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Best Debt Planner Apps & Games

249+ iOS apps & games curated and reviewed

4.5 avg rating
19 free apps & games
Updated August 2026

Every iPhone needs a few good debt planner apps and games. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Debt Planner Apps & Games (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.2K)YesYesAug 2026
2Debt Snowball - Payoff PlannerDebt Snowball - Payoff PlannerFree4.7★ (1.3K)NoYesAug 2026
3Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesAug 2026
4Changed: Automate Debt PayoffChanged: Automate Debt PayoffFree4.6★ (5.4K)YesNoAug 2026
5Debt Payoff Box: Snowball PlanDebt Payoff Box: Snowball PlanFree4.5★ (2.4K)NoYesAug 2026
6Debt Guide - Payoff PlannerDebt Guide - Payoff PlannerFree4.8★ (49)NoYesAug 2026
7Idle Rebellion: Clicker GamesIdle Rebellion: Clicker GamesFree4.8★ (387)YesYesAug 2026
8Debtoff – Debt Payoff PlannerDebtoff – Debt Payoff PlannerFree5.0★ (2)NoYesMay 2026

Top Picks for Debt Planner

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
💰 Finance
4.7😊(7.2K ratings)
FreeAdsIn-App Purchases
#62in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
Debt Snowball - Payoff Planner#2

Debt Snowball - Payoff Planner by Polybit Studio Pty Ltd

Credit card & payment tracker
Strong Contender
💰 Finance
4.7😞(1.3K ratings)
FreeIn-App Purchases
Debt Snowball - Payoff Planner screenshot 1
Debt Snowball - Payoff Planner screenshot 2
Debt Snowball - Payoff Planner screenshot 3
Debt Snowball - Payoff Planner screenshot 4
Debt Snowball - Payoff Planner screenshot 5
Debt Snowball - Payoff Planner screenshot 6

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

What We Love

  • 👍 Simple and easy-to-use interface
  • 🚀 Straightforward debt tracking
  • 💡 Debt payment strategies
  • 🔒 Secure data storage

Room to Improve

  • 🐛 Bugs and glitches
  • 💰 Paid features not worth the cost
  • 🔍 Limited functionality for the price
Fleur - Budget Planner App#3

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Worth Considering
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#52in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods

More Debt Planner apps to explore

4
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.4K)
free with in-app purchases
5
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

Debt payoff planningSnowball and avalanche methodsExtra payment strategy
💰 Finance
(2.4K)
free with in-app purchases
6
Debt Guide - Payoff Planner
Debt Guide - Payoff Planner
Debt Guide - Payoff Planner
Snowball Calculator & Tracker
Free

Manage and track multiple debts with a personalized repayment plan. Utilize proven strategies like Snowball and Avalanche to pay off loans and credit cards faster. Visualize your progress with charts and receive payment reminders to stay on track.

Personalized debt repayment plansSnowball and Avalanche payoff methodsTrack multiple loans and credit cards
💰 Finance
(49)
freemium
7
Idle Rebellion: Clicker Games
Idle Rebellion: Clicker Games
Idle Rebellion: Clicker Games
Mine, Upgrade, Overthrow!
Free

Mine resources, upgrade your operations, and secretly fund a rebellion against a dictator. Balance your duties to the regime with your support for the uprising to rebuild the district and reclaim your future.

Mine coal and other resourcesUpgrade mines, trucks, and workersFund an underground rebellion
🎮 Games
(387)
free with in-app purchases
8
Debtoff – Debt Payoff Planner
Debtoff – Debt Payoff Planner
Debtoff – Debt Payoff Planner
Loan Calculator & Tracker
Free

Organize and manage all your loans, mortgages, and debts in one place. Set up repayment schedules, receive timely reminders to avoid late fees, and track your progress towards becoming debt-free.

