Offshore Budgeting
Your money, safely offshore
About
A private financial workspace that helps you understand your money without connecting to a bank or sharing data. It offers a structured way to plan income and expenses, visualize finances over time, and customize categories for clarity.
What's New in Offshore Budgeting
2.4
June 1, 2026
1. Marina is now powered by Apple Intelligence. Chat with Marina to get insights about your budget, expenses, income, and more on supported devices. 2. Added Forecast Savings and Safe Spend Today widgets for the Home Screen, Lock Screen, and macOS desktop. 3. Added Quick Links on iPad and Mac so you can quickly add expenses and income from the sidebar. 4. Spend Trends now lets you press any bar in the Home tab graph to reveal expenses from that period. 5. Categories can now be archived from the Manage Categories screen, similar to Presets. 6. Added iCloud sync options for What-if Scenarios and Home tab arrangement across devices with iCloud enabled.
MoreFAQ
Does Offshore Budgeting have ads?
No, Offshore Budgeting is completely ad-free. The app is free to download and use without any advertisements.
How secure is Offshore Budgeting?
Offshore Budgeting is designed with privacy as a core principle. All your financial data runs locally on your device, and it does not connect to any banks or collect your data.
What devices does Offshore Budgeting support?
Offshore Budgeting is available on Mac, iPhone, and iPad. It offers optional iCloud sync for continuity across these Apple devices.
Can I use Offshore Budgeting offline?
Yes, Offshore Budgeting works fully offline. This ensures your financial data remains private and accessible even without an internet connection.
How often is Offshore Budgeting updated?
The latest version of Offshore Budgeting is 2.4, and it was last updated on June 1, 2026. Updates aim to improve functionality and user experience.
What is the age rating for Offshore Budgeting?
Offshore Budgeting has an age rating of 12+. This indicates it is suitable for users aged 12 and older.
What are the benefits of using Offshore Budgeting over other finance apps?
Offshore Budgeting focuses on clarity and intentionality rather than automation. It provides a structured, private workspace without requiring bank connections or data sharing.
Is there a subscription for Offshore Budgeting?
No, Offshore Budgeting does not require any subscriptions. It is offered as a free application for users to manage their finances privately.