Comparison

SetAside vs Tuck

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SetAside

This app helps you manage future expenses by breaking them down into manageable monthly savings goals. It uses the sinking funds method to prevent overspending and reduce financial stress. Plan for large, infrequent purchases without impacting your daily budget.

Highlights
  • Virtual sub-accounts for savings
  • Sinking funds method implementation
  • Automatic monthly transfer calculation
  • Track individual future expenses
  • Reduces financial stress
  • Builds healthy money habits
Features
Read full description

SetAside turns one savings account into many virtual sub-accounts. Trick yourself out of Parkinsons Law,  stop spending money future-you is counting on,  and never stress bout money again!  WHY does it feel like you never have enough money? Payday comes in, your balance looks great… …and then car insurance hits. Big, rare expenses always seem to show up at the worst time. Most people think: “I just need to earn more.” But even when the income goes up, the stress often stays. That’s Parkinson’s Law:  The more money sits in your account, the more you spend – without noticing. The real problem? A part of your balance is already promised to future costs. You just don’t see it. When you buy a car, you don’t just buy the car. You “sign up” for: • yearly insurance • new tires every few years • repairs • inspections and check-ups Those expenses are guaranteed. They’re not “maybe”. So a part of the money on your bank account already belongs to them. But then what happens? Parkinson’s Law happens: You spend all the money – even the money your future self is counting on. That’s why every bill feels like a punch in the face. And it keeps happening again and again, right? Fridge broken - $800  Laptop too slow - $1,200  New tires $800 Dentist $$$ House Repairs $$$  etc. — The solution: set money aside before you can spend it SetAside is a simple personal finance and smart saving app based on the sinking funds method. Sinking funds turn those guaranteed future costs into small monthly amounts, so you stop spending money your future self already needs. Instead of guessing, you: 1. Create one extra savings account at your bank of choice. 2. Add all your future expenses into SetAside (car insurance, new phone, dentist, vacation, etc.). 3. SetAside calculates your monthly transfer amount. Set up one automatic transfer – and you’re done! On your real account, you only see money that truly belongs to you. In SetAside, you see exactly how much of your savings belongs to each expense. No spreadsheets. No mental math. No surprises. — Typical expenses you can plan with SetAside: • Car insurance (yearly) • New tires (every 4 years) • Car repairs (regularly) • New iPhone (every 3 years) • New MacBook (every 5 years) • Dentist (yearly) • Glasses (every few years) • Annual vacation or trips (yearly) • Taxes and government fees • Vet costs for pets • Furniture and home improvements …and anything else that tends to “suddenly” appear. — How SetAside helps you feel richer without earning more People who use this method often say: “I don’t actually earn more, but it feels like I do. I never hit tight spots anymore, and every bill is easy to pay.” You finally: • feel calm when bills arrive • follow through on your plans (vacations, upgrades, hobbies) • build healthy money habits without complicated finance tools SetAside is built for young adults, students, freelancers and anyone who wants simple, stress-free money management. — Key features • Virtual sub-accounts for every future expense (sinking funds) • Automatic monthly amount calculation for each expense • Clear overview of how much of your savings belongs to what • Support for one-time and recurring expenses • Flexible due dates and intervals (yearly, every 2 years, every 4 years, etc.) • Lightweight and focused - no confusing charts, no bank login required • Privacy in mind: All data stays on your device and iCloud account — Why SetAside? Schools rarely teach real-world money skills. SetAside gives you a structure that finally makes sense: If you’re tired of financial stress, surprise bills and broken plans, SetAside helps you take back control - one calm month at a time. Download SetAside and start setting money aside for future costs that are guaranteed to come – and never feel financially stressed again. — Privacy Policy: https://setasideapp.com/privacy Terms of use: https://ichbinjona.com/setaside-terms

About

Tuck

Features
Read full description

Tuck helps you save for the expenses you already know are coming — insurance, holidays, car repairs, taxes, the December gifts — before they catch you off guard. It's built around one simple idea: sinking funds. Instead of scrambling when a big bill lands, you set a little aside each month so the money is already there when you need it. Most budgeting apps bury this in a hundred other features. Tuck does one thing, beautifully. HOW IT WORKS - Create a fund for anything you're saving toward - Set a target amount and a date - Tuck tells you exactly how much to set aside each month - Log contributions as you go and watch each fund fill up - See your total monthly plan across every fund at a glance KNOW YOUR NUMBER The home screen shows the one number that matters: how much to set aside this month across all your funds. No spreadsheets, no guesswork. STAY ON TRACK - Visual progress for every fund - Projected finish dates based on your pace - Monthly reminders so you never forget to fund your pots PRIVATE BY DESIGN Your data stays on your device and in your own iCloud. No accounts. No bank connections. No ads. No tracking. We can't see your information, and we never collect it. TUCK PREMIUM Upgrade to unlock unlimited funds, insights and projections, monthly reminders, and export. Tuck Premium is an auto-renewable subscription, available as: - Yearly - Monthly - Weekly Prices are shown in the app and may vary by region. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings at any time after purchase. Tuck is a personal tracking tool to help you plan your savings. It does not provide financial, investment, or tax advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.keremkarayagiz.com.tr/tuck/privacy.php

Screenshots

SetAside4 screens
Tuck4 screens

Verdict

The call

The clearest difference is update cadence: Tuck at weekly against SetAside's every 2 months. SetAside's advantage is iOS requirement (18.6 vs 26.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SetAside sells 1 in-app purchase, starting at $15.99 per year and Tuck sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SetAside ships an update every 2 months, Tuck weekly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
SetAside versus Tuck: the parameters behind the verdict, then further details
ParameterSetAsideTuck
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings1 — better—
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.6 — better26.5
Further details — not scored
Size13 MB1 MB
Age rating4+4+
Developerichbinjona.comYasin Halit Karayagiz

In-app purchases

1 purchases

SetAside

Subscriptions1
  • SetAside Pro$15.991 Year
3 purchases

Tuck

Subscriptions3
  • Weekly$2.997 Days
  • Monthly$6.991 Month
  • Yearly$39.991 Year

Questions

Is SetAside free?
SetAside is free to download, with in-app purchases available.
Is Tuck free?
Tuck is free to download, with in-app purchases available.
Do SetAside or Tuck have ads?
Neither SetAside nor Tuck shows ads.
Which is updated more often, SetAside or Tuck?
SetAside ships an update every 2 months, and Tuck weekly. Most recently, SetAside was updated on October 24, 2026 and Tuck on October 25, 2026.

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