DebtUnlocked - Payoff Planner
Debt Payoff Planner & Tracker
About
Manage your debts with a personalized payoff plan. Track loans and credit cards, choose a payoff strategy, and visualize your debt-free date. See interest saved and get payment reminders.
What's New in DebtUnlocked
1.6.2
July 11, 2026
New features and bugs squashed
Subscription plans
DebtUnlocked Pro Monthly
Unlimited debts, payoff plans, reminders & more.
FAQ
What is DebtUnlocked?
DebtUnlocked is a personal finance app designed to help users create and follow a personalized plan to pay off their debts. It allows tracking of various debt types, setting budgets, and visualizing progress towards becoming debt-free.
How does DebtUnlocked help me pay off debt?
It generates a customized payoff plan based on your entered debts and monthly budget. You can choose between the Avalanche or Snowball payoff strategies and see a detailed schedule of payments.
What types of debts can I track with DebtUnlocked?
You can track a variety of debts including credit cards, student loans, auto loans, and medical bills. The app provides tools to manage and monitor the progress of each debt individually.
Does DebtUnlocked offer different payoff strategies?
Yes, DebtUnlocked supports two popular debt payoff strategies: the Avalanche method, which prioritizes debts with the highest interest rates, and the Snowball method, which focuses on paying off the smallest balances first.
What are the subscription options for DebtUnlocked Pro?
DebtUnlocked offers monthly and annual subscription plans for its Pro version. The monthly plan is $4.99, while there are two annual options: $19.99 and $29.99. These plans likely unlock additional features beyond the free version.
Is DebtUnlocked available on Android devices?
Based on the provided data, DebtUnlocked is currently supported on iPhone and iPod. Information regarding Android compatibility is not available.
How often is DebtUnlocked updated?
The latest version of DebtUnlocked, 1.5.4, was released on July 6, 2026. This indicates a relatively recent update, suggesting ongoing development and maintenance for the application.
Does DebtUnlocked have ads?
No, DebtUnlocked does not contain advertisements. The app is free to download and use, with optional in-app purchases for premium features.