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Debt Payoff Box: Snowball Plan

Debt Payoff Box: Snowball Plan

Loan Tracker and Planner

2.5K ratings
147 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

Released
July 17, 2017
Updated
October 28, 2026

Features

Developer

Natalia Alekseenko
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Debt Payoff Box: Snowball Plan screenshot #5 for iPhone
iphone
ipad
🧾$9.99
In-App Purchase↘︎
📌Ready
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About

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

✓Debt payoff planning
✓Snowball and avalanche methods
✓Extra payment strategy
✓Fast forward to update status
✓Detailed payment schedule
✓What-if analysis
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What users say about Debt Payoff Box

Reviews of Debt Payoff Box are mostly negative: the Finance app is rated 4.5/5 from 2.5K App Store ratings. What users like most: simple and easy to use, helpful for debt planning. Top complaints: buggy and glitchy, requires paid upgrade for basic features. Summarized from real user reviews.

Positive things

  • 👍Simple and easy to use
  • 🚀Helpful for debt planning
  • 🚀Straightforward layout
  • 🚀Provides amortization schedules
  • 🚀Calculates snowball effect

Negative things

  • 🐛Buggy and glitchy
  • 💰Requires paid upgrade for basic features
  • 🔒No cloud sync or backup
  • 🔒No passcode or security features
  • 💡Lacks flexibility for extra payments
See all reviews

What's New in Debt Payoff Box

1.5.3

October 28, 2026

• Adding a debt is now a few quick steps: name, balance, monthly payment and interest rate. • Fixed a crash when tapping Save several times on the debt screen.

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Subscriptions & In-App Purchases

$9.99

Get PRO version

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User reviews

Most RecentHighest RatedLowest Rated

FIX BUGS

Great app there’s just a few things that need to be fixed like payoff dates are not accurate to what’s initially put in on the listing.
RRMNTS16

Response from developer

Hi, thanks for flagging this. Payoff dates should match what you entered; please email a screenshot of that debt to support@smartfinanceapps.com so we can look at your numbers.

Be aware

Only lets you add two debt for free before you need to pay for a subscription
112477346

Not updating payoff dates

It gives me the current day as payoff date, not the expected payoff date in the future.
Ccxlebro

No password protection and no backup option

App is very easy to use. Wish there is a way to protect your data and backup your data. Wish I know before purchasing the app.
CCrazydaytime

Was good but got greedy

Used to be a great app, now asks you for £10 to add more than 2 debts.. very interesting for a debt helping app
Jjakf22
See 142 more reviews

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User experience

🐞

Reported Bugs

4 issues

Unable to edit debt details

Bug

Payoff dates and calculations are inaccurate

Bug

App crashes when trying to add or update debts

Bug

Free version limited to only 2 debts

Bug
✨

Requested Features

5 requests

Add ability to record one-off extra payments

Feature

Implement sorting by interest rate or balance

Feature

Include escrow and mortgage details

Feature

Provide payment history and tracking

Feature

Add notifications and reminders

Feature

FAQ

What does Debt Payoff Box do?

Debt Payoff Box is a debt management application designed to help users organize and plan the payoff of their various debts. It offers strategies like the snowball and avalanche methods, allows for extra payments, and provides detailed schedules to track progress towards becoming debt-free.

What are the key features of this debt payoff app?

Key features include defining debt payoff order (smallest first or highest interest first), using a snowball effect with released funds, adding extra monthly payments to save interest and time, and a 'fast forward' option to update debt status without manual transaction tracking. It also offers detailed payment schedules and 'what-if' analysis.

Is this app free to use?

Yes, the app is free to download and use. While the core functionality is free, it does have in-app purchases, suggesting that some advanced features or options might be available for an additional cost.

What types of debts can I track with this app?

The app supports a wide range of debt types, including mortgages, car loans, student loans, credit card debt, cash loans, medical bills, and other general bills. You can categorize and manage all your debts in one place.

How does the app help me pay off my debts faster?

The app helps you pay off debts faster by allowing you to strategize your payments. You can choose to pay off the smallest debts first (snowball method) or the debts with the highest interest rates first (avalanche method). It also calculates the potential savings in time and interest when you make extra payments beyond the minimum.