Planara: Debt Payoff Planner

This is our biggest planning update yet. • Smarter payday plans — a rebuilt planning engine maps every bill, minimum payment, and goal to the right paycheck, and keeps them on time even when things are tight. • Debt, your way — choose avalanche or snowball, and extra money is automatically routed to the right account to pay balances down faster. • Your buffer comes first — everyday spending money is protected before anything else, so a plan never leaves you short. • Accurate to your real balance — your current cash is handled correctly, so your plan reflects what you actually have. • Faster, more reliable updates whenever you confirm a payday or edit a bill.