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Best Loan Payoff Tracker Apps

250+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated August 2026

Debt Payoff Box is the household name in loan payoff tracker, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Loan Payoff Tracker Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Box: Snowball PlanDebt Payoff Box: Snowball PlanFree4.5★ (2.4K)NoYesAug 2026
2LoanTrail Auto Loan TrackerLoanTrail Auto Loan TrackerFree—NoNoAug 2026
3Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
4Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesAug 2026
5Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.2K)YesYesAug 2026
6LendingTree SpringLendingTree SpringFree4.8★ (38K)NoNoAug 2026
7AI Loan Tracker - LoanWiseAI Loan Tracker - LoanWiseFree5.0★ (1)NoNoJul 2026
8LoanGrid: Loan Money TrackerLoanGrid: Loan Money TrackerFree—YesYesJul 2026

Top Picks for Loan Payoff Tracker

Debt Payoff Box: Snowball Plan#1

Debt Payoff Box: Snowball Plan by Natalia Alekseenko

Loan Tracker and Planner
Editor's Choice
💰 Finance
4.5😞(2.4K ratings)
FreeIn-App Purchases
Debt Payoff Box: Snowball Plan screenshot 1
Debt Payoff Box: Snowball Plan screenshot 2
Debt Payoff Box: Snowball Plan screenshot 3
Debt Payoff Box: Snowball Plan screenshot 4
Debt Payoff Box: Snowball Plan screenshot 5

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Helpful for debt planning
  • 🚀 Straightforward layout
  • 🚀 Provides amortization schedules

Room to Improve

  • 🐛 Buggy and glitchy
  • 💰 Requires paid upgrade for basic features
  • 🔒 No cloud sync or backup
Loan Calculator - Debt Planner#3

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Worth Considering
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes

More Loan Payoff Tracker apps to explore

4
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
5
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
💰 Finance
(7.2K)
free with in-app purchases
6
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

Free credit score updates and alertsPersonalized saving insightsLoan and credit card shopping
💰 Finance
(38K)
free with in-app purchases
7
AI Loan Tracker - LoanWise
AI Loan Tracker - LoanWise
AI Loan Tracker - LoanWise
Track loans & payments
Free

Manage multiple loans and payments in one organized place. Track debt, view upcoming due dates, and use a calculator to estimate payments and interest. Designed for clarity and confident financial decisions.

Track loans with rates and termsView remaining balance and payment historyCalculate monthly payments and interest
💰 Finance
(1)
freemium
8
LoanGrid: Loan Money Tracker
LoanGrid: Loan Money Tracker
LoanGrid: Loan Money Tracker
Debt payoff, budget, expenses
Free
💰 Finance
(0)
9
Payoff — Debt Tracker
Payoff — Debt Tracker
Payoff — Debt Tracker
Crush debt. Keep more money.
Free
💰 Finance
(0)
10
Ledgeo: Loan Ledger & Tracker
Ledgeo: Loan Ledger & Tracker
Ledgeo: Loan Ledger & Tracker
Manage Loans, Debt & Borrowers
Free
💰 Finance
(0)
11
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.4K)
free with in-app purchases
12
Lend Tracker
Lend Tracker
Lend Tracker
by Amcle IT Solutions Inc
Free
💰 Finance
(0)
13
DebtCleared: Payoff Tracker
DebtCleared: Payoff Tracker
DebtCleared: Payoff Tracker
Manage loans & track payments
Free
$9.99 | 100% OFF
🌟 Lifestyle
(0)
14
Financial Payment Tracker
Financial Payment Tracker
Financial Payment Tracker
Debt Payoff Planner & Log
Free
💰 Finance
(0)
15
Payoff - Mortgage Calculator
Payoff - Mortgage Calculator
Payoff - Mortgage Calculator
Home Loan Payoff Amortization
$0.99
💰 Finance
(0)
16
Loan Calculator - EMI Planner
Loan Calculator - EMI Planner
Loan Calculator - EMI Planner
by Sneyder Cante
Free
💰 Finance
(0)
17
Fairmoney: Loan & Debt Tracker
Fairmoney: Loan & Debt Tracker
Fairmoney: Loan & Debt Tracker
Financial Calculator & Tracker
Free
📊 Productivity
(0)
18
BeatMyEMI
BeatMyEMI
BeatMyEMI
by Infynialabs llp
Free
💰 Finance
(0)
19
Loan Co-Pilot
Loan Co-Pilot
Loan Co-Pilot
Loan Calculator & Tracker
Free
📊 Productivity
(0)
20
EMIDash: Loan Tracker
EMIDash: Loan Tracker
EMIDash: Loan Tracker
Track Payments & Due Dates
Free
💰 Finance
(0)

FAQ about Loan Payoff Tracker

What are the best loan payoff tracker apps for iPhone?
Debt Payoff Box: Snowball Plan tops our loan payoff tracker apps ranking as of August 2026, with a 4.5-star average from 2.4K App Store ratings, and it's free to download.
Yes — 19 of the top loan payoff tracker apps we rank are free to download, including Debt Payoff Box: Snowball Plan and LoanTrail Auto Loan Tracker.
Debt Payoff Box: Snowball Plan has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ loan payoff tracker apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Debt Payoff Box is a debt management application designed to help users organize and plan the payoff of their various debts. It offers strategies like the snowball and avalanche methods, allows for extra payments, and provides detailed schedules to track progress towards becoming debt-free.
Key features include defining debt payoff order (smallest first or highest interest first), using a snowball effect with released funds, adding extra monthly payments to save interest and time, and a 'fast forward' option to update debt status without manual transaction tracking. It also offers detailed payment schedules and 'what-if' analysis.