Debt Payoff Planner & Tracker

Debt Payoff Planner & Tracker

Debt Free Snowball Calculator

7.2K ratings
262 reviews
With Ads#67 in top-grossing Finance
📊 Productivity
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • November 4, 2015
  • July 30, 2026

Features

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About

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment schedule
Debt Snowball payoff strategy
Debt Avalanche payoff strategy
Debt Snowflake payoff strategy
Track loan payments
Budget additional payments
View payoff scenarios
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What users say

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What's New in Debt Payoff Planner & Tracker

2.3.3

July 30, 2026

Improvements in stability to help you on your debt-free journey!

Subscription plans

12 Month Subscription

Access to all Pro features

$27.991 Year
Price Updates
August 11, 2026$27.99
May 8, 2026$19.99
March 11, 2026$27.99
How to cancel Debt Payoff Planner & Tracker subscription ⁉️

Charts

Top Grossing

📉 67-1

Finance

This app dropped -1 position in Finance chart.

Last updated on August 12, 2026.

User reviews

Poor

I pay for this app, and truly the only thing it’s good for is calculating and categorizing my debt. The app doesn’t do a good job of tracking monthly payments and instead I have to go in and do that manually every month. It also doesn’t have an option for one time payments, or to customize with debt you want to tackle first. Very simple ask, but the app is garbage for functionality.
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Won’t open

All of the sudden the app will not open.

Ok, but not accurate

I liked the idea of this app so much I paid for the subscription to access more of the features. The app, however leaves much to be desired. It does not accurately track balances despite all minimum payment, apr and promotion Apr information added. It does not allow for changes to minimum payments for an individual month. It doesn’t accurately predict addition of recurring funds or allow for changes to additional funds in a month. Just a lot of inaccuracies requiring constant updating and frustrations. Currently on the hunt for something more useful.
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Bring back original

All data lost after using for years. Loved this app now to use new version I have to start again! Not good!

What if

Great app for running what if scenarios to get debt paid off fastest. I love seeing the numbers go down and the time it takes to pay off things disappear.

User experience

🐞

Reported Bugs

3 issues

App freezes when trying to delete debt entries

Bug

Debt balances not updating correctly after payments

Bug

Inconsistent behavior when entering due dates

Bug

Requested Features

5 requests

Add ability to track recurring income and expenses

Feature

Implement biweekly or weekly payment options

Feature

Improve flexibility for editing debt details

Feature

Provide option to export data and reports

Feature

Add support for multiple currencies

Feature

FAQ

What does the Debt Payoff Planner & Tracker app do?

This app helps you create a personalized, step-by-step plan to pay off your loans. It uses your loan details and budget to generate customized repayment schedules and allows you to track your progress towards becoming debt-free.

What are the key debt payoff strategies supported?

The app supports several popular strategies including Dave Ramsey's Debt Snowball (paying off smallest balances first), Debt Avalanche (paying off highest interest rates first), Debt Snowflake (making one-time extra payments), and custom payoff plans.

Is the app free to use?

The app is free to download and use, but it does offer in-app purchases. This means some features or content may require an additional purchase.

What information do I need to use the loan calculator?

To calculate your debt-free date, you'll need to input the current balance of your loan, the annual percentage rate (APR), and the minimum payment amount. This minimal input allows for a customized debt repayment schedule.

How does the app help me stay focused on my financial goals?

The app provides a clear payoff chart showing two scenarios: one with only minimum payments and another with additional payments. It also allows you to track your payments, see your progress over time, and offers articles with tips on paying off specific loan types faster.