Paycheck Debt Planner
Snowball Budget & Bill Payoff
About
This app helps you manage your finances by tracking bills and debts. It calculates required payments, identifies extra cash, and guides you on where to allocate it for debt payoff and savings goals. Features include real-time plan updates and secure local data storage.
What's New in Paycheck Debt Planner
1.6
July 9, 2026
**Payday Autopilot — your whole paycheck, confirmed in one tap.** On payday, Debt Planner surfaces everything this paycheck covers — your required bills and minimums *plus* your extra payments — and lets you confirm it all in a single tap. Paid a bill differently, or one didn't go through? Tap Adjust to reconcile just that item; the rest stays one-tap. Your progress stays accurate with zero bookkeeping. **Autopay, handled.** Mark a bill or debt minimum as autopay and Debt Planner stops nagging you to check it off — it shows an "Autopay" status, assumes it ran once due, and never lets a paid-by-autopay bill pile up as falsely overdue next paycheck. If an autopay didn't go through, report it at payday and it becomes a clear Overdue item you can pay off right from your plan. **See what your extra payments are worth.** A new Interest-Saved card on the Payoff tab shows exactly how much interest your plan saves you — and how much sooner you'll be debt-free — versus minimums only. Free, updated every time you run your plan. Plus: the Plan hero now leads with exactly what to pay this paycheck; more accurate payoff dates for weekly and biweekly plans; a touch-first payday check-in; demo mode follows your Light/Dark setting; and fixes so paid-off debts clear cleanly.
MoreSubscription plans
Paycheck Debt Planner Premium
Premium Features for Paycheck Debt Planner
FAQ
How does Paycheck Debt Planner help with debt?
Paycheck Debt Planner offers a Debt Payoff Engine that supports both snowball and avalanche methods. It tracks your focus debt, projects your payoff date, and recommends how to use extra cash for accelerated debt reduction.
Is Paycheck Debt Planner free to use?
Yes, the core features of Paycheck Debt Planner are free. This includes the ability to create a paycheck plan, track bills and debts, and utilize the debt payoff engine. Premium features are available via subscription.
What are the premium features of Paycheck Debt Planner?
Premium offers Smart Insights for adaptive recommendations, Strategy Comparison to analyze snowball vs. avalanche, What-If Simulations for extra payments, and a 3-Month Forecast to predict future financial pressure.
How much does Paycheck Debt Planner Premium cost?
Premium Monthly is an auto-renewing subscription billed at $4.99 per month. This price and duration renew automatically unless cancelled at least 24 hours before the current period ends.
How do I cancel my Paycheck Debt Planner Premium subscription?
You can manage or cancel your subscription anytime by going to Settings > [your name] > Subscriptions on your Apple ID account. The subscription renews automatically unless cancelled at least 24 hours in advance.
Does Paycheck Debt Planner store my financial data online?
No, Paycheck Debt Planner is built for privacy and keeps everything on your device. It does not require accounts, cloud sync, bank connections, or trackers, ensuring your financial information remains local.
What devices does Paycheck Debt Planner support?
Paycheck Debt Planner is available for iPhone, iPad, and iPod. It has an age rating of 4+ and is designed for users who want to manage their finances securely on Apple devices.
How often is Paycheck Debt Planner updated?
The latest version is 1.4, and it was last updated on June 29, 2026. This indicates a relatively recent update, suggesting ongoing development and support for the application.