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Best Financial Planner Debt Apps

211+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Looking for free financial planner debt apps? 20 of our 211+ tracked titles are free to download β€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Financial Planner Debt

Budget Planner App - Fleur#1

Budget Planner App - Fleur by Akash Jain

Bill Organizer & Money Tracker
Editor's Choice
πŸ’° Finance
4.8😊(12K ratings)
FreeAdsIn-App Purchases
#47in Finance
Budget Planner App - Fleur screenshot 1
Budget Planner App - Fleur screenshot 2
Budget Planner App - Fleur screenshot 3
Budget Planner App - Fleur screenshot 4
Budget Planner App - Fleur screenshot 5
Budget Planner App - Fleur screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • πŸ’– Beautiful, aesthetically pleasing design
  • πŸ‘ Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • πŸ’° One-time purchase, no subscription

Room to Improve

  • πŸ”’ No option to set password/biometric lock
  • πŸ’Έ Premium features may be out of reach for some
  • πŸ“… Lacks flexibility in date range/budgeting periods
Mobills - Budget Planner#2

Mobills - Budget Planner by Toro Investimentos Ltda.

Financial and Bill Organizer
Strong Contender
πŸ’° Finance
4.7😞(4.3K ratings)
FreeAdsIn-App Purchases
Mobills - Budget Planner screenshot 1
Mobills - Budget Planner screenshot 2
Mobills - Budget Planner screenshot 3
Mobills - Budget Planner screenshot 4
Mobills - Budget Planner screenshot 5
Mobills - Budget Planner screenshot 6

Take control of your money with this comprehensive budget planning app. Track expenses, manage bills, and set financial goals to achieve peace of mind. Analyze your spending with intuitive graphs and reports.

What We Love

  • πŸ‘ Helpful for managing finances
  • πŸš€ Easy to use
  • πŸ’‘ Good features for budgeting and tracking expenses

Room to Improve

  • πŸ› Sync issues and inconsistent data across devices
  • πŸ’° Premium features too expensive
  • πŸ”’ Security and privacy concerns
Changed: Debt Payoff Planner#3

Changed: Debt Payoff Planner by Changed Inc.

Track Debt, Pay It Down Faster
Worth Considering
πŸ’° Finance
4.6😐(5.3K ratings)
FreeAds
Changed: Debt Payoff Planner screenshot 1
Changed: Debt Payoff Planner screenshot 2
Changed: Debt Payoff Planner screenshot 3
Changed: Debt Payoff Planner screenshot 4
Changed: Debt Payoff Planner screenshot 5
Changed: Debt Payoff Planner screenshot 6

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

What We Love

  • πŸš€ Helpful in paying off loans
  • πŸ’‘ Automatic debt payments
  • πŸ‘ Easy to use
  • πŸ€‘ Saves money without noticing

Room to Improve

  • πŸ› Connectivity issues with accounts
  • πŸ•°οΈ Slow payment processing
  • πŸ’Έ Subscription fees

More Financial Planner Debt apps to explore

4
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
πŸ’° Finance
(7.6K)
free with in-app purchases
5
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
πŸ’° Finance
(61K)
subscription
6
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
πŸ’° Finance
(9.2K)
free with in-app purchases
7
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
πŸ’° Finance
(6.7K)
free with in-app purchases
8
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

Automated purchase roundups to debtSmart debt tracking and progress visualizationAI financial assistant for insights
πŸ’° Finance
(1.2K)
free with in-app purchases
9
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

Debt eligibility analysisReduction request submissionStop collection calls
πŸ’° Finance
(1.5K)
free with in-app purchases
10
Brightside Financial
Brightside Financial
Brightside Financial
Financial Care starts here
Free

This app offers on-demand financial assistance and tailored solutions to improve users' financial health. It provides comprehensive support around the clock, helping individuals manage debt, save money, and navigate financial challenges through a blend of human insight and technology.

On-demand financial assistantsTailored financial solutionsDebt management tools
πŸ’° Finance
(1.4K)
free
11
Freedom Debt Relief
Freedom Debt Relief
Freedom Debt Relief
Client Dashboard
Free

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

Instant settlement offer notificationsReview and authorize offersView upcoming deposits and balances
πŸ’° Finance
(18K)
free
12
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
With Debt Snowball Method
Free
$0.99 | 100% OFF

This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.

Debt organization and monitoringDebt snowball payoff methodDebt repayment modeling
πŸ’° Finance
(955)
free with in-app purchases
13
DebtUnlocked - Payoff Planner
DebtUnlocked - Payoff Planner
DebtUnlocked - Payoff Planner
Debt Payoff Planner & Tracker
Free

Manage your debts with a personalized payoff plan. Track loans and credit cards, choose a payoff strategy, and visualize your debt-free date. See interest saved and get payment reminders.

Personalized payoff plansTrack multiple debt typesAvalanche or Snowball method
πŸ’° Finance
(2)
freemium
14
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus
πŸ’° Finance
(3.3K)
subscription
15
Prosper - Financial Planner
Prosper - Financial Planner
Prosper - Financial Planner
Track Net Worth, Loans & FIRE
Free

Plan your financial future with interactive projections for net worth, cash flow, and retirement. Simulate major life decisions and optimize financial goals like mortgage payments. Data is stored locally for privacy with optional cloud sync.

Interactive net worth and cash flow projectionsWhat-if scenario testingInflation-adjusted projections
πŸ’° Finance
(1)
freemium
16
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
πŸ’° Finance
(84K)
free with in-app purchases
17
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Debt Relief & budget app
Free

This app helps you track spending and create a personalized plan to get out of debt faster. Gain insights into your financial habits and see estimated timelines for becoming debt-free. It allows you to prioritize debt repayment and explore potential debt solutions.

Track spendingCreate debt payoff plansView financial insights
πŸ’° Finance
(809)
ad-supported
18
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
πŸ’° Finance
(3.6K)
free with in-app purchases
19
Cube Wealth: Financial Planner
Cube Wealth: Financial Planner
Cube Wealth: Financial Planner
Savings and Investment Guide
Free

This app helps you manage your wealth, investments, and retirement planning through a unified platform. It leverages expert insights and a proprietary algorithm to assess your finances, identify risk levels, and guide you toward optimal investment strategies across various asset classes.

Wealth managementInvestment planningRetirement planning
πŸ’° Finance
(14)
ad-supported
20
Organizze Budget Planner
Organizze Budget Planner
Organizze Budget Planner
Financial and Bill Organizer
Free

Manage your finances in real-time with a secure and practical solution. Track bank accounts, credit cards, and bills easily from your phone or computer. Gain financial predictability and avoid late fees with this comprehensive money management tool.

Real-time financial controlCredit card bill managementBudget creation by category
πŸ’° Finance
(532)
free with in-app purchases

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