SteadyStep: Debt Planner
Debt Plans & Repayment Tracker
About
Organize debts, expenses, and repayments in a private space. Understand your cash flow and follow a clear repayment plan with deterministic calculations and progress tracking. Optional reports provide deeper insights and can be exported.
What's New in SteadyStep
1.7
November 3, 2026
- A calmer Home puts your estimated debt-free month, progress and next payment reference first. - Expand monthly payment details and your repayment journey when you need more information. - Read the complete estimated payoff month below the chart, with clearer explanations of the monthly forecast and separate payoff estimate. - Report comparison now has a dedicated subscription screen, separate from a single-report purchase. - Improved English and Traditional Chinese presentation. Existing records, reports and purchased access remain available.
MoreSubscriptions & In-App Purchases
SteadyStep Plus Monthly
Up to 2 reports per paid month, plus subscriber tools.
FAQ
What is SteadyStep?
SteadyStep is a private debt planner and repayment tracker designed to help you organize your debts, expenses, and repayments. It offers deterministic calculations to create clear repayment plans and track your progress.
How does SteadyStep help with debt repayment?
SteadyStep allows you to record debts, required payments, interest rates, and expenses. You can compare different repayment strategies, preview extra payments, and see estimated payoff timing and interest.
Is SteadyStep free to use?
Yes, SteadyStep offers free planning features that do not require an account. Optional complete reports can be unlocked with a single purchase, and a subscription provides unlimited report refreshes and comparisons.
What are the subscription options for SteadyStep?
SteadyStep offers a monthly subscription for $2.99 and an annual subscription for $19.99. These subscriptions provide unlimited on-device report refreshes and ongoing progress summaries.
How secure is my financial information with SteadyStep?
SteadyStep is designed with privacy in mind. Your debt information remains in the app's private device and iCloud storage. Sign in with Apple is used solely for purchases and restoring access.
Can I export my debt repayment reports from SteadyStep?
Yes, complete reports generated by SteadyStep can be exported as a PDF. These reports combine calculations with explanatory text and practical actions.
What devices is SteadyStep available on?
SteadyStep is available on iPhone and iPad devices, indicated by its support for these platforms.
How often is SteadyStep updated?
The latest version of SteadyStep is 1.7, and it was last updated on November 3, 2026. This indicates a relatively recent update.
