Copilot: Track & Budget Money

Copilot: Track & Budget Money

Spending, investing, net worth

30K ratings
885 reviews
#6 in top-grossing Finance
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • August 19, 2019
  • July 9, 2026
Copilot: Track & Budget Money screenshot #1 for iPhone
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About

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorization
Adaptive budgeting based on habits
Subscription tracking
Investment performance tracking
Savings goals management
Cash flow visualization
Bank-level security
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What users say

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What's New in Copilot

8.2.6

July 9, 2026

In this release: • Fixed: A few minor bug fixes and improvements.

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Subscription plans

Copilot Subscription

Copilot Subscription

$13.001 Month
1 Month trial
How to cancel Copilot subscription ⁉️

Charts

Top Grossing

📊 6

Finance

The app has maintained its position at 6 recently.

Last updated on July 18, 2026.

Events

Read more about Track your Savings Goals

Track your Savings Goals

Save for what matters to you with Copilot

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Read more about Copilot is now on iPad

Copilot is now on iPad

Manage your money beautifully on iPad with Copilot

Oct 31, 2024 Nov 30, 2024

Read more about See Your Cash Flow

See Your Cash Flow

Compare income to spending for cash flow insights

Aug 22, 2024 Sep 11, 2024

User reviews

No refund after free trial

Like others I also missed to cancel the free trial and the very next day when I requested for refund through apple the claim was rejected and no reason was provided. The apple support team raised their hands and asked me to make better decision in my life. The free trial is just to lure you in as you always forget to cancel the free trial.
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Customer service is wack

Bad customer service. Takes forever to get a response. Not able to help fix tech issues that their platform caused.

Not working with Fidelity CMA account!

I used a fidelity CMA account as my main checking account. For some reason, the app thinks it is an investment account and show ZERO of my transactions. I have tried reaching out for help on the messages app, but so far no luck. If the developer is reading this, please, reach out! Otherwise I will have to cancel my subscription.
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Truly the best budget app

For a long time (too long) I was using a spreadsheet for budgeting. It was impossible to ACTUALLY know where money was going without logging and categorizing every transation, transfer, etc. Which is really easy to forget to do and requires a major time commitment.
I tried budget apps like Mint (back when it existed) but even those didn't really help me. Then I found Copilot and it has truly transformed my finances. I stay in budget now, I have achieved savings goals, and have almost eliminated the debt that I have. None of which would be possible without Copilot keeping an eye on my money 24/7. I honestly look forward to checking in on my finances now.
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not support US Bank

I’ve used this product for a couple years and overall it’s good. However, they periodically have connectivity issues with their third-party integrators, which they seem completely unable to address in a timely fashion. If something goes wrong with the integration between your bank or financial institution, you can easily wait 6 to 9 months for a fix. This is currently the case with an issue that has come up with U.S. Bank that occurred in February and six months later we are still waiting for a fix.
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User experience

🐞

Reported Bugs

3 issues

Inconsistent transaction categorization and rule application

Bug

Occasional data sync issues and loss of historical transaction data

Bug

Sluggish performance on some devices, especially the Mac app

Bug

Requested Features

4 requests

Add web/desktop app for better usability

Feature

Improve support for joint accounts and shared budgeting

Feature

Implement more flexible budgeting and savings goal features

Feature

Enhance transaction search and filtering capabilities

Feature

FAQ

What does Copilot: Track & Budget Money do?

Copilot is a personal finance app designed to give you clarity into your money. It helps you categorize spending, create budgets, track subscriptions, manage savings goals, and monitor investments. The app aims to simplify your financial life with intelligent automation and a user-friendly interface.

What are the key features of Copilot?

Key features include AI-powered automatic categorization of thousands of transactions, adaptive budgets that adjust to your habits, subscription tracking to monitor recurring expenses, and investment tracking to view performance. It also offers savings goals, cash flow visualization, and bank-level security to protect your data.

How much does Copilot cost?

Copilot operates on a paid subscription model, meaning it does not display ads or sell user data. A free one-month trial is available for users to experience the app before committing to a subscription.

What financial institutions does Copilot support?

Copilot can connect to over 10,000 financial institutions, including popular services like Venmo, Coinbase, Amazon, and Apple Card. Currently, the app is compatible with US financial institutions only.

Who is Copilot best suited for?

This app is ideal for individuals who want a comprehensive and secure tool to understand their financial habits, budget effectively, and keep track of their investments. It's particularly useful for those who appreciate automated categorization and personalized financial insights without intrusive advertising.