Copilot: Track & Budget Money

Copilot: Track & Budget Money

Spending, investing, net worth

31K ratings
1012 reviews
#5 in top-grossing Finance
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

Released
August 19, 2019
Updated
November 2, 2026

Features

Copilot: Track & Budget Money screenshot #1 for iPhone
Copilot: Track & Budget Money screenshot #2 for iPhone
Copilot: Track & Budget Money screenshot #3 for iPhone
Copilot: Track & Budget Money screenshot #4 for iPhone
Copilot: Track & Budget Money screenshot #5 for iPhone
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Copilot: Track & Budget Money screenshot #8 for iPhone
Copilot: Track & Budget Money screenshot #9 for iPhone
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About

Manage your finances with an all-in-one app that tracks spending, plans budgets, and monitors investments. Features an AI assistant to surface financial opportunities and offers bank-level security with no ads or data selling.

✓AI financial assistant
✓Cross-device sync (Web, iPhone, Mac, iPad)
✓Connect to thousands of financial institutions
✓Auto-categorization of transactions
✓Smart, adaptive budgeting
✓Subscription and bill tracking
✓Investment performance monitoring
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What users say about Copilot

See all reviews
+2

What's New in Copilot

8.7.1

November 2, 2026

In this release: Improved • When Money Assistant suggests categories and groups during onboarding, it now explains why • Your budget loads in place during Money Assistant onboarding • Haptic feedback throughout Money Assistant onboarding • The Support button is now a question mark, and explanations use info icons Fixed • Money Assistant cards show categories and recurrings custom emojis • Money Assistant replies no longer overlap tables or thinking steps • The scroll-to-latest arrow in Money Assistant is easier to see • Other bug fixes and performance improvements

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Subscriptions & In-App Purchases

Copilot Subscription

Copilot Subscription

$13.001 Month
2 Months trial
How to cancel Copilot subscription ⁉️

Charts

Top Grossing

📊 5

Finance

The app has maintained its position at 5 recently.

Last updated on November 2, 2026.

Events

Read more about Meet Your Money Assistant

Meet Your Money Assistant

Answers when you ask, insights before you do

Oct 28, 2026 — Nov 28, 2026

Read more about Track your Savings Goals

Track your Savings Goals

Save for what matters to you with Copilot

May 28, 2025 — Jun 28, 2025

Read more about Copilot is now on iPad

Copilot is now on iPad

Manage your money beautifully on iPad with Copilot

Oct 31, 2024 — Nov 30, 2024

User reviews

iPhone Duo

Will unsub in a month if iPhone Duo support isn’t added…

Works well

Big fan

The Best Financial Tracker

I’ve used several apps, my own excel sheet, and the budget widgets in my bank apps. Nothing compares to Copilot! Seamless integration from all of my accounts, tons of useful features and modules. Totally worth the cost. I’ve saved so many hours not having to write transactions manually and categorize them. Copilot brings all transactions in and uses ai to categorize it (you still review all transactions).

The team takes feedback and implements recommended improvements. Try it out!
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The best budgeting app out there!

The app is great and the team is responsive and constantly improving the experience. I 10/10 recommend!

App degrades overtime. Getting worse.

Poor support. Used to get real humans to answer quickly now it takes DAYS to respond. The company has just gone downhill. They keep clearing my review so I’ll keep reviewing it. Used to be so smart with transactions now it makes the same errors over and over again. This app is aging. Why did rules used to work so well and now I have to fix the same transactions month after month after month. Used to be the cool new kid on the block but no functional new features for quarter after quarter. There are way better apps out there for features. Go look up Origin. Actual new features every quarter! It’s like copilot just phoned it in to make money and stopped innovating. I’m gonna let my subscription expire and go to Origin next. I could list endless issues: Stock performance data is wrong literally every single day. It’s different every single time you open the app. Amazon requires DAILY verification to load in transactions, what a joke. This app is hardly worth paying for lol. Why did the basic rules stop working? I have to fix the same charges every month. It’s like this app degrades overtime
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User experience

🐞

Reported Bugs

3 issues

Inconsistent transaction categorization and rule application

Bug

Occasional data sync issues and loss of historical transaction data

Bug

Sluggish performance on some devices, especially the Mac app

Bug
✨

Requested Features

4 requests

Add web/desktop app for better usability

Feature

Improve support for joint accounts and shared budgeting

Feature

Implement more flexible budgeting and savings goal features

Feature

Enhance transaction search and filtering capabilities

Feature

FAQ

What is Copilot?

Copilot is a personal finance app designed to help you track spending, plan budgets, and monitor investments. It offers an AI financial assistant and ensures bank-level security for your data.

Is Copilot free to use?

Copilot offers a free trial period for one month. After the trial, it operates on a subscription model with various plans available, such as $13.00/month or $18.00/month depending on the plan and trial duration.

Does Copilot have ads?

No, Copilot does not show ads. The app is built with privacy at its center and does not sell your financial data or train third-party AI models on it.

What devices is Copilot available on?

Copilot is available on Web, iPhone, Mac, and iPad, allowing you to access your financial information across multiple platforms.

How secure is Copilot?

Copilot uses bank-level security to protect your data end-to-end. They emphasize privacy and do not sell your financial information.

How often is Copilot updated?

The latest version of Copilot is 8.7.1, and it was last updated on November 2, 2026. This indicates a commitment to regular updates and improvements.

What are the main pros and cons of Copilot?

Users praise Copilot's intuitive interface, seamless integration, and innovative AI features. Some cons include occasional sync issues and a relatively high subscription cost compared to free alternatives.

Can Copilot track investments?

Yes, Copilot features investment tracking, allowing you to view performance, intra-day updates, and benchmark against market indexes.