Debt Eraser

Debt Eraser

Track & Settle Debt

5 ratings
5 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • May 8, 2026
  • July 26, 2026

Features

Debt Eraser screenshot #1 for iPhone
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Debt Eraser screenshot #5 for iPhone
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Debt Eraser screenshot #7 for iPhone
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About

This personal finance tool helps you understand, manage, and address your outstanding debts. Input and track multiple debts, access educational resources, and generate pre-filled letters to communicate with creditors. Optional mailing functionality is available.

Track multiple debts
Generate debt validation letters
Generate settlement offer letters
Generate hardship letters
Educational resources on debt laws
Optional letter mailing service
Progress tracking
Show original description

What's New in Debt Eraser

1.09

July 26, 2026

Your verdicts just got a serious upgrade. Debt Eraser now thinks like a debt-relief expert. For every debt, the app picks your single best next move from a proven playbook — demand proof, dispute what's inaccurate, flag debts too old to report, or negotiate from strength. New in this version: Expert game plan with every verdict: why the move works, what to expect, and step-by-step instructions Smarter questions that catch re-aged and outdated debts many people never spot New letter strategies: pay-for-delete offers, settlement negotiations, and goodwill requests for paid accounts Follow-up letters now escalate — if a collector ignores you or pushes back, the app hands you the next, stronger move You don't need to know the law. You just need to know your next move — and now the app always does.

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Subscription plans

Debt Eraser Plus Monthly

Core tools, letters, and progress tracking

$19.991 Month
How to cancel Debt Eraser subscription ⁉️

User reviews

Excellent App

Honestly one of the better debt tracking apps I’ve used. Clean layout, easy to understand, and it actually helps keep everything organized without overcomplicating it. Definitely useful if you’re serious about paying things down and staying on top of your finances.

Excellent App

This app is easy to use and lets you track your progress. I’ve used other apps like this but non gave me the results debt eraser got me.. I’m truly happy I
used this app

Excellent App

Very clean and easy to use.
Makes organizing and tracking debt way less stressful, and the layout is simple without feeling overwhelming. Looking forward to future updates!

Game Changer

This app is a total game changer and has save me tons of money as well as the opportunity to learn how to dispute debts

Amazing

I used debt eraser and I’ve learned a lot… I was about to spend thousands of dollars to have my credit cleaned up and have spent a fraction of that .

FAQ

What types of debts can I track with Debt Eraser?

Debt Eraser allows you to track various debts including credit cards, medical bills, and collection accounts. The app provides a centralized dashboard for managing all your outstanding financial obligations.

Does Debt Eraser offer legal advice?

No, Debt Eraser is a self-help tool and does not provide legal advice, credit repair services, or direct negotiation with creditors. Its purpose is for informational and organizational assistance.

How does Debt Eraser help me communicate with creditors?

The app generates pre-filled letter templates such as debt validation, settlement offer, hardship, and goodwill request letters. You can review, edit, and export these letters for your communication needs.

What are the subscription options for Debt Eraser?

Subscriptions unlock premium features like unlimited letter generation and advanced tracking. Plans include Debt Eraser Plus and Debt Eraser Freedom, available on monthly and yearly billing cycles.

How often is Debt Eraser updated?

The latest version of Debt Eraser is 1.07, last updated on July 7, 2026. Updates ensure the app remains reliable and may introduce new features or improvements.

What devices is Debt Eraser available on?

Debt Eraser is supported on iPhone, iPad, and iPod devices. The app is designed for iOS users seeking to manage their finances.

Does Debt Eraser have ads?

Yes, Debt Eraser contains advertisements. These ads are displayed within the application to support its free offering.

What is the age rating for Debt Eraser?

Debt Eraser has an age rating of 17+. This rating is based on the app's content and is intended for mature users.