Changed: Automate Debt Payoff

Changed: Automate Debt Payoff

Track Debt, Pay It Down Faster

5.4K ratings
286 reviews
Free
With Ads

Details

  • Released
  • Updated
  • January 10, 2017
  • August 4, 2026

Features

Changed: Automate Debt Payoff screenshot #1 for iPhone
Changed: Automate Debt Payoff screenshot #2 for iPhone
Changed: Automate Debt Payoff screenshot #3 for iPhone
Changed: Automate Debt Payoff screenshot #4 for iPhone
Changed: Automate Debt Payoff screenshot #5 for iPhone
Changed: Automate Debt Payoff screenshot #6 for iPhone
Changed: Automate Debt Payoff screenshot #7 for iPhone
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About

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra payments
Round up purchases
Track all debt types
Debt Snowball strategy
Debt Avalanche strategy
Interest savings calculator
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What users say

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What's New in Changed

5.52

August 4, 2026

Hey Squirrel Squad! We're working our tails off to ensure you all have the best experience with Changed. Taking your feedback and making updates to the app is what we live for. Please always send feedback to support@changedapps.com and we'll take a look. In this update... - We've made some tweaks to areas in the app to ensure app stability for our members! - We searched long and far...found some bugs...and kindly asked them to leave.

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Events

Read more about Introducing Play, Earn & Save

Introducing Play, Earn & Save

Your playtime now pays

Jan 11, 2026 Jan 31, 2026

User reviews

Not sending payments lack of support

Even that my threshold was setup for 100 dollar, the app didn’t send any payments for two weeks. Support didn’t even check my account because their replied clearly that showed that they didn’t even take the time to review what I was referring to. Support takes days to reasons. At first I was excited to try this app, but definitely cancelling now. The lack of support and the app issues aren’t a good sign to keep paying a monthly subscription.
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Deceptive Fees and business practices

I signed up for this app and nowhere did I select an annual subscription option. I linked my accounts and signed up to make an initial $20 deposit the next business day. I did some googling and saw how much the fees could be and decided to cancel my account. I was literally signed up on Changed for less than 15 minutes before I cancelled. I woke up the next day to a $132 charge to my bank account! Now waiting on customer support to tell me whether or not I can get a refund. Hopefully they oblige or I will be filing a dispute with my bank and contacting an attorney. Outrageous!
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Subscription Use Service

The app may be free to download, but you have to pay a $9 monthly fee to use. Or at least my screen is requiring a subscription fee before I can access. If I had known that I would not have downloaded. Developers may as well do a pay to download if you need to pay to use.

Not worth it

It costs a minimum of $9 a month. As a single mom that only uses my card for gas and groceries that's more that I would even save in the month thus it would just put me in more debt. It's a no for me that's too much

Thieves

Signed up for the top tier and thought I’d give it a try. Was about $135 for the year. Two weeks in I canceled and they kept my money…. Stay away from this app

Developer apps

Featured on

User experience

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Reported Bugs

5 issues

App freezing or crashing

Bug

Incorrect loan balance tracking

Bug

Payments not showing up on loan accounts

Bug

Withdrawal/refund issues

Bug

Syncing problems with bank/loan accounts

Bug

Requested Features

5 requests

More customization options

Feature

Faster payment processing

Feature

Ability to manage multiple loans

Feature

Mobile app improvements

Feature

Better communication with users

Feature

FAQ

What does the Changed app do?

This app is a debt payoff planner and tracker designed to help users reduce their balances and become debt-free faster. It automates extra payments from everyday purchases and allows users to track all their debts in one place.

What are the key features of Changed?

Key features include automating extra payments by rounding up purchases, boosting payments anytime, scheduling recurring payments, and tracking various debt types like credit cards, student loans, and mortgages. It also supports popular payoff strategies like Debt Snowball and Debt Avalanche, and includes a debt calculator to estimate savings.

Is Changed free to use?

The app is free to download and use, with in-app purchases available. This means core functionalities are accessible without cost, but certain advanced features or options might require a purchase.

What types of debt can I track with Changed?

You can track a wide range of debts including credit card debt, student loans, auto loans, medical debt, personal loans, mortgages, tax debt, and other balances. The app consolidates all your financial obligations into a single view for easier management.

How does Changed help me save money on interest?

By automating extra payments and allowing you to strategically pay down debt faster, the app helps reduce the total amount of interest you pay over time. The built-in debt calculator allows you to compare different payoff strategies and see the potential interest savings.