
Free
Rating summary
About
Finance Tracker gives you one clear picture of your money — what you own, what you owe, and where it's going.
No bank logins required. You stay in control by entering your own balances, so your banking credentials are never shared with anyone.
TRACK EVERYTHING IN ONE PLACE
• Bank accounts, credit cards, lines of credit, investments and loans
• Real-time net worth with assets vs debts
• Quick Update to refresh all your balances in seconds
• Balance history charts for every account
BILLS THAT NEVER SURPRISE YOU
• Track recurring bills and income
• Reminders before bills are due
• Monthly calendar of what's coming in and going out
UNDERSTAND YOUR MONEY
• Income vs expenses and cash-flow breakdowns
• Net worth trend over time
• Savings rate and debt-to-income analysis
• Asset allocation across your accounts
• Spending by category
PLAN AHEAD
• Budget planner
• Savings goals and financial goals
• Emergency fund calculator
• Debt payoff planner (avalanche or snowball) showing when each debt clears
• Loan calculator with a full amortization schedule
REPORTS YOU CAN KEEP
• Download net worth, monthly, annual and portfolio reports as PDF
• Export your data to CSV
BUILT FOR PRIVACY
• Face ID / Touch ID app lock
• Two-factor authentication
• Delete your account and data at any time
• Multi-currency and country support
WORKS EVERYWHERE
Your data syncs with the free web app at freefinancetracker.com, so you can manage things on your phone, iPad or computer.
Free to use. No ads.
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What's New in Finance Tracker
1.0
August 18, 2026








