BudgetDaily vs Wealth Compass Tracker

BudgetDaily is a private, offline-first budget and net worth tracker for iPhone. Understand your budget pace without connecting a bank. There is no account to create, no advertising and no analytics or tracking. Your financial data stays on your device unless you choose an iCloud feature. TRACK YOUR MONEY YOUR WAY • Add bank accounts, cash, credit cards and other balances • Record expenses, income and transfers with fast manual entry • Organise transactions with categories, tags, notes and receipts • Track multiple currencies with your own conversion rates • See loans, investments, savings goals and net worth together • Keep future and pending transactions visible without changing today's real balance BUDGET WITH A CLEAR DAILY PACE • Create flexible weekly, fortnightly, monthly or custom budgets • See what your budget plan allows for today • Understand whether spending is ahead of or behind your plan • Group budgets and reuse categories across periods • Review budget history, forecasts and spending trends Budget pace is a planning guide. It is separate from your account balances and is not a guarantee of available cash. PLAN RECURRING MONEY • Track bills, subscriptions, pay and other recurring transactions • Confirm scheduled amounts before they enter your ledger • Split shared expenses and keep track of money owed • Model instalments and future commitments • Use reminders when you choose to enable notifications KEEP BALANCES TRUSTED • Reconcile accounts against real-world balances • Review an activity log of important changes • Correct or undo recent entries when needed • Keep dated, pending and recurring activity explicit PRIVATE AND OFFLINE-FIRST • Use BudgetDaily without signing in or connecting a financial institution • No third-party advertising, analytics or tracking SDKs • Protect access with the app lock • Export and restore local backups • Optionally use private iCloud sync and rolling iCloud backups BUDGETDAILY PRO The free tier includes the core tools for recording transactions and following a budget. BudgetDaily Pro unlocks advanced features such as iCloud sync and backup, expanded analytics and additional customisation. Available as a subscription or lifetime purchase where offered. Pro is an auto-renewable monthly subscription. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in iOS Settings → Apple ID → Subscriptions. Terms of Use: https://budgetdaily.github.io/app/terms.html Privacy Policy: https://budgetdaily.github.io/app/privacy.html Support: https://budgetdaily.github.io/app/support.html

Wealth Compass is a private, local-first personal finance dashboard that helps you understand your net worth, cash flow, investments, crypto assets, and liabilities in one place. Build a clear picture of your finances: - View net worth, cash balance, investments, and crypto at a glance - Track income and expenses with categories and visual trends - Schedule recurring transactions and receive optional local reminders - Monitor stock, ETF, and cryptocurrency holdings - Review cost basis, profit and loss, and portfolio allocation - Track liabilities alongside your assets - Follow net-worth history with automatic local snapshots - Convert values using cached ECB reference exchange rates - Hide sensitive amounts instantly with Privacy Mode - Protect the app with Face ID or Touch ID - Export, import, and delete your local data whenever you choose Your financial records stay on your device. Wealth Compass does not require an account and does not store your portfolio or transaction history on developer-operated servers. Optional market-price updates use API credentials that you provide. Credentials are stored securely in the iOS Keychain. Wealth Compass is an informational tracking tool. It does not connect to financial institutions, execute trades, provide financial advice, or guarantee the accuracy of third-party market data.