Simple Finance: Budget Planner

Pay a card in one tap, split any charge, bills you can trust, and made for Australia, the UK, Canada and India. Pay a credit card in one tap. Every card has Record a Payment, set up for what's left on your statement. Payments by transfer now show on the card, a paid statement says so, and you won't be reminded about a bill you've paid. Split any transaction. Long-press any transaction, imported ones included, and choose Split Across Categories. Type one part and the rest fills itself in. Recurring items choose their account. Pick which account your salary goes into, which one a bill is paid from, and where a recurring transfer goes. Bills and cash flow you can trust. The forecast no longer counts a bill you've already paid, a bill you forgot stays owed, paying late or early marks the right month paid, and resuming a paused bill no longer back-fills the months it was paused. Search by amount. Type 44.97 to find that charge, or ask for "groceries over $100 last month." Cleaner imports. Bank statements come in with readable names like Shell, Amazon and Trader Joe's, with the bank's own words kept underneath. Your Apple Watch and widgets keep up on their own. What you add on your iPhone, Mac or your partner's phone reaches your watch face and widgets without opening the app. Goals. An Offset goal shows how much of your home loan your offset covers, and a net worth goal below zero now shows its real number, counting up from where you started. Your true return. Enter what you've contributed in total from your latest statement, and any investment or retirement account shows your return since the very start. See how much of this year's change was contributions and how much was growth, and log employer contributions in one tap. Australia: super with your concessional cap on the July to June year, take-home pay and tax with ATO rates, the Medicare levy and HECS-HELP, reports by financial year, and CommBank, ANZ, Westpac and NAB imports. United Kingdom: ISAs, workplace pensions and SIPPs on the tax year from 6 April, your £20,000 ISA allowance added up across every ISA, take-home pay with National Insurance and student loans (Scottish rates too), and Monzo, Starling, Revolut, Barclays, HSBC, Lloyds and Nationwide imports. Canada: TFSA, RRSP, FHSA and RESP with your contribution room across accounts, take-home pay for every province and territory except Quebec, and RBC, TD, Scotiabank, BMO, CIBC and Tangerine imports. India: PPF, EPF, NPS, ELSS and Sukanya Samriddhi on the April to March year, take-home pay under the new regime, and HDFC, ICICI, SBI and Axis imports. Fixes: editing income no longer clears its category, "Invested" no longer counts card payments or balance corrections, retirement plans read your account rates correctly and skip US-only tax rules outside the US, decimal commas like 1.500,50 are read correctly, two-digit years like 9/5/26 import as 2026, and a weekly item starting tomorrow shows on its first day. Plus dozens more fixes and a smoother first run, from a full pass over every screen. Questions, or something you wish it did? Message me from Help & Support. I read every one, and most of this update started as somebody asking.