Simple Finance: Budget Planner

Simple Finance: Budget Planner

Private Net Worth & Retirement

7 ratings
13 reviews
Free

Details

Released
June 16, 2026
Updated
October 30, 2026

Features

Simple Finance: Budget Planner screenshot #1 for iPhone
Simple Finance: Budget Planner screenshot #2 for iPhone
Simple Finance: Budget Planner screenshot #3 for iPhone
Simple Finance: Budget Planner screenshot #4 for iPhone
Simple Finance: Budget Planner screenshot #5 for iPhone
Simple Finance: Budget Planner screenshot #6 for iPhone
Simple Finance: Budget Planner screenshot #7 for iPhone
Simple Finance: Budget Planner screenshot #8 for iPhone
Simple Finance: Budget Planner screenshot #9 for iPhone
Simple Finance: Budget Planner screenshot #10 for iPhone
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About

Manage budgets, net worth, investments, and retirement plans in one private space. This app offers a personal assistant, receipt scanning, and collaborative features for partners and family. Track assets, stocks, crypto, and plan for your future without sharing bank credentials.

✓Private budget and net worth tracking
✓Investment and crypto monitoring
✓Full retirement planning tools
✓Receipt scanning and fast entry
✓Collaborative budgeting for partners/family
✓Personalized money assistant (Fin)
✓Cross-device support (iPhone, iPad, Mac, Apple Watch)
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What's New in Simple Finance

3.0

October 30, 2026

Simple Finance 3.0 is the biggest update yet, rebuilt from the ground up. • An all-new design on iPhone, iPad, Mac and Apple Watch • Fin, a private money assistant that runs on your device • Money, together: share a budget with your partner, talk about a purchase right next to it, and see who paid • Log it in seconds: scan a receipt, type a sentence, or just say it • Goals with your own photos, and a clearer view of when you can retire Thank you for every message you've sent. Many of these changes started as one.

More

Events

Read more about Meet Fin: Ask Your Money

Meet Fin: Ask Your Money

Ask anything. Fin answers from your own numbers.

Nov 3, 2026 — Nov 23, 2026

Read more about Simple Finance 3.0 Is Here

Simple Finance 3.0 Is Here

A brand-new look, plus Fin, your money assistant.

Nov 2, 2026 — Nov 16, 2026

Read more about Know what's safe to spend

Know what's safe to spend

Envelope budgets, payday planning and more.

Sep 22, 2026 — Oct 21, 2026

User reviews

Finally a budget app I actually stick with

I’ve tried a bunch of budgeting apps and this is the first one I kept using. The Mac app is clean and fast, and it’s great having everything on the big screen. Everything stays private on my device, which matters to me. It’s simple to set up and it actually makes me want to check in on my money. Highly recommend!
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Great app to grow NW

Finally one app for all my money stuff
I’ve tried a bunch of budgeting apps, and this is the first one that covers everything without asking for my bank login. Budgets, bills, net worth, investments and loans are all in one place, and there’s even a retirement planner that shows if you’re on track.
Logging is quick. You can type or say something like “coffee 4.50” and it’s added. Recurring bills and paychecks log themselves too. There’s also a built-in assistant called Fin that answers questions from your real numbers, like how much you can spend today or when a loan will be paid off.
Sharing is well done. You can share with a partner or family and choose exactly what they see. Everything stays private on your devices and in your own iCloud, with no ads. It works on my iPhone and Mac
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Apple watch

Excellent application, I am using it and I have a clear photo of my finances,

Looking where each dollar went is important

With this app you can see where each dollar goes and that’s why you have a photo of the health of your finances, 100 / 100 I highly recommend it

Simply the best!

Just take a few minutes to check out what this app offers and you will switch as I did. I’m blown away with the number of financial tools it has. I have a new home for my finances.

Developer apps

FAQ

Does Simple Finance have ads?

No, Simple Finance is ad-free. The app is committed to user privacy and does not contain advertisements.

How much does Simple Finance cost?

Simple Finance is free to download and use for life. There are no hidden costs or subscription fees associated with the app.

What devices does Simple Finance support?

Simple Finance is available on iPhone, iPad, Mac, and Apple Watch, offering a seamless experience across your Apple ecosystem.

Is Simple Finance secure?

Yes, Simple Finance prioritizes security by keeping your data on your devices and in your own iCloud. It does not require bank logins or store sensitive information on its servers.

Can I share my finances with my partner using Simple Finance?

Yes, Simple Finance offers 'Money, together' features for partners with full two-way sync, allowing both users to see and edit accounts, transactions, budgets, and goals.

How does Simple Finance help with retirement planning?

Simple Finance includes a full retirement planner that simulates market scenarios to estimate if your money will last for life. It helps model various income sources and life events for accurate projections.

What is the update frequency for Simple Finance?

The latest version, 3.0, was released on October 30, 2026, indicating active development. Users can expect regular updates to enhance features and maintain performance.

Can I import my financial data into Simple Finance?

Yes, you can import your financial data from spreadsheets, CSV files, or OFX/QFX formats. You can also copy and paste rows directly into the app.