BudgetDaily vs Payday Buckets

BudgetDaily is a private, offline-first budget and net worth tracker for iPhone. Understand your budget pace without connecting a bank. There is no account to create, no advertising and no analytics or tracking. Your financial data stays on your device unless you choose an iCloud feature. TRACK YOUR MONEY YOUR WAY • Add bank accounts, cash, credit cards and other balances • Record expenses, income and transfers with fast manual entry • Organise transactions with categories, tags, notes and receipts • Track multiple currencies with your own conversion rates • See loans, investments, savings goals and net worth together • Keep future and pending transactions visible without changing today's real balance BUDGET WITH A CLEAR DAILY PACE • Create flexible weekly, fortnightly, monthly or custom budgets • See what your budget plan allows for today • Understand whether spending is ahead of or behind your plan • Group budgets and reuse categories across periods • Review budget history, forecasts and spending trends Budget pace is a planning guide. It is separate from your account balances and is not a guarantee of available cash. PLAN RECURRING MONEY • Track bills, subscriptions, pay and other recurring transactions • Confirm scheduled amounts before they enter your ledger • Split shared expenses and keep track of money owed • Model instalments and future commitments • Use reminders when you choose to enable notifications KEEP BALANCES TRUSTED • Reconcile accounts against real-world balances • Review an activity log of important changes • Correct or undo recent entries when needed • Keep dated, pending and recurring activity explicit PRIVATE AND OFFLINE-FIRST • Use BudgetDaily without signing in or connecting a financial institution • No third-party advertising, analytics or tracking SDKs • Protect access with the app lock • Export and restore local backups • Optionally use private iCloud sync and rolling iCloud backups BUDGETDAILY PRO The free tier includes the core tools for recording transactions and following a budget. BudgetDaily Pro unlocks advanced features such as iCloud sync and backup, expanded analytics and additional customisation. Available as a subscription or lifetime purchase where offered. Pro is an auto-renewable monthly subscription. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in iOS Settings → Apple ID → Subscriptions. Terms of Use: https://budgetdaily.github.io/app/terms.html Privacy Policy: https://budgetdaily.github.io/app/privacy.html Support: https://budgetdaily.github.io/app/support.html

Tired of spreadsheets, sticky notes and paycheck guesswork? Payday Buckets answers one simple question: “What do I move this payday?” Set up the bills, savings goals and irregular expenses you want to plan for. Tell Payday Buckets when you get paid, and it calculates what to set aside in each bucket every payday. Use it for sinking funds, envelope budgeting, sub-savings accounts, bill planning, subscriptions, yearly expenses, savings goals and everyday categories. WHY PAYDAY BUCKETS • Plan around your real pay cycle — weekly, biweekly, monthly, twice monthly, or a custom interval. • Built for buckets and sinking funds, not endless transaction tracking. • Know what to move each payday before the money disappears. • No bank login required. • Your data is stored locally on your device. • iCloud sync keeps your iPhone and iPad up to date using your private iCloud account. • Designed for people who already use separate accounts, buckets or savings spaces and want a simple way to manage them. HOW IT WORKS 1. Create the buckets that matter — bills, savings goals, subscriptions, irregular expenses and everyday categories. 2. Choose how each bucket should be funded — by due date, fixed amount, top-up to target, or manual. 3. On payday, run your payday plan. 4. Payday Buckets shows exactly what to move into each bucket. 5. Mark bills as paid and keep your bucket balances up to date. FEATURES • Guided Simple Mode for quick bucket setup • Advanced editor for detailed bucket planning • Weekly, biweekly, monthly, twice-monthly and custom pay schedules • Smart payday plans for bills, savings goals, subscriptions and irregular expenses • Scheduled transactions for recurring bills, income and transfers • Upcoming bills view with overdue, 7-day, 30-day and later sections • Insights for bucket forecasts, monthly outlook and budget balancing • Payday plan history • Local reminders for payday, bills, transfers and underfunded buckets • Rename, recolor and organize categories • iCloud sync across iPhone and iPad • Light, Dark and System themes • Dynamic Type and VoiceOver support • CSV export and JSON backup PREMIUM Payday Buckets is free to try with up to 5 active buckets. Upgrade to Premium for: • Unlimited active buckets • Unlimited scheduled transactions PRIVACY Payday Buckets does not require bank access. Your budgeting data is stored locally on your device. If you turn on iCloud sync, your data syncs through your private iCloud account, not through a Payday Buckets budgeting server. SUPPORT Questions or feedback? Get in touch from Settings → About inside the app. Stop guessing what to set aside. Start every payday with a clear plan. What’s New 1.0 First release of Payday Buckets! Plan each payday around your bills, savings goals, subscriptions and sinking funds. • Create buckets for the things you need to fund • Set your pay schedule • Run a payday plan to see what to move into each bucket • Track scheduled bills and recurring transactions • View upcoming bills and bucket forecasts • Sync across iPhone and iPad with iCloud sync • Export your data with CSV and JSON backup Thanks for trying Payday Buckets — your feedback will help shape what comes next.