Origin: AI Budget and Track

Origin: AI Budget and Track

Spending, Saving, & Net Worth

3.8K ratings
904 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • February 2, 2023
  • August 17, 2026

Features

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Origin: AI Budget and Track screenshot #8 for iPhone
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About

Effortlessly track finances, create AI-powered budgets, and gain personalized financial guidance. Manage spending, investments, and plan for life events with secure account connections and expert advice.

Securely connect financial accounts
Track spending, cash flow, subscriptions, and bills
Build AI-powered budgets
Portfolio tracking with real-time performance
AI financial advisor for insights and guidance
Personalized investment recommendations
High-yield cash account and expert-built stock bundles
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What users say

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What's New in Origin

4.12.0

August 17, 2026

We've launched a powerful new set of Al tools and a fresh new design to help you not only track your money effortlessly but understand it too. - New and improved Al Chat: Ask your Al Advisor anything about your finances-past, present, or future-and get personalized answers to guide your big money decisions. - Instant Insights: Tap into any aspect of your money within the app and get Al insights into what's changed and way. - Daily Market Briefing: Stay informed with a personalized pulse on the day's key financial news, delivered right to our dashboard. - Weekly Market Recap: Your personalized snapshot of how your money moved-spending, saving, and net worth-all in one tidy, bite-sized summary. - Al Investment Insights: Understand what's driving your investments with real-time analysis across all your accounts. - Market Watch: Search for new opportunities and track holdings across global markets. - Deeper Investment Analysis: Dive into the holdings you own-and the ones you don't — with access to historical performance, analyst commentary, earnings updates, and more. - Redesigned Dashboard: A smarter home screen that puts budgets, accounts, and insights front and center-so you always know where you stand. - Fresh Look & Feel: Enjoy a new design that looks great in both light and dark mode, with smoother navigation and a calmer interface. Disclaimer: Investment advisory services are provided by Origin Investment Advisory, LLC, an SEC-registered investment adviser. Our Al tools deliver personalized investment advice subject to our fiduciary duty and regulatory oversight.

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Subscription plans

Origin

Origin Tier

$12.991 Month
1 Month trial
How to cancel Origin subscription ⁉️
5

In-App Purchases

$119.00

Planner Session

Planner Session

Events

Read more about 2024 Financial Year in Review

2024 Financial Year in Review

See your personalized financial story from 2024

Dec 31, 2024 Jan 16, 2025

User reviews

Huge Difference Maker

Been using Origin for almost a year now and it’s been a total game changer. I have consistently spent less and less each month being to review my finances as often as daily to monthly. The app is really easy to navigate the more you use it and I’ve recently started using it on my iPad also which is an extremely user friendly interface. They offer a lot of different areas to manage your money, with a newly introduced investing section that I only recently started looking into. Overall, would highly recommend to anyone new to managing their money more in depth and wanting to have an easier time finding the true problem areas in their spending as the app gets very specific in the categories that transactions are funneled into.
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Avoid - not even worth the $1 subscription

Incredibly buggy and support tickets stay open for months without resolution. Their “AI” is below average at best. I’m hoping that Monarch is better, which I am planning on switching to

Pretty good

I have been using this for about 2 weeks now. It’s pretty good for what it is. I can ask the built in ai for better budgeting and what I have spent the most on to know what I should save and what not. There are some good features like a calendar that show how much you have spent per day in the month. Entered a sweepstakes for this review. Opinions are my own.
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I’m obsessed

It’s so satisfying to see all my finances managed in one place, know that everything’s in order, and do it all from a beautiful app. The Origin AI is helpful too for financial insights as well as just making the most of the app. I find myself checking Origin almost every day just to confirm all my ducks are in a row.

Entered a sweepstakes for this review. Opinions are my own.
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Top Tier Budgeting App

Needless to say, this is the most comprehensive budgeting app I’ve used so far. The $1 year-long trial is unbeatable and you can simply refer two friends to keep getting the service for $1. The AI tools are helpful for understanding a full financial picture and the ability to connect all of my accounts into one place has made the whole process smooth.

Entered a sweepstakes for this review. Opinions are my own.
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User experience

🐞

Reported Bugs

4 issues

Frequent app crashes and freezes

Bug

Inability to scroll or navigate certain screens

Bug

Inaccurate transaction categorization

Bug

Syncing issues with Apple Card and other accounts

Bug

Requested Features

5 requests

Customizable budget categories and rules

Feature

Ability to allocate expenses to future months

Feature

Improved debt tracking and payoff planning

Feature

Enhanced investment portfolio analysis and recommendations

Feature

Mobile app optimization and bug fixes

Feature

FAQ

What does the Origin app do?

Origin is a comprehensive personal finance app that helps you track all your financial accounts, create smart AI-powered budgets, and understand your spending habits. It also provides personalized investment guidance and tools for wealth management.

What are the key features of Origin?

Key features include secure connection to financial accounts, spending and cash flow tracking, AI budget creation, portfolio performance monitoring, an AI financial advisor for insights, personalized investment recommendations, and a high-yield cash account.

Is Origin free to use?

The app offers a free tier with core budgeting and tracking features. Additional services, such as wealth management guidance from CFP® professionals and advanced investment tools, may involve in-app purchases or separate fees.

What kind of financial accounts can I connect?

You can securely connect a wide range of financial accounts, including checking, savings, credit cards, investment portfolios, and loans, through trusted providers like Plaid, Finicity, and MX.

Who is the target audience for Origin?

Origin is designed for individuals and couples who want to take control of their finances, gain deeper insights into their spending, build effective budgets, and grow their wealth with intelligent tools and expert advice.