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Best AI Finance Apps

242+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

The best ai finance apps on iPhone average 4.7★ across 242+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Top Picks for AI Finance

Origin: AI Budget and Track#1

Origin: AI Budget and Track by Blend Financial Inc

Spending, Saving, & Net Worth
Editor's Choice
💰 Finance
4.6😊(3.5K ratings)
FreeAdsIn-App Purchases
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Origin: AI Budget and Track screenshot 6

Effortlessly track finances, create AI-powered budgets, and gain personalized financial guidance. Manage spending, investments, and plan for life events with secure account connections and expert advice.

What We Love

  • 🚀 Smooth and intuitive interface
  • 📊 Detailed financial tracking and insights
  • 🤖 Helpful AI-powered features
  • 💼 Seamless integration with accounts and investments

Room to Improve

  • 💰 Expensive subscription cost
  • 🔒 Lack of two-factor authentication
  • 🔁 Inconsistent account syncing and data refreshes
Copilot: Track & Budget Money#2

Copilot: Track & Budget Money by Copilot Money, Inc.

Spending, investing, net worth
Strong Contender
💰 Finance
4.8😊(30K ratings)
FreeIn-App Purchases
#4in Finance
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This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

What We Love

  • 👍 Intuitive and user-friendly interface
  • 🚀 Seamless account integration and transaction tracking
  • 💡 Customizable budgeting and categorization
  • 🔒 Secure and private financial management

Room to Improve

  • 🐛 Occasional sync and connectivity issues with some financial institutions
  • 🔍 Lack of advanced reporting and filtering options
  • 🔍 Limited functionality for manual transaction entry and forecasting
Perplexity - AI Search & Chat#3

Perplexity - AI Search & Chat by Perplexity AI Inc.

Ask. Research. Trusted Answers
Worth Considering
📊 Productivity
4.8😊(480K ratings)
FreeIn-App Purchases
#5in Productivity
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Get accurate, source-backed answers to any question with this AI-powered search and chat tool. It leverages top AI models for deep research, drafting emails, and more, syncing across devices. Discover new information and organize your findings in a personal library.

What We Love

  • 🚀 Saves time, fast and efficient
  • 🔍 Comprehensive and detailed answers
  • 📚 Provides sources and citations
  • 🤖 Excellent AI-powered search

Room to Improve

  • 🐛 Occasional bugs and glitches
  • 🔒 Restrictions on VPN usage
  • 💰 Expensive subscription

More AI Finance apps to explore

4
Stock Screener, AI Scanner
Stock Screener, AI Scanner
Stock Screener, AI Scanner
AI Investing: Buy Sell Signal
Free

This app uses AI to enhance stock screening and trading. It acts as a financial advisor, syncing with brokerage accounts to provide trade ideas, market analysis, and personalized stock picks. Invest faster and with more confidence using AI-powered insights.

AI-powered stock screeningPortfolio analysis and trackingAI-generated trade ideas
💰 Finance
(6.2K)
free with in-app purchases
5
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Track, Budget, & Save Cash!
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(241K)
freemium
6
ChatGPT
ChatGPT
ChatGPT
The official app by OpenAI
Free

This app provides access to advanced AI capabilities, including text generation, image creation from descriptions, and voice conversations. It offers personalized advice, creative inspiration, and instant answers for various tasks, syncing history across devices.

Image generation from textAdvanced voice conversationsPhoto upload and transcription
📊 Productivity
(8.5M)
free with in-app purchases
7
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3K)
free with in-app purchases
8
Stocks To Buy Now : AI Signals
Stocks To Buy Now : AI Signals
Stocks To Buy Now : AI Signals
Find 10X Trading Signals Early
Free

Leverage AI and expert analysis to discover high-potential stocks before significant market movements. Get actionable signals, price predictions, and insights into macro events to make smarter investment decisions.

AI trading signals for short and long-term investingAI price predictions integrated with macro eventsSmart investment insights from social sentiment and news
💰 Finance
(4K)
free with in-app purchases
9
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build credit & boost score
Free

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.

AI-powered credit buildingDispute inaccurate credit itemsCredit score monitoring
💰 Finance
(65K)
free with in-app purchases
10
Autopilot: Automated Investing
Autopilot: Automated Investing
Autopilot: Automated Investing
In your own brokerage account
Free

Automate your investments by copying experienced traders in real-time. Connect your existing portfolio and let expert "pilots" guide your trades. Access exclusive perks and future trades with a premium club membership.

