SteadyStep: Debt Planner
Debt Plans & Repayment Tracker
About
Organize your debts, expenses, and repayments in a private workspace. Understand your cash flow, compare repayment strategies, and track your progress with deterministic calculations and clear plans.
What's New in SteadyStep
1.2
August 12, 2026
SteadyStep 1.2 makes debt planning faster and keeps complete reports on your device. - Add a debt with only its name, balance, annual rate and minimum payment. - See your projected debt-free date earlier, then complete your plan step by step. - Preview personalized report takeaways before unlocking the full report. - Generate complete reports on your device and refresh them with an active subscription. - Add a missing annual rate directly when preparing a report. - Improved payment tracking, reminders, accessibility, dark mode and Traditional Chinese consistency. - Bug fixes and reliability improvements.
MoreSubscription plans
SteadyStep Plus Monthly
Up to 2 reports per paid month, plus subscriber tools.
In-App Purchases
$1.99
Single Debt Planning Report
One debt planning report based on your current plan.
FAQ
How does SteadyStep help with debt repayment?
SteadyStep allows you to record all your debts, required payments, interest rates, and expenses. It then helps you compare different repayment strategies like interest-first or small-balance-first to find the best approach for your situation.
Is SteadyStep secure for my financial information?
Yes, SteadyStep is designed with privacy in mind. Your financial records and reports are stored privately on your device and in iCloud. Report processing uses minimized information with your clear consent.
What kind of reports can I get from SteadyStep?
You can request optional complete educational reports that provide deeper explanations of your current plan, practical actions, and risk reminders. These reports can be exported as a PDF.
What are the subscription options for SteadyStep reports?
A single-report purchase is available. Monthly subscribers can generate up to two reports per month, and annual subscribers can generate up to 24 reports per year, with a limit of two in any 30-day window.
Does SteadyStep have ads?
No, SteadyStep does not have advertisements. The app is free to use for planning, with optional in-app purchases for reports and subscription plans.
What devices does SteadyStep support?
SteadyStep is available on iPhone and iPad devices, making it accessible for users on the Apple ecosystem.
How often is SteadyStep updated?
The app was last updated on July 28, 2026, with version 1.0.1. This indicates recent development and ongoing support for the application.
What is the age rating for SteadyStep?
SteadyStep has an age rating of 4+, making it suitable for a wide range of users looking to manage their finances.