NerdWallet Reviews: Is It Legit?

Customer Experience

Positive experience33.7% of reviews
Neutral11.9% of reviews
Negative experience54.5% of reviews

~ Based on 404 written reviews from the US App Store.

What users say about NerdWallet

Is NerdWallet Safe?

NerdWallet: Smart Money App appears safe based on user ratings. AppsHunter Safety Score for NerdWallet is 97/100.

This assessment is based on 125,532 user ratings, with an App Store average of 4.8/5.

Safety Analysis

96.8% of ratings point to a safe experience
1.8% of ratings suggest some concerns
1.4% of ratings point to a risky experience

~ Based on 125,455 App Store ratings for NerdWallet.

Is NerdWallet Legit?

NerdWallet: Smart Money App appears to be a legitimate app. AppsHunter Legitimacy Score for NerdWallet is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Nerdy news

Not liking the new update. Biased affiliate articles that feel scammy.

Constantly Improving

The app keeps getting better and better. I like the new financial question features it makes you think about your finances in different way. My mortgage company was finally added so I can track my liabilities automatically rather than manually it's been years but it works. Which is a game changer in my opinion. The app uses Redfin to estimate your house value.

It would be cool if it added other companies as well like Zillow etc... and then provide you a blended home value based on multiple sources which will help make it a bit more accurate.

This is one bug I have on the iphone app as of 10/13/2026 even after todays update if you click "Cash Flow" the "View my Budget" a popup appear that says "Make the budget yours". There is no way for me to remove the popup and in fact the app becomes frozen. I can repeat this bug every time I open the app. It doesn't impact my iPad app though which is weird.
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Used to love

I used to love this app but now that I can't see a net worth graph it's not as useful. Being able to see savings and investments on one graph was so helpful and now that feature is gone

Works Great With Fatal Flaw

The app works pretty great but sometimes the accounts get unlinked. For me the relink broke and had to readd the account to link it back. This wiped years of transaction history from my account which cannot be added. There really should be a warning before permanently deleting data as well as have a way to fix the bug with account relinks. The net worth tracker was half of why I used the app but that shows no useful history now
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Connection

It’s not connecting properly to the server and the text messages to authenticate are not coming through

never loads for past week! dead app!

never loads for past week! dead app!

*** they just did an update the motha still wont load! #UltraLame !

Log In Loop

This version won’t let me log into my account. Works fine on web browsers, but the app won’t let me log in.

Love the idea but the glitching is crazy

I cannot put in a subscription because it’s constantly asking me to scan for a subscription and deletes whatever I just entered

thanks you

🔥

Nerdwallet

This app is awesome

Bring back 50/30/20

I had written a review before about bringing back this feature. I’m SO HAPPY to see it back (and better). This was single-handily the feature that helped me progress financially! Now, I can even modify to my goals like saving aggressively with the 40/30/30 or rebuilding with the 70/20/10! AND I find my accounts aren’t being kicked out anymore. Thank you NERD Wallet! I’m a happy customer again!
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Last 4 of account numbers always wrongs

Last 4 of account numbers always wrongs

Love it

Works the way I want and more. Got locked out while traveling tho, which is both good and bad

Nerd Wallet

Keeps me informed of my progress and other apps working together

Cash avance

Exelente

Looks like a scam app

Tried to add my finance info and it keeps having problems logging in. So it made me think it’s a scam app, they ask you for ssn and accounts. I get it. But when it’s bouncing back it means someone in regulations put a plug on adding new stuff because money and info have been stoked and resold.
Bunch of screens that are useless. You see more ads than your actual info.
Tried to check my score it stayed on the same screen for 4 times and I gave up. Thanks, but NO. They lure you in by not asking for a subscription, but I’d rather pay a small fee and have a reliable dealer than shady app that does nothing.
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HSEMG

I’m new to the app so let’s see how it goes ?

The Smart Money App

It’s a great Money App! Try it for yourself..

So buggy

Used to be a great app but (1) my Interactive Brokers won’t update (has been 7 days…), and there’s no clear way for me to delete it & re-add it and (2) I can’t delete certain accounts.

Cd

Convenient