Lumi Money: Spend Better Today
Gain control of overspending
About
This app helps you understand how much money you can safely spend each day by considering your balance, upcoming bills, and next paycheck. It provides real-time spending guidance and cash flow forecasting to prevent overdrafts and overspending.
What's New in Lumi Money
1.1.3
June 25, 2026
Daily Review Sessions: We added a focused review experience that brings your most important transactions to you — no more scrolling through everything. Each session gives you a small, curated set of items to review so Lumi can better understand your finances over time. Navigation improvements: The bottom navigation now uses a cleaner green highlight so it’s easier to see where you are in the app. Bug fixes and stability: We fixed issues affecting the review experience and improved internal analytics logging. No changes were made to your accounts, subscription, permissions, or data collection practices.
MoreSubscription plans
Lumi Money – Monthly
Know what you can safely spend before you checkout.
FAQ
What is Lumi Money's main function?
Lumi Money provides a daily 'Safe-to-Spend' number by analyzing your current balance, upcoming bills, subscriptions, and paycheck schedule. This helps you make informed spending decisions before you buy and avoid unexpected overdrafts.
How does Lumi Money help with budgeting?
Unlike traditional budgeting apps that focus on past expenses, Lumi Money helps you plan for the future by showing what you can safely spend today. It forecasts your cash flow, allowing you to stay ahead of bills and make clearer spending choices.
Is Lumi Money secure?
Yes, Lumi Money offers a secure bank connection to access your financial data. The app is built with user security in mind to protect your sensitive financial information.
What devices does Lumi Money support?
Lumi Money is available for iPhone and iPod devices. It is designed to provide spending insights and planning tools on these Apple platforms.
What is the age rating for Lumi Money?
Lumi Money has an age rating of 4+. This indicates it is suitable for a wide range of users, including younger individuals learning about financial management.
Does Lumi Money have ads?
Yes, Lumi Money contains advertisements. As a free application, it utilizes ads to support its services and development.
What are the subscription options for Lumi Money?
Lumi Money offers a monthly subscription plan at $20.00 per month, which includes a 14-day free trial. This subscription provides full access to the app's features.
How often is Lumi Money updated?
The latest version of Lumi Money is 1.1.3, and it was last updated on June 25, 2026. This suggests regular updates to improve functionality and security.