Automate portfolio by copying tradersReal-time trade copyingPolitician trade tracker
💰 Finance
(18K)
free with in-app purchases
11
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Money Cash Expense Tracker
Free

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

Unlimited digital envelopesQuick deposit refillsMove transactions between envelopes
💰 Finance
(763)
free with in-app purchases
12
Alinea: Automated Investing
Alinea: Automated Investing
Alinea: Automated Investing
Expert Portfolios, AI Insights
Free

Invest with confidence using expert-built portfolios and AI-driven insights. Track performance, visualize growth, and receive personalized financial news to make informed investment decisions. Securely link bank accounts and explore curated investment strategies.

Expert-built investment portfoliosAI-powered performance insightsPersonalized financial news
💰 Finance
(92K)
free
13
Penny Stocks Screener: AI Scan
Penny Stocks Screener: AI Scan
Penny Stocks Screener: AI Scan
Find top gainer stock to buy
Free

This app helps users find and track penny stocks with advanced screening tools, real-time notifications, and educational resources. It offers customizable criteria to identify potential investment opportunities and provides in-depth company research.

Customizable penny stock screenerOver 100 scanner criteriaReal-time stock notifications
💰 Finance
(12K)
free with in-app purchases
14
Investing.com: Stock Market
Investing.com: Stock Market
Investing.com: Stock Market
Market tracker & finance news
Free

Track real-time stock market data, news, and alerts. Build and manage your investment portfolio, follow global financial markets, and access powerful tools for stock market analysis. Stay informed with breaking news and expert insights.

Real-time market data & quotesPersonalized portfolio trackingEconomic calendar
💰 Finance
(37K)
free with in-app purchases
15
Budgeting App - Spend Tracker
Budgeting App - Spend Tracker
Budgeting App - Spend Tracker
Expense and Budget Planner
Free

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

Sync across devicesCustomizable spending categoriesFlexible budget creation (weekly, monthly)
💰 Finance
(65)
free with in-app purchases
16
Skip – AI for Entrepreneurs
Skip – AI for Entrepreneurs
Skip – AI for Entrepreneurs
Grants, funding & growth tools
Free

Discover and apply for business funding opportunities like grants and loans. Utilize AI tools for application assistance, insights, and automated grant applications. Track your progress and access expert advice to maximize your funding potential.

Discover funding opportunities (grants, loans)Automated grant applicationsAI for business growth and funding questions
💰 Finance
(3.4K)
free with in-app purchases
17
Robinhood: Trade Anything
Robinhood: Trade Anything
Robinhood: Trade Anything
Invest and trade US stocks
Free

Invest in stocks, ETFs, options, and crypto with commission-free trading. Utilize advanced charting tools, price alerts, and technical indicators to inform your strategies. Access prediction markets for event-based trading and earn interest on uninvested cash with a premium subscription.

Commission-free stock, ETF, and options tradingCrypto trading with low costsAdvanced charting and technical indicators
💰 Finance
(4.8M)
freemium
18
Barebone - AI Finance Research
Barebone - AI Finance Research
Barebone - AI Finance Research
Build Your Financial AI Agent
Free

Build a personalized AI financial research agent to uncover market insights and analyze stocks with precision. Access real-time trends, sentiment, and data for informed evaluations. This tool provides structured, AI-driven intelligence tailored for finance professionals and enthusiasts.

AI-powered financial research agentReal-time market trends and sentiment trackingFundamental, technical, and financial data analysis
💰 Finance
(97)
free with in-app purchases
19
Stock Signal: AI Stocks Watch
Stock Signal: AI Stocks Watch
Stock Signal: AI Stocks Watch
Buy Sell, Screener, Charts
Free

This app provides AI-driven insights and technical analysis for stock trading. It helps users identify buy/sell signals, track momentum, and manage watchlists. Designed for day and swing traders, it offers actionable advice to improve trading decisions.

AI-driven buy/sell signalsTechnical analysis interpretationMomentum shift alerts
💰 Finance
(11K)
free with in-app purchases
20
cred.ai
cred.ai
cred.ai
you’re better than your bank™
Free

This app offers a premium mobile spending experience with a free metal card. It ensures you never pay fees or interest, helps build credit automatically, and allows early access to your paycheck. Enjoy advanced features for secure and controlled spending.

Free metal cardNo fees or interestAutomatic credit building
💰 Finance
(6.4K)
free with in-app purchases

Related searches

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