Copilot: Track & Budget Money

Copilot: Track & Budget Money

Spending, investing, net worth

31K ratings
1012 reviews
#8 in top-grossing Finance
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

Released
August 19, 2019
Updated
October 27, 2026

Features

Copilot: Track & Budget Money screenshot #1 for iPhone
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Copilot: Track & Budget Money screenshot #8 for iPhone
Copilot: Track & Budget Money screenshot #9 for iPhone
iphone
ipad
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About

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

✓AI-powered transaction categorization
✓Adaptive budgeting based on habits
✓Subscription tracking
✓Investment performance tracking
✓Savings goals management
✓Cash flow visualization
✓Bank-level security
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What users say about Copilot

See all reviews
+1

What's New in Copilot

8.7.0

October 27, 2026

In this release: New • Meet your Money Assistant, now available on iPhone with iOS 26 Improved • Redesigned Settings menu • Adding a manual real estate account is simpler, and you can edit the purchase date and price afterwards Fixed • Dismissing a card in To Review while refreshing the data no longer crashes the app • Toolbar buttons and the + button look right after switching between light and dark mode • Other bug fixes and performance improvements

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Subscriptions & In-App Purchases

Copilot Subscription

Copilot Subscription

$13.001 Month
1 Month trial
How to cancel Copilot subscription ⁉️

Charts

Top Grossing

📈 8+1

Finance

This app rose +1 position in Finance chart.

Last updated on November 1, 2026.

Events

Read more about Meet Your Money Assistant

Meet Your Money Assistant

Answers when you ask, insights before you do

Oct 28, 2026 — Nov 28, 2026

Read more about Track your Savings Goals

Track your Savings Goals

Save for what matters to you with Copilot

May 28, 2025 — Jun 28, 2025

Read more about Copilot is now on iPad

Copilot is now on iPad

Manage your money beautifully on iPad with Copilot

Oct 31, 2024 — Nov 30, 2024

User reviews

iPhone Duo

Will unsub in a month if iPhone Duo support isn’t added…

Works well

Big fan

The Best Financial Tracker

I’ve used several apps, my own excel sheet, and the budget widgets in my bank apps. Nothing compares to Copilot! Seamless integration from all of my accounts, tons of useful features and modules. Totally worth the cost. I’ve saved so many hours not having to write transactions manually and categorize them. Copilot brings all transactions in and uses ai to categorize it (you still review all transactions).

The team takes feedback and implements recommended improvements. Try it out!
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The best budgeting app out there!

The app is great and the team is responsive and constantly improving the experience. I 10/10 recommend!

App degrades overtime. Getting worse.

Poor support. Used to get real humans to answer quickly now it takes DAYS to respond. The company has just gone downhill. They keep clearing my review so I’ll keep reviewing it. Used to be so smart with transactions now it makes the same errors over and over again. This app is aging. Why did rules used to work so well and now I have to fix the same transactions month after month after month. Used to be the cool new kid on the block but no functional new features for quarter after quarter. There are way better apps out there for features. Go look up Origin. Actual new features every quarter! It’s like copilot just phoned it in to make money and stopped innovating. I’m gonna let my subscription expire and go to Origin next. I could list endless issues: Stock performance data is wrong literally every single day. It’s different every single time you open the app. Amazon requires DAILY verification to load in transactions, what a joke. This app is hardly worth paying for lol. Why did the basic rules stop working? I have to fix the same charges every month. It’s like this app degrades overtime
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User experience

🐞

Reported Bugs

3 issues

Inconsistent transaction categorization and rule application

Bug

Occasional data sync issues and loss of historical transaction data

Bug

Sluggish performance on some devices, especially the Mac app

Bug
✨

Requested Features

4 requests

Add web/desktop app for better usability

Feature

Improve support for joint accounts and shared budgeting

Feature

Implement more flexible budgeting and savings goal features

Feature

Enhance transaction search and filtering capabilities

Feature

FAQ

What does Copilot: Track & Budget Money do?

Copilot is a personal finance app designed to give you clarity into your money. It helps you categorize spending, create budgets, track subscriptions, manage savings goals, and monitor investments. The app aims to simplify your financial life with intelligent automation and a user-friendly interface.

What are the key features of Copilot?

Key features include AI-powered automatic categorization of thousands of transactions, adaptive budgets that adjust to your habits, subscription tracking to monitor recurring expenses, and investment tracking to view performance. It also offers savings goals, cash flow visualization, and bank-level security to protect your data.

How much does Copilot cost?

Copilot operates on a paid subscription model, meaning it does not display ads or sell user data. A free one-month trial is available for users to experience the app before committing to a subscription.

What financial institutions does Copilot support?

Copilot can connect to over 10,000 financial institutions, including popular services like Venmo, Coinbase, Amazon, and Apple Card. Currently, the app is compatible with US financial institutions only.

Who is Copilot best suited for?

This app is ideal for individuals who want a comprehensive and secure tool to understand their financial habits, budget effectively, and keep track of their investments. It's particularly useful for those who appreciate automated categorization and personalized financial insights without intrusive advertising.