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Origin: AI Budget and Track

Origin: AI Budget and Track

Spending, Saving, & Net Worth

4K ratings
955 reviews
💰 Finance
Free
In-App Purchases

Details

Released
February 2, 2023
Updated
October 19, 2026

Features

Developer

Origin Financial
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iphone
ipad
🧾$50.00 - $119.00
In-App Purchase↘︎
📌Ready
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About

Effortlessly track finances, create AI-powered budgets, and gain personalized financial guidance. Manage spending, investments, and plan for life events with secure account connections and expert advice.

✓Securely connect financial accounts
✓Track spending, cash flow, subscriptions, and bills
✓Build AI-powered budgets
✓Portfolio tracking with real-time performance
✓AI financial advisor for insights and guidance
✓Personalized investment recommendations
✓High-yield cash account and expert-built stock bundles
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What users say about Origin

Reviews of Origin are mostly positive: the Finance app is rated 4.6/5 from 4K App Store ratings. What users like most: smooth and intuitive interface, detailed financial tracking and insights. Top complaints: expensive subscription cost, lack of two-factor authentication. Summarized from real user reviews.

Positive things

  • 🚀Smooth and intuitive interface
  • 📊Detailed financial tracking and insights
  • 🤖Helpful AI-powered features
  • 💼Seamless integration with accounts and investments
  • 🤝Excellent customer support and financial planning services

Negative things

  • 💰Expensive subscription cost
  • 🔒Lack of two-factor authentication
  • 🔁Inconsistent account syncing and data refreshes
  • 📊Inaccurate or misleading budget visualizations
  • 🔌Compatibility issues with certain banks and financial institutions
See all reviews
+1

What's New in Origin

4.15.3

October 19, 2026

We've launched a powerful new set of Al tools and a fresh new design to help you not only track your money effortlessly but understand it too. - New and improved Al Chat: Ask your Al Advisor anything about your finances-past, present, or future-and get personalized answers to guide your big money decisions. - Instant Insights: Tap into any aspect of your money within the app and get Al insights into what's changed and way. - Daily Market Briefing: Stay informed with a personalized pulse on the day's key financial news, delivered right to our dashboard. - Weekly Market Recap: Your personalized snapshot of how your money moved-spending, saving, and net worth-all in one tidy, bite-sized summary. - Al Investment Insights: Understand what's driving your investments with real-time analysis across all your accounts. - Market Watch: Search for new opportunities and track holdings across global markets. - Deeper Investment Analysis: Dive into the holdings you own-and the ones you don't — with access to historical performance, analyst commentary, earnings updates, and more. - Redesigned Dashboard: A smarter home screen that puts budgets, accounts, and insights front and center-so you always know where you stand. - Fresh Look & Feel: Enjoy a new design that looks great in both light and dark mode, with smoother navigation and a calmer interface. Disclaimer: Investment advisory services are provided by Origin Investment Advisory, LLC, an SEC-registered investment adviser. Our Al tools deliver personalized investment advice subject to our fiduciary duty and regulatory oversight.

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Subscriptions & In-App Purchases

Origin

Origin Tier

$12.991 Month
1 Month trial
How to cancel Origin subscription ⁉️

Events

Read more about Your proactive AI Advisor
Event EndedMajor Update

Your proactive AI Advisor

So you can stop thinking about your money

Sep 9, 2026 — Sep 23, 2026

Read More

Read more about 2024 Financial Year in Review
Event EndedSpecial Event

2024 Financial Year in Review

See your personalized financial story from 2024

Dec 31, 2024 — Jan 16, 2025

Read More

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User reviews

Most RecentHighest RatedLowest Rated

Syncing up with financial institutions

When connections expire you have to resync your bank info which can reset your account value and make it look like you’re up “x” amount that day instead of keeping account history. Technical support very unhelpful.
YYurksee

These guys give you a difficult time to cancel lol

Tried cancelling and I keep charged for the fees.
Mmannygotit

NOT FREE

Despite not showing any in-app purchase options, leading you to believe it is free, it hits you up AFTER you already create an account. It wants $1 for the first year then renewal of $99/year after!! What a scam! At least be honest with people up front.
JJA17Bills4Ever

Not much offered

This app doesn’t really do much
Bbalahooga

Incredibly helpful app!

I’ve been using Origin for a few months and it’s already made a huge difference in how I deal with my finances. Having everything in a clean dashboard where I can see upcoming charges and track my discretionary spending is a total game changer. Every month that goes by gives me a stronger understanding of my finances and how to adjust my savings, spending, and investing.

Entered a sweepstakes for this review. Opinions are my own.
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CChasebud7892
See 950 more reviews

User experience

🐞

Reported Bugs

4 issues

Frequent app crashes and freezes

Bug

Inability to scroll or navigate certain screens

Bug

Inaccurate transaction categorization

Bug

Syncing issues with Apple Card and other accounts

Bug
✨

Requested Features

5 requests

Customizable budget categories and rules

Feature

Ability to allocate expenses to future months

Feature

Improved debt tracking and payoff planning

Feature

Enhanced investment portfolio analysis and recommendations

Feature

Mobile app optimization and bug fixes

Feature

FAQ

What does the Origin app do?

Origin is a comprehensive personal finance app that helps you track all your financial accounts, create smart AI-powered budgets, and understand your spending habits. It also provides personalized investment guidance and tools for wealth management.

What are the key features of Origin?

Key features include secure connection to financial accounts, spending and cash flow tracking, AI budget creation, portfolio performance monitoring, an AI financial advisor for insights, personalized investment recommendations, and a high-yield cash account.

Is Origin free to use?

The app offers a free tier with core budgeting and tracking features. Additional services, such as wealth management guidance from CFP® professionals and advanced investment tools, may involve in-app purchases or separate fees.

What kind of financial accounts can I connect?

You can securely connect a wide range of financial accounts, including checking, savings, credit cards, investment portfolios, and loans, through trusted providers like Plaid, Finicity, and MX.

Who is the target audience for Origin?

Origin is designed for individuals and couples who want to take control of their finances, gain deeper insights into their spending, build effective budgets, and grow their wealth with intelligent tools and expert advice.