet: Smart Money App screenshot 4
NerdWallet: Smart Money App screenshot 5
NerdWallet: Smart Money App screenshot 6

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

What We Love

  • 💡 Helpful financial insights
  • 👍 User-friendly interface
  • 🚀 Comprehensive account tracking
  • 💡 Personalized recommendations

Room to Improve

  • 🐛 Frequent connection issues
  • 🐛 Inaccurate account balances
  • 🐛 Unreliable account linking
  • 🐛 Inconsistent transaction categorization
Fleur - Budget Planner App#2

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Strong Contender
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#60in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription
  • 🤝 Responsive and helpful customer service
  • 🧠 Helps users stay organized and on top of finances
  • 💻 Works well across devices (phone, iPad, etc.)

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
  • 🔢 Can't set spending limits per category
  • 🗑️ Inability to delete/edit past transactions
EveryDollar: Budget Management#3

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Worth Considering
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#14in Finance
EveryDollar: Budget Management screenshot 1
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EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive
  • 🚀 Simplifies budgeting process

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
  • 🔍 Lack of support and tutorials
  • 🚫 Limited functionality in free version

More Free Finance Tracker apps to explore

FAQ about Free Finance Tracker

What are the best free finance tracker apps for iPhone?
NerdWallet: Smart Money App tops our free finance tracker apps ranking as of September 2026, with a 4.8-star average from 125K App Store ratings, and it's free to download.
NerdWallet: Smart Money App shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ free finance tracker apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The NerdWallet app is a free personal finance tool that helps you track your money, save more, and invest. It provides a dashboard to monitor your cash, investments, credit cards, loans, and property, along with insights into your credit score and cash flow.
You can earn interest on your cash by opening a Cash Account offered by Atomic Brokerage, potentially earning a boosted APY for the first six months. The app also provides access to invest in U.S. Treasury Bills through Atomic Invest, where earned interest is tax-advantaged.