BudgetDaily

BudgetDaily is a private, offline-first budget and net worth tracker for iPhone. No accounts to create, no servers, no analytics, no ads — just you and your money. Built for people who want complete control of their finances and complete control of their data. Everything lives on your device; sync is optional and goes only to your own private iCloud. --- TRACK EVERYTHING --- • Track cash, bank, credit, loan, and investment accounts, plus savings goals • 40+ currencies with cross-currency transfers and adjustable rates • Recurring transactions with a subscription tracker, countdown badges and pause/resume • Split expenses — equal or custom shares with repayment tracking • Date-pending transactions — record expected expenses before they happen • Loan management — repayments, interest and maturity dates • Investment portfolio — cost basis, returns and performance sparklines • Receipt capture and storage • Account tags to segment and filter your accounts --- BUDGET SMARTER --- • Flexible budget periods — weekly, fortnightly, monthly or custom, with calendar alignment • Daily rate pacing — see exactly how much you can spend today to stay on track • Budget groups for hierarchical organisation • Shared budgets (Pro) — share a read-only view with family or housemates • 350+ category icons with keyword search • Analytics and insights — spending trends, category breakdowns, budget performance and net worth • Savings goals with targets, deadlines, budget linking and trend charts • Financial health summary — recurring income vs committed expenses vs free to spend • Scheduled forecast — project balances forward with upcoming bills and pay runs • Step-by-step bank reconciliation --- STAY IN CONTROL --- • Offline-first — works without internet, no account required • App lock with Face ID, Touch ID or PIN plus a privacy screen • Backup and restore — local backup files, CSV export/import, Recently Deleted recovery, and optional auto cloud backup (Pro) • Home Screen widgets — balances, budgets, pending confirmations and scheduled transactions (Pro) • Smart local notifications — confirmation, awareness and investment reminders • Full activity log with field-level audit trail --- PRIVACY IS THE FOUNDATION --- • No analytics, no tracking, no advertising SDKs — ever • Your data stays on your device, or in your private iCloud if you enable sync or backup • No servers operated by us, no data collection • Optional iCloud Sync goes only to your own private container • Open about exactly what we store and where --- BUDGETDAILY PRO --- Free to use forever. Upgrade for more power: • Unlimited accounts and budgets • Custom categories • iCloud Sync across devices • Auto cloud backup and restore • Shared budgets • Home Screen widgets • Family Sharing included Pro is an auto-renewable monthly subscription. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in iOS Settings → Apple ID → Subscriptions. Terms of Use: https://budgetdaily.github.io/app/terms.html Privacy Policy: https://budgetdaily.github.io/app/privacy.html Support: https://budgetdaily.github.io/app/support.html