Best Loan Payoff Tracker Apps

222+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Debt Payoff Planner & Tracker is the household name in loan payoff tracker, but it's far from the only option. We track 222+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Top Picks for Loan Payoff Tracker

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(6.7K ratings)
FreeAdsIn-App Purchases
#73in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

What We Love

  • ๐Ÿ’ฏ Excellent debt tracking and planning
  • ๐Ÿ” Detailed debt breakdown and payoff timeline
  • ๐ŸŽฏ Helps stay motivated and on track
  • ๐Ÿ‘ Simple and easy to use interface

Room to Improve

  • ๐Ÿ› Occasional app crashes and stability issues
  • ๐Ÿ“† Lack of flexible payment frequency options (weekly, bi-weekly)
  • ๐Ÿ’ฐ Frustration with premium-only features
Loan Calculator - Debt Planner#2

Loan Calculator - Debt Planner by Michael Chu

Mortgage, Car, School, Payday
Strong Contender
๐Ÿ’ฐ Finance
4.6๐Ÿ˜(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

Discover the ultimate Loan and Mortgage Calculator - a versatile tool for home buyers, real estate professionals, and more. Easily analyze loans, explore early payoff options, and view detailed payment breakdowns. A must-have for informed financial decisions!

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Quick calculations
  • ๐Ÿ’ก Helpful for financial decisions
  • ๐Ÿ”’ Secure app

Room to Improve

  • ๐Ÿ” Lacking advanced features
  • ๐Ÿ’ธ Excessive ads
  • ๐Ÿ› Bugs and crashes
Debt Payoff Box: Snowball Plan#3

Debt Payoff Box: Snowball Plan by Natalia Alekseenko

Loan Tracker and Planner
Worth Considering
๐Ÿ’ฐ Finance
4.5๐Ÿ˜ž(2.3K ratings)
FreeIn-App Purchases
Debt Payoff Box: Snowball Plan screenshot 1
Debt Payoff Box: Snowball Plan screenshot 2
Debt Payoff Box: Snowball Plan screenshot 3
Debt Payoff Box: Snowball Plan screenshot 4
Debt Payoff Box: Snowball Plan screenshot 5

"Navigate your journey to financial freedom with Debt Free Box: Snowball Payoff, an easy-to-use app for managing and paying off debts. Simply set up your payoff plan and enjoy features like the snowball method, fast forward option, and detailed payment schedule. Take control of your debts and install the app now for free!"

What We Love

  • ๐Ÿ‘ Simple and easy to use
  • ๐Ÿš€ Helpful for debt planning
  • ๐Ÿš€ Straightforward layout
  • ๐Ÿš€ Provides amortization schedules

Room to Improve

  • ๐Ÿ› Buggy and glitchy
  • ๐Ÿ’ฐ Requires paid upgrade for basic features
  • ๐Ÿ”’ No cloud sync or backup

More Loan Payoff Tracker apps to explore

4
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

Calculate loan payments quickly and easily with a free loan calculator that offers additional features for precise calculations. Analyze mortgage or vehicle loans, save your data across devices, and access detailed reports for informed financial decisions. Upgrade to Pro for advanced functionalities and customization options.

๐Ÿ’ฐ Finance
(8.2K)
5
Mortgage Payoff Track
Mortgage Payoff Track
Mortgage Payoff Track
by Yutaka Onizuka
Free

The application allows homeowners to monitor and track their additional mortgage payments, visualize loan progress and interest savings, and simulate different payment scenarios to optimize their payoff schedule. It serves as a comprehensive mortgage management tool, enabling users to take control of their financial future and reduce the overall cost of their home loans.

๐Ÿ’ฐ Finance
(55)
6
Loan Tracker: Manage Debt
Loan Tracker: Manage Debt
Loan Tracker: Manage Debt
Track Loans, EMIs & Balance
Free
๐Ÿ’ฐ Finance
(0)
7
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Get your personal money assistant with a powerful financial app offering insights on your accounts and credit, free credit monitoring, access to credit card and loan offers, net worth tracking, credit building, early paycheck access, drive score monitoring, and more. Download the app to start optimizing your finances today.

๐Ÿ’ฐ Finance
(7.6M)
8
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Money, Saving & Budgeting App
Free

Get quick cash advances, track your budget, and manage your finances with ease. Take control of your financial health today!

๐Ÿ’ฐ Finance
(502K)
9
Loan Calculatorโ€ฐ
Loan Calculatorโ€ฐ
Loan Calculatorโ€ฐ
Simple Loan Calculator
Free

Calculate your loans or mortgages effortlessly with this simple loan calculator app. Just input the amount, term, and rate to get quick results. Try it now!

๐Ÿ’ฐ Finance
(96K)
10
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Track, Budget, & Save Cash!
Free

Get up to $250 cash advance with Cleo. Save money effortlessly with its smart budgeting tools, tailored to your spending habits. Say goodbye to financial worries โ€“ start managing your money smarter today!

๐Ÿ’ฐ Finance
(236K)
11
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

A debt payoff app that uses the snowball method to help users tackle their debts strategically. Start managing your debts effectively today with this intuitive planner.

๐Ÿ’ฐ Finance
(1K)
12
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

๐Ÿ’ฐ Finance
(73K)
13
Debt Free โ€“Pay Off Debt Faster
Debt Free โ€“Pay Off Debt Faster
Debt Free โ€“Pay Off Debt Faster
With Debt Snowball Method
Free
$0.99 | 100% OFF

A comprehensive debt management app utilizing the Debt Snowball method, featuring various tools like quick debt summaries, progress bars, payment due date reminders, and multiple payoff strategies. Users can track multiple debts, analyze repayment scenarios, and sync data across devices. Embark on your journey to financial freedom with Debt Free - Pay Off your Debt app!

๐Ÿ’ฐ Finance
(955)
14
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

Automate debt payoff with an app that rounds up your spare change to help you pay off credit cards, loans, and more. Save money effortlessly and accelerate your journey to a debt-free life with Stash My Cash. Join the Payoff Debt Revolution and start saving thousands today!

๐Ÿ’ฐ Finance
(5.2K)
15
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access fast cash advances to bridge financial gaps with Empower. Get quick approvals, flexible repayment options, and funds deposited directly into your account. Take control of your finances today.

๐Ÿ’ฐ Finance
(444K)
16
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

An innovative financial app that helps users pay off debts while making everyday purchases. Easily manage and track your payments in real-time. Take control of your finances with Ditch!

๐Ÿ’ฐ Finance
(1K)
17
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This finance app called Clerkie helps you manage and pay off debt efficiently, while also offering personalized loans, credit card recommendations, credit score monitoring, and budgeting tools. It provides bank-level security and features like debt negotiation, budget tracking, subscription management, and loan options to improve credit scores. Join now to take control of your finances!

๐Ÿ’ฐ Finance
(2.8K)
18
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

๐Ÿ’ฐ Finance
(63K)
19
Loan Amortization Calculator
Loan Amortization Calculator
Loan Amortization Calculator
Interest & Payment Schedule
Free

The Loan Amortization Calculator is a powerful app that helps you visualize and manage your loan payments. It allows you to easily input your loan details, calculate your monthly payments, and explore potential savings through additional payments, making it a valuable tool for financial planning and debt management.

๐Ÿ’ฐ Finance
(561)
20
Experianยฎ
Experianยฎ
Experianยฎ
Control Your Credit & Finances
Free

Take control of your credit with our powerful financial management app. Monitor your credit score, track your spending, and get personalized recommendations for improving your financial health. Download now to start managing your finances with ease.

๐Ÿ’ฐ Finance
(2.7M)