All-in-one debt and loan managementRepayment schedule and remindersLoan and debt repayment planning
🔧 Utilities
(2)
freemium
9
Runway: Debt Payoff Planner
Runway: Debt Payoff Planner
Runway: Debt Payoff Planner
Snowball & Avalanche Tracker
Free
💰 Finance
(0)
10
ClearDebt: Debt Credit Planner
ClearDebt: Debt Credit Planner
ClearDebt: Debt Credit Planner
AI Debt Tracker & Planner
Free

This app helps you visualize your debt payoff journey with simple plans using popular methods. Enter your debts and extra payments to see your projected debt-free date and track your progress as balances shrink.

Debt Snowball and Avalanche methodsVisual debt-free date projectionSimple loan tracking
💰 Finance
(0)
free with in-app purchases
11
Teamtailor
Teamtailor
Teamtailor
Turning HR into heroes
Free

Manage your recruitment processes from anywhere with this mobile tool. Screen, rate, and communicate with candidates, schedule meetings, and update profiles on the go. Streamline your hiring and talent acquisition efforts with a modern, user-friendly platform.

Manage candidate applicationsScreen and rate candidatesCommunicate with candidates
💼 Business
(7)
free
12
Payoff: Smart Debt Planner
Payoff: Smart Debt Planner
Payoff: Smart Debt Planner
AI Coach, Snowball & Tracker
Free
💰 Finance
(0)
13
Debt Payoff Planner Plus
Debt Payoff Planner Plus
Debt Payoff Planner Plus
Plan Smarter. Be Debt Free
Free
💰 Finance
(0)
14
Debt Payoff Planner: Snowball
Debt Payoff Planner: Snowball
Debt Payoff Planner: Snowball
Debt tracker & avalanche plan
Free
💰 Finance
(0)
15
SteadyStep: Debt Planner
SteadyStep: Debt Planner
SteadyStep: Debt Planner
Debt Plans & Repayment Tracker
Free

Organize your debts, expenses, and repayments in a private workspace. Understand your cash flow, compare repayment strategies, and track your progress with deterministic calculations and clear plans.

Organize debts and expensesTrack repayments and cash flowCompare repayment strategies
💰 Finance
(1)
free with in-app purchases
16
Debt Crush: Payoff Planner
Debt Crush: Payoff Planner
Debt Crush: Payoff Planner
Snowball & Avalanche Tracker
Free
💰 Finance
(0)
17
Payfin: Debt Payoff Planner
Payfin: Debt Payoff Planner
Payfin: Debt Payoff Planner
Loan, Credit & Budget Tracker
Free
💰 Finance
(0)
18
PayPlanr: Debt Payoff Planner
PayPlanr: Debt Payoff Planner
PayPlanr: Debt Payoff Planner
Balance Transfer Calculator
Free
💰 Finance
(0)
19
Quitta: Debt Payoff Planner
Quitta: Debt Payoff Planner
Quitta: Debt Payoff Planner
Snowball & Avalanche Tracker
Free
💰 Finance
(0)
20
Debt Snowball Planner
Debt Snowball Planner
Debt Snowball Planner
Pay Off Credit Card Debt!
$1.99
💰 Finance
(0)

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FAQ about Debt Planner

What are the best debt planner apps & games for iPhone?
Debt Payoff Planner & Tracker tops our debt planner apps & games ranking as of August 2026, with a 4.7-star average from 7.2K App Store ratings, and it's free to download.
Yes — 19 of the top debt planner apps & games we rank are free to download, including Debt Payoff Planner & Tracker and Debt Snowball - Payoff Planner.
Debt Payoff Planner & Tracker shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ debt planner apps & games on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you create a personalized, step-by-step plan to pay off your loans. It uses your loan details and budget to generate customized repayment schedules and allows you to track your progress towards becoming debt-free.
The app supports several popular strategies including Dave Ramsey's Debt Snowball (paying off smallest balances first), Debt Avalanche (paying off highest interest rates first), Debt Snowflake (making one-time extra payments), and custom payoff plans.

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