Best Loan Payoff Tracker Apps

250+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated October 2026

Debt Payoff Planner & Tracker is the household name in loan payoff tracker, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Loan Payoff Tracker Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.3K)YesYesOct 2026
2Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (23K)YesYesOct 2026
3Changed: Automate Debt PayoffChanged: Automate Debt PayoffFree4.6★ (5.6K)YesNoOct 2026
4Debt Payoff Box: Snowball PlanDebt Payoff Box: Snowball PlanFree4.5★ (2.4K)NoYesOct 2026
5LoanTrail Auto Loan TrackerLoanTrail Auto Loan TrackerFree5.0★ (1)NoNoSep 2026
6Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesOct 2026
7Mortgage Payoff TrackMortgage Payoff TrackFree2.9★ (55)YesNoMay 2026
8Payoff — Debt TrackerPayoff — Debt TrackerFree—NoYesOct 2026

Top Picks for Loan Payoff Tracker

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
💰 Finance
4.7😊(7.3K ratings)
FreeAdsIn-App Purchases
#77in Finance
Debt Payoff Planner & Tracker screenshot 1
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Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface
  • 🤑 Affordable premium subscription
  • 🔢 Customizable debt payoff strategies

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
  • 🔢 Difficulty making changes to existing debt entries
  • 💸 Concerns about recurring subscription costs
Loan Calculator - Debt Planner#2

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, Lease & Payoff
Strong Contender
💰 Finance
4.6😐(23K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
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Loan Calculator - Debt Planner screenshot 3
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Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
  • 📵 Difficulty disabling ads
Changed: Automate Debt Payoff#3

Changed: Automate Debt Payoff by Changed Inc.

Track Debt, Pay It Down Faster
Worth Considering
💰 Finance
4.6😐(5.6K ratings)
FreeAds
Changed: Automate Debt Payoff screenshot 1
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Changed: Automate Debt Payoff screenshot 6

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

What We Love

  • 🚀 Helpful in paying off loans
  • 💡 Automatic debt payments
  • 👍 Easy to use
  • 🤑 Saves money without noticing
  • 🎉 Motivating to see progress

Room to Improve

  • 🐛 Connectivity issues with accounts
  • 🕰️ Slow payment processing
  • 💸 Subscription fees
  • 🤖 Poor customer support
  • 🔒 Difficulty accessing/withdrawing funds

More Loan Payoff Tracker apps to explore

FAQ about Loan Payoff Tracker

What are the best loan payoff tracker apps for iPhone?
Debt Payoff Planner & Tracker tops our loan payoff tracker apps ranking as of October 2026, with a 4.7-star average from 7.3K App Store ratings, and it's free to download.
Yes — 19 of the top loan payoff tracker apps we rank are free to download, including Debt Payoff Planner & Tracker and Loan Calculator - Debt Planner.
Debt Payoff Planner & Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ loan payoff tracker apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.