Comparison

Payday Buckets vs Tuck

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payday Buckets

This app helps you manage your finances by calculating exactly how much to set aside from each paycheck for bills, savings, and irregular expenses. It simplifies budgeting by focusing on 'buckets' rather than detailed transaction tracking, ensuring you know your financial plan each payday.

Highlights
  • Paycheck-based financial planning
  • Bucket and sinking fund management
  • Customizable pay schedules
  • Bill and savings goal tracking
  • Local data storage
  • iCloud sync for iPhone and iPad
  • CSV export and JSON backup
Read full description

Tired of spreadsheets, sticky notes and paycheck guesswork? Payday Buckets answers one simple question: “What do I move this payday?” Set up the bills, savings goals and irregular expenses you want to plan for. Tell Payday Buckets when you get paid, and it calculates what to set aside in each bucket every payday. Use it for sinking funds, envelope budgeting, sub-savings accounts, bill planning, subscriptions, yearly expenses, savings goals and everyday categories. WHY PAYDAY BUCKETS • Plan around your real pay cycle — weekly, biweekly, monthly, twice monthly, or a custom interval. • Built for buckets and sinking funds, not endless transaction tracking. • Know what to move each payday before the money disappears. • No bank login required. • Your data is stored locally on your device. • iCloud sync keeps your iPhone and iPad up to date using your private iCloud account. • Designed for people who already use separate accounts, buckets or savings spaces and want a simple way to manage them. HOW IT WORKS 1. Create the buckets that matter — bills, savings goals, subscriptions, irregular expenses and everyday categories. 2. Choose how each bucket should be funded — by due date, fixed amount, top-up to target, or manual. 3. On payday, run your payday plan. 4. Payday Buckets shows exactly what to move into each bucket. 5. Mark bills as paid and keep your bucket balances up to date. FEATURES • Guided Simple Mode for quick bucket setup • Advanced editor for detailed bucket planning • Weekly, biweekly, monthly, twice-monthly and custom pay schedules • Smart payday plans for bills, savings goals, subscriptions and irregular expenses • Scheduled transactions for recurring bills, income and transfers • Upcoming bills view with overdue, 7-day, 30-day and later sections • Insights for bucket forecasts, monthly outlook and budget balancing • Payday plan history • Local reminders for payday, bills, transfers and underfunded buckets • Rename, recolor and organize categories • iCloud sync across iPhone and iPad • Light, Dark and System themes • Dynamic Type and VoiceOver support • CSV export and JSON backup PREMIUM Payday Buckets is free to try with up to 5 active buckets. Upgrade to Premium for: • Unlimited active buckets • Unlimited scheduled transactions PRIVACY Payday Buckets does not require bank access. Your budgeting data is stored locally on your device. If you turn on iCloud sync, your data syncs through your private iCloud account, not through a Payday Buckets budgeting server. SUPPORT Questions or feedback? Get in touch from Settings → About inside the app. Stop guessing what to set aside. Start every payday with a clear plan. What’s New 1.0 First release of Payday Buckets! Plan each payday around your bills, savings goals, subscriptions and sinking funds. • Create buckets for the things you need to fund • Set your pay schedule • Run a payday plan to see what to move into each bucket • Track scheduled bills and recurring transactions • View upcoming bills and bucket forecasts • Sync across iPhone and iPad with iCloud sync • Export your data with CSV and JSON backup Thanks for trying Payday Buckets — your feedback will help shape what comes next.

About

Tuck

Features
Read full description

Tuck helps you save for the expenses you already know are coming — insurance, holidays, car repairs, taxes, the December gifts — before they catch you off guard. It's built around one simple idea: sinking funds. Instead of scrambling when a big bill lands, you set a little aside each month so the money is already there when you need it. Most budgeting apps bury this in a hundred other features. Tuck does one thing, beautifully. HOW IT WORKS - Create a fund for anything you're saving toward - Set a target amount and a date - Tuck tells you exactly how much to set aside each month - Log contributions as you go and watch each fund fill up - See your total monthly plan across every fund at a glance KNOW YOUR NUMBER The home screen shows the one number that matters: how much to set aside this month across all your funds. No spreadsheets, no guesswork. STAY ON TRACK - Visual progress for every fund - Projected finish dates based on your pace - Monthly reminders so you never forget to fund your pots PRIVATE BY DESIGN Your data stays on your device and in your own iCloud. No accounts. No bank connections. No ads. No tracking. We can't see your information, and we never collect it. TUCK PREMIUM Upgrade to unlock unlimited funds, insights and projections, monthly reminders, and export. Tuck Premium is an auto-renewable subscription, available as: - Yearly - Monthly - Weekly Prices are shown in the app and may vary by region. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings at any time after purchase. Tuck is a personal tracking tool to help you plan your savings. It does not provide financial, investment, or tax advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.keremkarayagiz.com.tr/tuck/privacy.php

Screenshots

Payday Buckets4 screens
Tuck4 screens

Verdict

The call

The clearest difference is iOS requirement: Payday Buckets at 18.6 against Tuck's 26.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Payday Buckets sells 1 one-off in-app purchase and Tuck sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Payday Buckets ships an update fortnightly, Tuck weekly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
Payday Buckets versus Tuck: the parameters behind the verdict, then further details
ParameterPayday BucketsTuck
PriceFreeFree
Rating4.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.6 — better26.5
Further details — not scored
Size12 MB1 MB
Age rating4+4+
DeveloperNathan BoothYasin Halit Karayagiz

In-app purchases

1 purchases

Payday Buckets

One-time1
  • Payday Buckets Pro$12.99
3 purchases

Tuck

Subscriptions3
  • Weekly$2.997 Days
  • Monthly$6.991 Month
  • Yearly$39.991 Year

Questions

Is Payday Buckets free?
Payday Buckets is free to download, with in-app purchases available.
Is Tuck free?
Tuck is free to download, with in-app purchases available.
Do Payday Buckets or Tuck have ads?
Neither Payday Buckets nor Tuck shows ads.
Which is updated more often, Payday Buckets or Tuck?
Payday Buckets ships an update fortnightly, and Tuck weekly. Most recently, Payday Buckets was updated on October 24, 2026 and Tuck on October 25, 2026.

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