Origin: AI Budget and Track

Origin: AI Budget and Track

Spending, Saving, & Net Worth

3.6K ratings
846 reviews
With Ads
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • February 2, 2023
  • July 15, 2026
Origin: AI Budget and Track screenshot #1 for iPhone
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Origin: AI Budget and Track screenshot #8 for iPhone
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About

Effortlessly track finances, create AI-powered budgets, and gain personalized financial guidance. Manage spending, investments, and plan for life events with secure account connections and expert advice.

Securely connect financial accounts
Track spending, cash flow, subscriptions, and bills
Build AI-powered budgets
Portfolio tracking with real-time performance
AI financial advisor for insights and guidance
Personalized investment recommendations
High-yield cash account and expert-built stock bundles
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What users say

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+1

What's New in Origin

4.11.0

July 15, 2026

We've launched a powerful new set of Al tools and a fresh new design to help you not only track your money effortlessly but understand it too. - New and improved Al Chat: Ask your Al Advisor anything about your finances-past, present, or future-and get personalized answers to guide your big money decisions. - Instant Insights: Tap into any aspect of your money within the app and get Al insights into what's changed and way. - Daily Market Briefing: Stay informed with a personalized pulse on the day's key financial news, delivered right to our dashboard. - Weekly Market Recap: Your personalized snapshot of how your money moved-spending, saving, and net worth-all in one tidy, bite-sized summary. - Al Investment Insights: Understand what's driving your investments with real-time analysis across all your accounts. - Market Watch: Search for new opportunities and track holdings across global markets. - Deeper Investment Analysis: Dive into the holdings you own-and the ones you don't — with access to historical performance, analyst commentary, earnings updates, and more. - Redesigned Dashboard: A smarter home screen that puts budgets, accounts, and insights front and center-so you always know where you stand. - Fresh Look & Feel: Enjoy a new design that looks great in both light and dark mode, with smoother navigation and a calmer interface. Disclaimer: Investment advisory services are provided by Origin Investment Advisory, LLC, an SEC-registered investment adviser. Our Al tools deliver personalized investment advice subject to our fiduciary duty and regulatory oversight.

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Subscription plans

Origin

Origin Tier

$12.991 Month
1 Month trial
How to cancel Origin subscription ⁉️
1

In-App Purchases

$119.00

Planner Session

Planner Session

Events

Read more about 2024 Financial Year in Review

2024 Financial Year in Review

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Dec 31, 2024 Jan 16, 2025

User reviews

So. Many. Updates. It’s annoying.

The app is great and useful, especially when you can add widgets to your Home Screen… except for one thing. The app releases a new update practically every week (or so it feels) and it doesn’t let you use the app, view it in your widgets, or anything if you haven’t updated it yet. You also have to re-sign in every time the app updates, so the auto update feature on the iPhone doesn’t help either.

Deleting my account and the app as it’s a waste to pay for this when you can’t even use it half the time without having to manually redownload and resign into the app every other day lol
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Good, but support is challenging once the clankers can’t help you

Cool concept, but I had challenges typical of an AI-first company. I had a very simple need to reset the trust process so I could start a regular will. The clankers won’t do this. My financial planner that I met with said he would do this and didn’t. I left my email so someone would get back to me and somehow this didn’t work until I did it a second time.

Given that the app is supposed to help you keep track of things, it’s ironic that this has become one more thing to keep track of, that doesn’t do what you ask.

I did get a response to this review with an email I could’ve used for a fifth try to fix things. Fortunately, the fourth try sorted it out.
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Good luck getting support to engage once the clankers can’t help you

Cool concept, but typical AI company. I have a very simple need to reset the trust process so I can start a regular will. The clankers won’t do this. My financial planner that I met with said he would do this and didn’t. I left my email so someone would get back to me and they didn’t.

Given that the app is supposed to help you keep track of things, it’s ironic that this has become one more thing to keep track of, that doesn’t do what you ask.

So now I’m trying a review as the kind of last line of defense on getting help.
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Lost Connection

Bank no longer connects to Origin with 3 months remaining on annual subscription. Live customer support is non existent. Highly suggest finding alternative financial tracker.

No clutter

I settled for Origin as it felt right. There were other programs that worked good, but this one is the best fit, for me. Congrats, I am very particular haha.

User experience

🐞

Reported Bugs

4 issues

Frequent app crashes and freezes

Bug

Inability to scroll or navigate certain screens

Bug

Inaccurate transaction categorization

Bug

Syncing issues with Apple Card and other accounts

Bug

Requested Features

5 requests

Customizable budget categories and rules

Feature

Ability to allocate expenses to future months

Feature

Improved debt tracking and payoff planning

Feature

Enhanced investment portfolio analysis and recommendations

Feature

Mobile app optimization and bug fixes

Feature

FAQ

What does the Origin app do?

Origin is a comprehensive personal finance app that helps you track all your financial accounts, create smart AI-powered budgets, and understand your spending habits. It also provides personalized investment guidance and tools for wealth management.

What are the key features of Origin?

Key features include secure connection to financial accounts, spending and cash flow tracking, AI budget creation, portfolio performance monitoring, an AI financial advisor for insights, personalized investment recommendations, and a high-yield cash account.

Is Origin free to use?

The app offers a free tier with core budgeting and tracking features. Additional services, such as wealth management guidance from CFP® professionals and advanced investment tools, may involve in-app purchases or separate fees.

What kind of financial accounts can I connect?

You can securely connect a wide range of financial accounts, including checking, savings, credit cards, investment portfolios, and loans, through trusted providers like Plaid, Finicity, and MX.

Who is the target audience for Origin?

Origin is designed for individuals and couples who want to take control of their finances, gain deeper insights into their spending, build effective budgets, and grow their wealth with intelligent tools and expert advice.